New BC Study Explores Personal Debt Problems in the Province
Jan 23, 2024
The latest BC Consumer Debt Study shows that BC’s costs of living have become a key cause of debt problems, and challenges dealing with debt are taking a significant toll on the personal wellbeing of thousands of British Columbians. Having polled over...Read more
Increasing Number of Consumers Turning to Credit for Costs of Living, with Impacts to Mental Health and More – Latest BC Consumer Debt Study
Jan 15, 2024
More than 7 in 10 individuals polled in the 2023 BC Consumer Debt Study said overwhelming stress was how they knew their debts were becoming a problem. Findings from the 2023 BC Consumer Debt Study were released today, presenting a unique exploration of...Read more
What Assets Can I Keep if I Declare Bankruptcy?
Dec 18, 2023
Are you struggling with unmanageable debt but worried about giving up your vehicle, RRSPs, or other assets if you declare bankruptcy? Fortunately, there are laws in place in Canada that allow you to get debt forgiveness and protection from your creditors,...Read more
The Debt-Free Difference
Dec 4, 2023
Making debt payments month after month can seem never-ending, and being debt-free too far off to imagine. If you’re feeling frustrated with your debt, or as though you’ll never get your debt paid off – know that you are not alone in this, and that...Read more
Financial and Credit Counselling with a Qualified Insolvency Counsellor
Nov 20, 2023
Studies have shown receiving professional debt help from a Licensed Insolvency Trustee can provide many positive impacts to an individual’s personal approach on money matters, through improving budgeting and savings skills, offering a better understanding...Read more
How Much Debt is Too Much?
Nov 2, 2023
When most people seem to be carrying debt, just how do you know when you’ve got a problem? BC debt expert and Sands & Associates Licensed Insolvency Trustee Blair Mantin recently joined Global News to share some common warning signs about personal debt...Read more
How Do I Qualify for a Consumer Proposal?
Oct 16, 2023
A Consumer Proposal can allow you to consolidate and cut your personal debt – without borrowing, added interest, or professional fees. Read on to learn about the Consumer Proposal process, and whether you might qualify to file a Consumer Proposal to deal...Read more
Understanding Interest Rates – and Why They Matter if You Have Debt
Oct 2, 2023
Interest rate changes can have significant effects on the average consumer, with rate hikes triggering immediate changes to debt costs and payment requirements. Read on to learn what Canadian consumers should understand about interest rates, including how...Read more
Office Spotlight: Sands & Associates Prince Rupert
Sep 18, 2023
BC Licensed Insolvency Trustee firm Sands & Associates is pleased to announce the opening of its newest local office in the province – Sands & Associates’ Prince Rupert location. Founded in 1990, Sands & Associates has grown to become an...Read more
Is Debt Consolidation Good or Bad? Understand the Pros and Cons of Debt Consolidation
Sep 4, 2023
Consolidating your debt can help you streamline your debt payments and ultimately pay off your debts faster – but there are different types of debt consolidation, and pros, cons, and considerations for consumers to be aware of. Read on to learn the ins and...Read more
Office Spotlight: Sands & Associates Mission
Aug 7, 2023
Since 1990, Sands & Associates’ debt experts have provided support and solutions to thousands of people across British Columbia, and now BC’s largest firm of Licensed Insolvency Trustees focused on debt help for consumers is pleased to announce the...Read more
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How Do I Get a Consumer Proposal Loan?
Jul 10, 2023
Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more
What Happens When You Can’t Pay Your Debt?
Jul 10, 2019
Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more
