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7 Signs You Should Deal with Your Personal Debt – Now

Jan 3, 2022

Many consumers have debt repayment factored into their monthly budget as a standard expense and consider debt payments part of their regular financial affairs. But, according to some Licensed Insolvency Trustees, there are signs that often indicate a better...Read more

3 Common Pieces of Debt Advice to Think Twice About

Dec 16, 2021

The good intentions of others can sometimes lead to receiving bad advice. And, when it comes to money matters and dealing with debt, there can be many pitfalls that often catch consumers unaware. In Canada Licensed Insolvency Trustees are the only...Read more

9 Things Sands & Associates Licensed Insolvency Trustees Want You to Know About Dealing with a Debt Problem

Dec 3, 2021

Since 1990, Sands & Associates - BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for consumers - has helped tens of thousands of people break free from debt and ultimately change their lives with a financial fresh start....Read more

Learn About Your Options for Debt Forgiveness in Canada

Nov 19, 2021

Maybe you’ve seen advertisements for debt forgiveness programs, or you’ve been struggling with debt, or credit card balances that feel never-ending and wondering what, if anything, you can do about it. The good news is that there are two different options...Read more

10 Facts You Should Know About Personal Bankruptcy

Nov 5, 2021

From qualifying to costs, the process of legal debt solutions such as personal bankruptcy are often unknown to or misunderstood by consumers, usually to the detriment of those dealing with a debt problem and trying to find a way out of debt. Every year...Read more

What’s the Best Plan for Consolidated Credit Counselling?

Oct 22, 2021

From understanding the differences in debt help professionals to deciphering the ‘fine print’ of the Canadian debt relief industry, the world of debt expertise can be a confusing place for those already overwhelmed trying to solve their challenges with...Read more

Should I Work with a Debt Settlement Agent or Credit Counsellor? What’s the Difference?

Oct 8, 2021

If you’re considering getting professional debt help it’s crucial to make a fully informed decision about the organization or individual you choose to work with before moving ahead. What many BC consumers seeking debt solutions do not realize is how...Read more

Expert Tips to Pay Down Credit Card Debt Faster

Oct 5, 2021

Although they’re a convenient payment tool and extremely common form of credit, many people end up struggling with credit card balances – sometimes for years and even decades. Whether you’ve recently made it a personal goal to pay off your credit cards...Read more

Is Being Debt-Free Your Top Financial Priority? It (Almost Always) Should Be

Sep 24, 2021

When being debt-free seems like a goal far into the future or nearly out of reach it’s easy to get lulled into recurring financial habits and resigned to the monthly practice of making long term debt payments. As Licensed Insolvency Trustees every day we...Read more

What is a Licensed Insolvency Trustee?

Sep 10, 2021

Although tens of thousands of Canadians proceed with formal debt solutions each year, many others who struggle with financial challenges don’t know where to turn for support when it comes to dealing with debt. It is important for consumers to not only be...Read more

Office Spotlight: Sands & Associates Kitimat

Aug 23, 2021

Since its founding in Vancouver in 1990, Sands & Associates has grown to become BC’s largest firm of Licensed Insolvency Trustees focused exclusively on debt help services for individuals and small businesses. We are pleased to announce our expanded...Read more

Book your free consultation with one of our experts and start living a debt-free life.

9 Things Sands & Associates Licensed Insolvency Trustees Want You to Know About Dealing with a Debt Problem

Dec 3, 2021

What is a Licensed Insolvency Trustee?

Sep 10, 2021

How do Consumer Proposals Compare to Debt Consolidation Loans?

Nov 16, 2020

Consumer Proposals are an increasingly popular choice for Canadians seeking to better manage their debts. Known for affordable monthly payments and flexibility, a Consumer Proposal can have many benefits over choosing to consolidate debt with a consolidation...Read more

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