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How Bankruptcy Protects Your Assets

Sep 11, 2019

Many people facing a serious debt problem avoid considering bankruptcy as a solution because they believe filing bankruptcy will cause them to lose their personal assets or put their income at risk. Contrary to popular belief, the truth is that filing a...Read more

An Overview of Seize or Sue and Vehicle Loans in BC

Sep 3, 2019

As Licensed Insolvency Trustees we are often contacted by people who have vehicle loans or leases but can no longer afford to maintain their ongoing payments. In BC there are laws under the Personal Property Security Act (“PPSA”) that can help consumers...Read more

4 Ways to Pay Off Credit Card Debts

Aug 19, 2019

With every major bank and big retailer offering consumers a credit card, it’s no surprise that most Canadians have at least one credit card in their wallet. While credit cards can be convenient, not paying your balance in full each month can accumulate a...Read more

4 Often Overlooked Warning Signs of a Debt Problem

Aug 7, 2019

How do you know you’ve got a debt problem? It’s one thing to hear general warnings in the news, but it’s another to recognize them in your own life. One remark Licensed Insolvency Trustees often hear from clients once they are underway with a...Read more

Office Spotlight: Sands & Associates Duncan

Jul 22, 2019

Sands & Associates is pleased to announce the opening of our newest Vancouver Island office in Duncan BC! Since its founding in 1990, Sands & Associates has grown to a network of local offices throughout the province and we are proud to help more...Read more

Office Spotlight: Sands & Associates Richmond

Jul 15, 2019

Sands & Associates has been helping people in BC leave their debt behind for almost 30 years. As the only qualified debt professionals licensed by the Federal Government, we have the legal power to eliminate debt and get you back on track. Our dedicated...Read more

Office Spotlight: Sands & Associates Colwood

Jul 15, 2019

One of our four Vancouver Island locations, Sands & Associates’ Colwood office serves local residents of Colwood, Langford and surrounding areas. Our friendly team of debt management experts helps individuals and small businesses assess their debt...Read more

What Happens When You Can’t Pay Your Debt?

Jul 10, 2019

Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debt as planned. Many people don’t know where to turn for answers, or help - something Blair Mantin, a...Read more

Why Your Credit Rating is the Wrong Indicator of Your Financial Health

Jul 3, 2019

Although many consumers aren’t totally clear on what a credit score really means, most are concerned about their credit rating when it comes to evaluating their financial health. Learn why your credit rating is often the wrong measure, how focusing on your...Read more

An Overview of Wage Garnishment in BC

Jun 24, 2019

Wage garnishments or seizures are an extreme collection method that creditors may use to recover money owed to them. Facing a wage garnishment can be incredibly stressful and overwhelming, and many people don’t know what their rights and remedies are in the...Read more

What You Need to Know Before Consolidating Debt

Jun 10, 2019

First off – what do we mean by ‘debt consolidation’? Debt consolidation is a term that you hear a lot, and it typically means that you combine all of your debt into a single monthly payment, rather than paying each of your debts separately each month....Read more

Can a Consumer Proposal or Bankruptcy Help with Tax Debt?

Feb 20, 2020

Licensed Insolvency Trustees are often contacted by individuals and business owners who are looking for solutions to help them deal with Canada Revenue Agency (CRA) debts that they are unable to repay. If you are facing a balance owing to CRA for income tax,...Read more

Credit Card Debt Driving Insolvencies – Even for Consumers with Full-Time Employment and Good Credit Scores

Feb 10, 2020

VANCOUVER, BRITISH COLUMBIA – February 10, 2020 Working full-time and hold a good credit score? That might not be enough to keep a debt problem from setting in. A new BC debt study shows over 70% of BC residents who filed for bankruptcy or made a...Read more

Meet Jessica, Hear her Debt-Free Success Story

Dec 27, 2019

Even debts that start off small can snowball into long-term unmanageable monthly payments and a balance that just doesn’t seem to go down, no matter how disciplined you are with making monthly payments. The worry and stress of a money problem isn’t...Read more

How Bankruptcy Protects Your Assets

An Overview of Seize or Sue and Vehicle Loans in BC

4 Ways to Pay Off Credit Card Debts

4 Often Overlooked Warning Signs of a Debt Problem

Office Spotlight: Sands & Associates Duncan

Office Spotlight: Sands & Associates Richmond

Office Spotlight: Sands & Associates Colwood

What Happens When You Can’t Pay Your Debt?

Why Your Credit Rating is the Wrong Indicator of Your Financial Health

An Overview of Wage Garnishment in BC

What You Need to Know Before Consolidating Debt

GET A FINANCIAL FRESH START

Featured Blogs

Can a Consumer Proposal or Bankruptcy Help with Tax Debt?

Credit Card Debt Driving Insolvencies – Even for Consumers with Full-Time Employment and Good Credit Scores

Meet Jessica, Hear her Debt-Free Success Story

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