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What Happens When You Can’t Pay Your Debt?

Jul 10, 2019

Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debt as planned. Many people don’t know where to turn for answers, or help - something Blair Mantin, a...Read more

Why Your Credit Rating is the Wrong Indicator of Your Financial Health

Jul 3, 2019

Although many consumers aren’t totally clear on what a credit score really means, most are concerned about their credit rating when it comes to evaluating their financial health. Learn why your credit rating is often the wrong measure, how focusing on your...Read more

An Overview of Wage Garnishment in BC

Jun 24, 2019

Wage garnishments or seizures are an extreme collection method that creditors may use to recover money owed to them. Facing a wage garnishment can be incredibly stressful and overwhelming, and many people don’t know what their rights and remedies are in the...Read more

What You Need to Know Before Consolidating Debt

Jun 10, 2019

First off – what do we mean by ‘debt consolidation’? Debt consolidation is a term that you hear a lot, and it typically means that you combine all of your debt into a single monthly payment, rather than paying each of your debts separately each month....Read more

4 Financial Professionals Everyone Should Know

May 28, 2019

Blair Mantin, Senior Vice-President of Sands & Associates and Vancouver Licensed Insolvency Trustee meets with people every day who are looking for debt help and financial expertise. He knows better than most that there are times and situations in life...Read more

Cutting Interest on Student Loans – Is It Enough?

May 21, 2019

Blair Mantin Senior Vice-President at Sands & Associates, BC’s biggest firm of Licensed Insolvency Trustees, cautions that recent moves by provincial and federal governments on student loans may not be enough to entirely halt future financial challenges...Read more

Bankruptcy Basics Explained

May 14, 2019

The 12-month period ending December 31 2018 saw over 10,000 BC consumers turn to insolvency legislation for debt relief. Over 4,000 of those people filed personal bankruptcy, and debt industry experts are predicting that annual filings will rise over the next...Read more

5 Ways to Make Your Debt Problem Worse

Apr 29, 2019

It can take a long time to realize that your slowly-accumulating debts have become a problem too big to handle alone. Many people struggle for months and even years to get out of debt before seeking the help of a professional. Sadly, sometimes people learn...Read more

Comparing 5 Debt Solutions – Pros and Cons to Consider

Apr 15, 2019

Every day Licensed Insolvency Trustees help individuals and businesses assess their debt options. We understand that most people feel stressed and pressured to find a solution, and often don’t know where to start evaluating or even what their options might...Read more

4 Common Causes of Tax Debt (and What to Do if you Can’t Pay)

Apr 2, 2019

While filing an income tax return might be a financial win if you’re expecting a refund, it can be a huge source of stress if you’re one of the thousands of Canadians who have unpaid tax debt. Blair Mantin, a Licensed Insolvency Trustee and Senior...Read more

4 Tips for a Stress-Free Tax Time

Mar 13, 2019

Tax season can be the best of times (if you’re getting a refund), or the worst of times (if you procrastinate filing or know you owe money). Like it or not, tax time is here! Vice-President at Sands & Associates and Vancouver Licensed Insolvency...Read more

Credit Cards: Before, During and After Bankruptcy

Jul 20, 2020

As Licensed Insolvency Trustees, every day we help people achieve a financial fresh start free from the burden of debt. Although there are many types of debts that Licensed Insolvency Trustees can help individuals and businesses resolve, one of the most...Read more

Debt Management Tips to Help Navigate the COVID-19 Crisis

Apr 3, 2020

As Licensed Insolvency Trustees serving the entire province, the debt help experts at Sands & Associates are no strangers to assisting individuals and businesses in overcoming challenging financial situations – we aid thousands of BC residents each year...Read more

Can a Consumer Proposal or Bankruptcy Help with Tax Debt?

Feb 20, 2020

Licensed Insolvency Trustees are often contacted by individuals and business owners who are looking for solutions to help them deal with Canada Revenue Agency (CRA) debts that they are unable to repay. If you are facing a balance owing to CRA for income tax,...Read more

What Happens When You Can’t Pay Your Debt?

Why Your Credit Rating is the Wrong Indicator of Your Financial Health

An Overview of Wage Garnishment in BC

What You Need to Know Before Consolidating Debt

4 Financial Professionals Everyone Should Know

Cutting Interest on Student Loans – Is It Enough?

Bankruptcy Basics Explained

5 Ways to Make Your Debt Problem Worse

Comparing 5 Debt Solutions – Pros and Cons to Consider

4 Common Causes of Tax Debt (and What to Do if you Can’t Pay)

4 Tips for a Stress-Free Tax Time

GET A FINANCIAL FRESH START

Featured Blogs

Credit Cards: Before, During and After Bankruptcy

Debt Management Tips to Help Navigate the COVID-19 Crisis

Can a Consumer Proposal or Bankruptcy Help with Tax Debt?

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