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What Happens if you Declare Bankruptcy

Oct 9, 2018

Contrary to the fears many people have, the process of filing bankruptcy in BC is actually quite straightforward. Between 600 and 1,000 individuals in BC each and every month opt to restructure their finances by filing for bankruptcy or making a Consumer...Read more

Breakfast Television Vancouver: Tips to Avoid the Minimum Payment Trap

Oct 2, 2018

According to Equifax data last year approximately 59% of Canadians paid off their credit card balances in full each month; so far this year that number has declined to 56%. Although this may seem like a small change, the fact that total consumer debt...Read more

Connect with Sands & Associates at the Nanaimo Business Expo!

Sep 27, 2018

Nanaimo-based Licensed Insolvency Trustee Janet Humes and Insolvency Estate Manager Julie Cho will be attending the Nanaimo Business Expo on October 4th from 10:00am to 5:00pm. The Nanaimo Business Expo, presented by the Greater Nanaimo Chamber of Commerce,...Read more

What’s the Difference Between Consumer Proposals and Bankruptcy?

Sep 24, 2018

This month’s edition of Sands & Associates’ “Ask a Licensed Insolvency Trustee” series breaks down three key differences in bankruptcy versus Consumer Proposal. Q: What’s the difference between Consumer Proposals and bankruptcy? Although they...Read more

Office Spotlight: Sands & Associates Kamloops

Sep 17, 2018

Sands & Associates’ Kamloops office is one of our two locations providing debt help solutions to consumers and small businesses in BC’s Thompson-Okanagan region. We understand that carrying debt can be tough, and sometimes the decision to open up and...Read more

Understanding the Effects of Bankruptcy – Global News Reports

Sep 11, 2018

Being in debt can be stressful and this stress can be exacerbated by a sense of shame. Many people feel ashamed about not being able to repay their debts, consequently this embarrassment means that money problems (and solutions) are not an area of finances...Read more

Can you Keep your House if you File Bankruptcy?

Sep 10, 2018

Many homeowners struggling with their debts worry what will happen to their house if they claim bankruptcy. The good news is that filing a bankruptcy does not mean that you will automatically lose your home. Let’s review some of the key facts about...Read more

4 Times Bankruptcy may be a Better Debt Solution than a Consolidation Loan

Sep 4, 2018

Many people considering debt restructuring first turn to debt consolidation loans and think of personal bankruptcy as a ‘last resort’. Here are four types of situations where filing a personal bankruptcy can actually be a better solution than a...Read more

Office Spotlight: Sands & Associates Maple Ridge

Aug 27, 2018

With 16 local offices throughout BC, when you need debt help - Sands & Associates is here for you. Our award-winning firm of Licensed Insolvency Trustees has been providing legal debt solutions to individuals and small businesses for almost thirty years,...Read more

How Much Does it Cost to File a Consumer Proposal?

Aug 20, 2018

Ask a Licensed Insolvency Trustee! Award-winning BC Licensed Insolvency Trustees Sands & Associates answers questions about debt help, including personal bankruptcy and Consumer Proposals. Q: How much does it cost to file a Consumer Proposal? A: The...Read more

What Debts will a Consumer Proposal Settle?

Aug 13, 2018

Many people don’t know that they can consolidate almost all their debts in a Consumer Proposal. Unlike traditional or non-profit credit counselling programs, Consumer Proposals can even be used to deal with debt owing to Canada Revenue Agency (CRA),...Read more

What Happens if you Declare Bankruptcy

Breakfast Television Vancouver: Tips to Avoid the Minimum Payment Trap

Connect with Sands & Associates at the Nanaimo Business Expo!

What’s the Difference Between Consumer Proposals and Bankruptcy?

Office Spotlight: Sands & Associates Kamloops

Understanding the Effects of Bankruptcy – Global News Reports

Can you Keep your House if you File Bankruptcy?

4 Times Bankruptcy may be a Better Debt Solution than a Consolidation Loan

Office Spotlight: Sands & Associates Maple Ridge

How Much Does it Cost to File a Consumer Proposal?

What Debts will a Consumer Proposal Settle?

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