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You Owe it to Yourself to Get Debt Help

May 22, 2023

Are you worried about managing debt that feels never-ending? Facing account balances that never seem to go down, no matter how many payments you make? Have you been thinking about seeking professional debt advice but been too overwhelmed or afraid to seek...Read more

What Can I Do to Pay Off my Debt?

May 8, 2023

Are you trying to figure out what to do about your debt, or looking for help deciding how best to pay off your debt? You are not alone! Read on to understand the different debt solutions you might consider to help you pay off your debt, and learn where BC...Read more

Understanding Credit Reports and Scores in Canada (Plus When, Why and How to Check Them)

Apr 24, 2023

Credit history and ratings are often a confusing aspect of money matters for Canadians, and as Licensed Insolvency Trustees we are regularly asked about how consumer credit reports work. If you’ve ever had a credit account, read on to learn the essentials...Read more

4 Questions to Ask When Choosing a Credit Counsellor

Apr 11, 2023

When dealing with a debt problem as many as 95% of people don’t seek professional support right away. Once the decision is made to get help, it’s not uncommon for people to feel overwhelmed trying to understand what resources are available, and where to...Read more

What’s the Difference Between Good Debt and Bad Debt?

Mar 27, 2023

What makes a debt ‘good’ or ‘bad’? Well…that depends. If you’re evaluating your personal finances read on to learn some key factors in categorizing your debts, guidance in prioritizing debt repayment, and where you can safely get qualified...Read more

How Do I Know When to Get Professional Debt Help?

Mar 13, 2023

Many people with debt are unsure whether their situation warrants professional input, and these uncertainties and delays often cause people to remain in stressful situations that otherwise could be quickly resolved with help from a Licensed Insolvency...Read more

Dealing with Debt – Global News Features Real Stories from BC Consumers

Feb 27, 2023

Findings from the 2022 BC Consumer Debt Study recently released by Sands & Associates offer unique insights into consumer debt issues in the province, with over 1,400 British Columbians who recently used a legal debt relief process having participated in...Read more

Expert Debt Advice for a Debt-Free Plan

Feb 22, 2023

Money worries are often a daily stress for people struggling to pay off debt and can have serious impacts on day-to-day life. Blair Mantin, President of Sands & Associates, BC’s largest firm of Licensed Insolvency Trustees dedicated to consumer debt...Read more

Sands & Associates Recognized as BC’s Best Licensed Insolvency Trustee

Feb 13, 2023

Sands & Associates is thrilled to announce we have been recognized as a best-in-class BC business, being presented 2023 Consumer Choice Awards in the category of best Licensed Insolvency Trustees. We are proud to have received this prestigious award for...Read more

Does Debt Impact Mental Health? Latest BC Consumer Debt Study Says Emotional Burden Can Be Substantial

Jan 16, 2023

Almost 4 in 5 people polled in the 2022 BC Consumer Debt Study said their mental health suffered being in debt. Findings from the 2022 BC Consumer Debt Study were released today, offering a unique and frank view of consumer debt issues British Columbians...Read more

What’s the Best Way to Consolidate my Debt?

Dec 12, 2022

Debt consolidation can make it easier for you to pay off your debt, and there are several different types of debt consolidation you might consider. Read on to learn about one of the best ways consumers can consolidate AND cut their debt without paying...Read more

Book your free consultation with one of our experts and start living a debt-free life.

What’s the Best Way to Consolidate my Debt?

Dec 12, 2022

9 Things Sands & Associates Licensed Insolvency Trustees Want You to Know About Dealing with a Debt Problem

Dec 3, 2021

Since 1990, Sands & Associates - BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for consumers - has helped tens of thousands of people break free from debt and ultimately change their lives with a financial fresh start....Read more

What is a Licensed Insolvency Trustee?

Sep 10, 2021

Although tens of thousands of Canadians proceed with formal debt solutions each year, many others who struggle with financial challenges don’t know where to turn for support when it comes to dealing with debt. It is important for consumers to not only be...Read more

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Say Goodbyeto Debt Stress

Say Goodbye
to Debt Stress