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Getting Debt Advice

Nov 26, 2018

Do you need advice on how to deal with your debts? Have you found yourself facing a major financial crisis? Tired of making minimum payments that never seem to get you ahead? The best place to get debt advice is from a Licensed Insolvency Trustee. Why?...Read more

What Can Creditors Do if I Can’t Pay? – Global News Reports

Nov 13, 2018

No one expects to face a situation that leaves you unable to meet your financial obligations. Fear over wondering “what will happen if I can’t pay?” can seriously compound the stress of a debt problem. Blair Mantin, Vice-President and Licensed...Read more

What’s the Difference Between Credit Counselling and Bankruptcy?

Nov 5, 2018

This installment in Sands & Associates’ “Ask a Licensed Insolvency Trustee” series compares some of the main differences between credit counselling programs and personal bankruptcy. Q: What’s the difference between credit counselling and...Read more

Understanding Interest Rates – Global News Reports

Oct 23, 2018

Interest rates are frequently speculated about in the media and by financial analysts, but what do they mean for the average person? The impact of interest rates can vary, from significant to virtually nothing – mostly depending on which types of debts you...Read more

Office Spotlight: Sands & Associates Kelowna

Oct 22, 2018

Are you looking for help managing your debts? Wondering where to turn for professional debt advice? At Sands & Associates we can help you clear your debts and get a financial fresh start. As Licensed Insolvency Trustees we are professionals empowered...Read more

What Happens if you Declare Bankruptcy

Oct 9, 2018

Contrary to the fears many people have, the process of filing bankruptcy in BC is actually quite straightforward. Between 600 and 1,000 individuals in BC each and every month opt to restructure their finances by filing for bankruptcy or making a Consumer...Read more

Breakfast Television Vancouver: Tips to Avoid the Minimum Payment Trap

Oct 2, 2018

According to Equifax data last year approximately 59% of Canadians paid off their credit card balances in full each month; so far this year that number has declined to 56%. Although this may seem like a small change, the fact that total consumer debt...Read more

What’s the Difference Between Consumer Proposals and Bankruptcy?

Sep 24, 2018

This month’s edition of Sands & Associates’ “Ask a Licensed Insolvency Trustee” series breaks down three key differences in bankruptcy versus Consumer Proposal. Q: What’s the difference between Consumer Proposals and bankruptcy? Although they...Read more

Office Spotlight: Sands & Associates Kamloops

Sep 17, 2018

Sands & Associates’ Kamloops office is one of our two locations providing debt help solutions to consumers and small businesses in BC’s Thompson-Okanagan region. We understand that carrying debt can be tough, and sometimes the decision to open up and...Read more

Understanding the Effects of Bankruptcy – Global News Reports

Sep 11, 2018

Being in debt can be stressful and this stress can be exacerbated by a sense of shame. Many people feel ashamed about not being able to repay their debts, consequently this embarrassment means that money problems (and solutions) are not an area of finances...Read more

Can you Keep your House if you File Bankruptcy?

Sep 10, 2018

Many homeowners struggling with their debts worry what will happen to their house if they claim bankruptcy. The good news is that filing a bankruptcy does not mean that you will automatically lose your home. Let’s review some of the key facts about...Read more

Getting Debt Advice

What Can Creditors Do if I Can’t Pay? – Global News Reports

What’s the Difference Between Credit Counselling and Bankruptcy?

Understanding Interest Rates – Global News Reports

Office Spotlight: Sands & Associates Kelowna

What Happens if you Declare Bankruptcy

Breakfast Television Vancouver: Tips to Avoid the Minimum Payment Trap

What’s the Difference Between Consumer Proposals and Bankruptcy?

Office Spotlight: Sands & Associates Kamloops

Understanding the Effects of Bankruptcy – Global News Reports

Can you Keep your House if you File Bankruptcy?

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