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Bankruptcy Basics Explained

May 14, 2019

The 12-month period ending December 31 2018 saw over 10,000 BC consumers turn to insolvency legislation for debt relief. Over 4,000 of those people filed personal bankruptcy, and debt industry experts are predicting that annual filings will rise over the next...Read more

5 Ways to Make Your Debt Problem Worse

Apr 29, 2019

It can take a long time to realize that your slowly-accumulating debts have become a problem too big to handle alone. Many people struggle for months and even years to get out of debt before seeking the help of a professional. Sadly, sometimes people learn...Read more

Comparing 5 Debt Solutions – Pros and Cons to Consider

Apr 15, 2019

Every day Licensed Insolvency Trustees help individuals and businesses assess their debt options. We understand that most people feel stressed and pressured to find a solution, and often don’t know where to start evaluating or even what their options might...Read more

4 Common Causes of Tax Debt (and What to Do if you Can’t Pay)

Apr 2, 2019

While filing an income tax return might be a financial win if you’re expecting a refund, it can be a huge source of stress if you’re one of the thousands of Canadians who have unpaid tax debt. Blair Mantin, a Licensed Insolvency Trustee and Senior...Read more

4 Tips for a Stress-Free Tax Time

Mar 13, 2019

Tax season can be the best of times (if you’re getting a refund), or the worst of times (if you procrastinate filing or know you owe money). Like it or not, tax time is here! Vice-President at Sands & Associates and Vancouver Licensed Insolvency...Read more

Risky and Riskier – Understanding Payday and Brokered Cash Loans

Feb 25, 2019

When it comes to alternative borrowing, payday loans are about as risky as it gets. Payday loans are often used as a way to get access to credit quickly, regardless of your credit history or score. Here’s how it works: Payday loans are short-term loans...Read more

Why Financial Advisors Need to Know a Debt Expert

Feb 21, 2019

“Knowing is not owing” isn’t just good advice for those in debt; if you’re a specialist in the financial industry, here’s why you should have a Licensed Insolvency Trustee (formerly called Bankruptcy Trustees) within your professional...Read more

What’s the Difference Between Credit Counselling and Debt Consolidation?

Feb 11, 2019

One of the first debt management tools most people research is a debt consolidation loan. Another debt solution that is a type of debt consolidation is a credit counselling program, often known as a Debt Management Plan (“DMP”). Although both options can...Read more

Annual BC Consumer Debt Study Reveals New Debt Red Flag

Feb 7, 2019

Sands & Associates, British Columbia’s largest firm of Licensed Insolvency Trustees recently released the findings of its sixth annual BC Consumer Debt Study, based on survey responses from over 1,600 British Columbians who had either filed for personal...Read more

Not All is Created Equal When it Comes to Debt – Breakfast Television Vancouver

Jan 31, 2019

Most Canadians are carrying some type of debt, from a mortgage to a student loan to a (or several!) credit card. But what many consumers don’t consider, is that not all types of debt are created equal and it’s important to take stock before taking on the...Read more

4 Debt Help Resources Everyone Should Know About

Jan 29, 2019

As Licensed Insolvency Trustees, we have the legal authority and expertise to help you get out of debt. For many people that come to see us, some of the best value we provide is to give coaching and education about what resources exist for consumers faced...Read more

Debt Management Tips to Help Navigate the COVID-19 Crisis

Apr 3, 2020

As Licensed Insolvency Trustees serving the entire province, the debt help experts at Sands & Associates are no strangers to assisting individuals and businesses in overcoming challenging financial situations – we aid thousands of BC residents each year...Read more

Can a Consumer Proposal or Bankruptcy Help with Tax Debt?

Feb 20, 2020

Licensed Insolvency Trustees are often contacted by individuals and business owners who are looking for solutions to help them deal with Canada Revenue Agency (CRA) debts that they are unable to repay. If you are facing a balance owing to CRA for income tax,...Read more

Meet Jessica, Hear her Debt-Free Success Story

Dec 27, 2019

Even debts that start off small can snowball into long-term unmanageable monthly payments and a balance that just doesn’t seem to go down, no matter how disciplined you are with making monthly payments. The worry and stress of a money problem isn’t...Read more

Bankruptcy Basics Explained

5 Ways to Make Your Debt Problem Worse

Comparing 5 Debt Solutions – Pros and Cons to Consider

4 Common Causes of Tax Debt (and What to Do if you Can’t Pay)

4 Tips for a Stress-Free Tax Time

Risky and Riskier – Understanding Payday and Brokered Cash Loans

Why Financial Advisors Need to Know a Debt Expert

What’s the Difference Between Credit Counselling and Debt Consolidation?

Annual BC Consumer Debt Study Reveals New Debt Red Flag

Not All is Created Equal When it Comes to Debt – Breakfast Television Vancouver

4 Debt Help Resources Everyone Should Know About

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Featured Blogs

Debt Management Tips to Help Navigate the COVID-19 Crisis

Can a Consumer Proposal or Bankruptcy Help with Tax Debt?

Meet Jessica, Hear her Debt-Free Success Story

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