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Office Spotlight: Sands & Associates Terrace

Jul 5, 2021

Since 1990 Sands & Associates has taken great pride in helping people in BC find their best debt solution and become debt-free. Now our debt help services are reaching more consumers and small businesses than ever before, and we’re pleased to announce...Read more

How Do I Get Out of Debt? Expert Tips, Do’s and Don’ts

Jun 21, 2021

Whether you consider your debt a minor nuisance, a major category in your personal budget, or a growing headache, most Canadian consumers aim to shrink their debts as fast as possible. Unfortunately, the ins and outs of debt management can be more complicated...Read more

4 Facts About Tax Debt – Where to Get Tax Debt Help

May 27, 2021

Canada Revenue Agency (CRA) has said that 9 out of 10 Canadians file and pay their income taxes on time – so while a majority are on track, that still leaves many Canadians carrying tax debt, potentially spelling big costs and high stress levels for...Read more

Office Spotlight: Sands & Associates Prince George

May 17, 2021

Founded in 1990, Sands & Associates has grown over the years to become BC’s largest firm of Licensed Insolvency Trustees focused exclusively on debt help services for individuals. More than 30 years later, Sands & Associates is helping more people...Read more

10 Facts You Should Know About Consumer Proposals

May 3, 2021

Consumer Proposals are a powerful debt solution, a popular substitute to traditional consolidation loans, and Canada’s number one alternative to personal bankruptcy. Working with a Licensed Insolvency Trustee you will develop an offer to pay your creditors...Read more

What You Should Know About Co-Signing Debts

Apr 19, 2021

Whether you are considering co-signing a loan with your child, signing up for a joint credit card with your spouse or even signing on to help out a close friend – when it comes to co-signed debt consumers need to be aware of the commitments and...Read more

Personal Debt Check-Up: What to Look for (and What to Ignore)

Apr 5, 2021

Are you feeling unsure about where you stand when it comes to debt? Learn some key factors to consider when you’re evaluating your personal debt situation and overall financial health – we’ll also note some things you can disregard, and where to get...Read more

“It’s All Relative”: Understanding Debt Liability for Couples & Families

Mar 22, 2021

As Licensed Insolvency Trustees it’s common for us to hear from people who are concerned about someone else’s debt problem, or how their own challenges with debt might impact someone else. We often address questions from children worried about their...Read more

How to Balance Your Budget to Pay Off Debt and Cut Money Stress

Mar 5, 2021

Whether your goal is to pay off debt faster or simply manage your regular expenses without relying on credit, you need a financial plan that works for you. Maybe it feels like your financial intentions are going awry each month? You may be going off-course...Read more

Office Spotlight: Sands & Associates Squamish

Feb 22, 2021

BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for individuals and small businesses is proud to announce the addition of another local office to their province-wide network. Sands & Associates’ Squamish office is now...Read more

Sands & Associates Wins Consumer Choice Award for 10th Year

Feb 8, 2021

It is with great pride that Sands & Associates announces we have been awarded the Consumer Choice Award for Best Licensed Insolvency Trustee in BC’s Vancouver and Abbotsford regions. This marks the 10th consecutive year that Sands & Associates has...Read more

Book your free consultation with one of our experts and start living a debt-free life.

How do Consumer Proposals Compare to Debt Consolidation Loans?

Nov 16, 2020

Consumer Proposals are an increasingly popular choice for Canadians seeking to better manage their debts. Known for affordable monthly payments and flexibility, a Consumer Proposal can have many benefits over choosing to consolidate debt with a consolidation...Read more

Can a Consumer Proposal or Bankruptcy Help with Tax Debt?

Feb 20, 2020

Licensed Insolvency Trustees are often contacted by individuals and business owners who are looking for solutions to help them deal with Canada Revenue Agency (CRA) debts that they are unable to repay. If you are facing a balance owing to CRA for income tax,...Read more

4 Ways to Pay Off Credit Card Debts

Aug 19, 2019

With every major bank and big retailer offering consumers a credit card, it’s no surprise that most Canadians have at least one credit card in their wallet. While credit cards can be convenient, not paying your balance in full each month can accumulate a...Read more

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