New Debt Study Uncovers How Debt Problems Impact BC Consumers
Jan 27, 2025
The latest BC Consumer Debt Study from Sands & Associates shows credit card bills are the number one driver of debt problems for BC consumers – and people are waiting longer than ever to seek debt help. Having polled over 2,100 people from around...Read more
Consumers Delay Seeking Debt Help Despite Drain on Mental Health – Latest BC Consumer Debt Study
Jan 20, 2025
Almost 4 in 5 consumers polled in the 2024 BC Consumer Debt Study say their mental health suffered being in debt and 40% of people surveyed waited more than two years to seek professional debt help. Findings from Sands & Associates’ 2024 BC...Read more
Office Spotlight: Sands & Associates Revelstoke
Dec 16, 2024
Since founding in 1990, Sands & Associates has grown to become BC’s leading firm of Licensed Insolvency Trustees focused exclusively on debt help services for consumers. Our caring team of Licensed Insolvency Trustees, Insolvency Estate Managers, and...Read more
Consumer Proposal Pros and Cons
Dec 9, 2024
Managing debt with a Consumer Proposal can offer many benefits to people looking to successfully consolidate, cut, and pay off their debt. Read on to understand key pros and cons of consolidating debt with a Consumer Proposal, and other details to know if...Read more
Do Creditors Usually Accept a Consumer Proposal?
Oct 7, 2024
Consumer Proposals filed by Sands & Associates’ Licensed Insolvency Trustees have up to a 99% success rate. Learn how making a Consumer Proposal can consolidate and cut your debt up to 80% or more without borrowing, and how the process of negotiating...Read more
Office Spotlight: Sands & Associates North Vancouver
Sep 23, 2024
Sands & Associates is BC’s largest firm of Licensed Insolvency Trustees dedicated to consumer debt help services. Since 1990 Sands & Associates has grown to become an award-winning firm serving residents across the province, and we are proud to have...Read more
Turned Down for a Consolidation Loan? Here’s What You Can Do
Sep 9, 2024
Debt consolidation can be a smart way to streamline multiple payments and better manage your personal debt, but getting approved for a consolidation loan with good borrowing terms can be much more difficult than many people anticipate. If you’ve been...Read more
Why a Licensed Insolvency Trustee is Your Best Debt Help Resource
Jul 8, 2024
If you’ve found yourself worried about managing your debt and wondering what you should – or even can – do to get out of debt, you’re not alone. Struggling with debt can feel overwhelming and isolating and many Canadians are unsure where to turn for...Read more
Do I Qualify for Personal Bankruptcy?
Jun 10, 2024
If you’re struggling with debt you may consider whether declaring bankruptcy is a solution to help you get a financial fresh start. Read on to learn how to qualify for personal bankruptcy in BC, and get information about the number one alternative to...Read more
Bad Credit? Here’s What You Can Do
May 6, 2024
Are you struggling with debt or wondering what you can do to deal with a bad credit score and move forward financially? The good news is there are actions you can take to improve your financial situation and credit score. Read on to learn tips for...Read more
What Happens to my Tax Filings if I Make a Consumer Proposal or File Bankruptcy?
Apr 22, 2024
Consumer Proposals and bankruptcies are two different legal options that consumers in Canada can use to help deal with unmanageable debt. Both options are only accessible through working with a Licensed Insolvency Trustee. Read on to learn how...Read more
