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4 Common Causes of Tax Debt (and What to Do if you Can’t Pay)

Apr 2, 2019

While filing an income tax return might be a financial win if you’re expecting a refund, it can be a huge source of stress if you’re one of the thousands of Canadians who have unpaid tax debt. Blair Mantin, a Licensed Insolvency Trustee and Senior...Read more

4 Tips for a Stress-Free Tax Time

Mar 13, 2019

Tax season can be the best of times (if you’re getting a refund), or the worst of times (if you procrastinate filing or know you owe money). Like it or not, tax time is here! Vice-President at Sands & Associates and Vancouver Licensed Insolvency...Read more

Risky and Riskier – Understanding Payday and Brokered Cash Loans

Feb 25, 2019

When it comes to alternative borrowing, payday loans are about as risky as it gets. Payday loans are often used as a way to get access to credit quickly, regardless of your credit history or score. Here’s how it works: Payday loans are short-term loans...Read more

Why Financial Advisors Need to Know a Debt Expert

Feb 21, 2019

“Knowing is not owing” isn’t just good advice for those in debt; if you’re a specialist in the financial industry, here’s why you should have a Licensed Insolvency Trustee (formerly called Bankruptcy Trustees) within your professional...Read more

What’s the Difference Between Credit Counselling and Debt Consolidation?

Feb 11, 2019

One of the first debt management tools most people research is a debt consolidation loan. Another debt solution that is a type of debt consolidation is a credit counselling program, often known as a Debt Management Plan (“DMP”). Although both options can...Read more

Annual BC Consumer Debt Study Reveals New Debt Red Flag

Feb 7, 2019

Sands & Associates, British Columbia’s largest firm of Licensed Insolvency Trustees recently released the findings of its sixth annual BC Consumer Debt Study, based on survey responses from over 1,600 British Columbians who had either filed for personal...Read more

Not All is Created Equal When it Comes to Debt – Breakfast Television Vancouver

Jan 31, 2019

Most Canadians are carrying some type of debt, from a mortgage to a student loan to a (or several!) credit card. But what many consumers don’t consider, is that not all types of debt are created equal and it’s important to take stock before taking on the...Read more

4 Debt Help Resources Everyone Should Know About

Jan 29, 2019

As Licensed Insolvency Trustees, we have the legal authority and expertise to help you get out of debt. For many people that come to see us, some of the best value we provide is to give coaching and education about what resources exist for consumers faced...Read more

Office Spotlight: Sands & Associates Tri-Cities

Jan 4, 2019

Providing debt help in the Tri-Cities area of Metro Vancouver, Sands & Associates’ Tri-Cities office is located in the city of Port Coquitlam. In addition to being part of our multi-year Consumer Choice Award winning office network, our Tri-Cities...Read more

Consumers Seeking Debt Help on the Rise – BNN Bloomberg Reports

Jan 3, 2019

Record-high debt levels, interest rate hikes and a jump in payday loan use are being cited as just some of the reasons more and more Canadians are reaching out for professional debt help. BNN Bloomberg spoke with debt help experts from the insolvency industry...Read more

After Making a Consumer Proposal – What You Need to Know

Dec 17, 2018

No matter what stage of making a Consumer Proposal you may be at (even if you’re still considering one), you probably have questions about what to expect after your Consumer Proposal is finished. Below we’ve outlined some important information about what...Read more

Meet Peter, Hear his Debt-Free Success Story

Oct 23, 2019

Life events beyond our control often have serious long-term financial consequences. Despite many people’s best efforts, they’re sometimes simply unable to continue to manage their debts on their own. It’s important for consumers and business owners to...Read more

Meet Ian, Hear his Debt-Free Success Story

Sep 30, 2019

Many people wait to seek help with their debts because they’re worried there is no solution to their situation, or they fear being judged for struggling to manage their finances. The truth is that money problems can happen to anyone, and there are real...Read more

4 Ways to Pay Off Credit Card Debts

Aug 19, 2019

With every major bank and big retailer offering consumers a credit card, it’s no surprise that most Canadians have at least one credit card in their wallet. While credit cards can be convenient, not paying your balance in full each month can accumulate a...Read more

4 Common Causes of Tax Debt (and What to Do if you Can’t Pay)

4 Tips for a Stress-Free Tax Time

Risky and Riskier – Understanding Payday and Brokered Cash Loans

Why Financial Advisors Need to Know a Debt Expert

What’s the Difference Between Credit Counselling and Debt Consolidation?

Annual BC Consumer Debt Study Reveals New Debt Red Flag

Not All is Created Equal When it Comes to Debt – Breakfast Television Vancouver

4 Debt Help Resources Everyone Should Know About

Office Spotlight: Sands & Associates Tri-Cities

Consumers Seeking Debt Help on the Rise – BNN Bloomberg Reports

After Making a Consumer Proposal – What You Need to Know

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Featured Blogs

Meet Peter, Hear his Debt-Free Success Story

Meet Ian, Hear his Debt-Free Success Story

4 Ways to Pay Off Credit Card Debts

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