What Happens if you Declare Bankruptcy

Oct 9, 2018
Contrary to the fears many people have, the process of filing bankruptcy in BC is actually quite straightforward. Between 600 and 1,000 individuals in BC each and every month opt to restructure their finances by filing for bankruptcy or making a Consumer...Read more

Breakfast Television Vancouver: Tips to Avoid the Minimum Payment Trap

Oct 2, 2018
According to Equifax data last year approximately 59% of Canadians paid off their credit card balances in full each month; so far this year that number has declined to 56%. Although this may seem like a small change, the fact that total consumer debt...Read more

Connect with Sands & Associates at the Nanaimo Business Expo!

Sep 27, 2018
Nanaimo-based Licensed Insolvency Trustee Janet Humes and Insolvency Estate Manager Julie Cho will be attending the Nanaimo Business Expo on October 4th from 10:00am to 5:00pm. The Nanaimo Business Expo, presented by the Greater Nanaimo Chamber of Commerce,...Read more

What’s the Difference Between Consumer Proposals and Bankruptcy?

Sep 24, 2018
This month’s edition of Sands & Associates’ “Ask a Licensed Insolvency Trustee” series breaks down three key differences in bankruptcy versus Consumer Proposal. Q: What’s the difference between Consumer Proposals and bankruptcy? Although they...Read more

Office Spotlight: Sands & Associates Kamloops

Sep 17, 2018
Sands & Associates’ Kamloops office is one of our two locations providing debt help solutions to consumers and small businesses in BC’s Thompson-Okanagan region. We understand that carrying debt can be tough, and sometimes the decision to open up and...Read more