Meet Our Team

THE SANDS & ASSOCIATES TEAM

From your first contact with us, you will understand why Sands & Associates is different from other Licensed Insolvency Trustee firms. Sands & Associates has grown to be BC’s largest personal bankruptcy firm by continually investing in our people. Our Trustees in Bankruptcy and Estate Managers are highly competent and will seek to listen first to understand the unique circumstances of your situation.

When you request a consultation, you will meet with a highly experienced insolvency professional who will take the time to advise you of all of your options so that you can make an informed decision on the right course of action for you.

We guarantee that you will be treated with respect and empathy, and we will never charge a fee for you to meet with us face-to-face to understand your options.

Meet Our Team

From All Locations

Deane Gurney

CIRP, B.Sc., Lic. Acct., President of Sands & Associates, Licensed Insolvency Trustee

Deane Gurney has 30 years of experience practicing in the areas of personal and corporate insolvency and restructuring. Deane brings his skills and deep experience to all client sessions. Deane recognizes the stress and confusion that those facing financial difficulty often feel, and uses an empowerment-through-knowledge approach. “Whenever I’m assisting a Sands & Associates client, my goal is to educate them on their financial requirements so they are better able to function in today’s financial environment,” he says.

As President of Sands & Associates, Deane’s mission is ensuring all clients receive accurate information and clear guidance that will help them move forward positively. It can be challenging for people to feel optimistic when seeking debt management and resolution help, but there is a solution for every situation. “The most important thing we do at Sands & Associates is help people resolve their financial situation so they can enjoy a financial fresh start,” says Deane.

Deane’s number one piece of advice for people seeking help with their debts:

“Trying to manage debt by yourself often makes things worse – emotionally and financially. The sooner you seek professional assistance, the sooner you will become debt-free.”

Meet with Deane today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey, Port Coquitlam, Abbotsford, Chilliwack, White Rock and Kamloops.

Contact Deane to set up your appointment.

Deane Gurney has 30 years of experience practicing in the areas of personal and corporate insolvency and restructuring. Deane brings his skills and deep experience to all client sessions. Deane recognizes the stress and confusion that those facing financial difficulty...

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Blair Mantin

CMC, CIRP, Senior Vice President of Sands & Associates, Licensed Insolvency Trustee

Blair Mantin specializes in consumer insolvency and strategies for debt resolution. With 13 years of experience, Blair helps individuals and organizations facing challenging financial situations navigate the often overwhelming, and sometimes confusing, world of insolvency. While each person’s situation is unique, his approach remains the same: “Let’s take the shame and despair away from being in debt – it’s a problem like any other, and it has a solution that works just about every time.”

As Sands & Associates Senior Vice President, Blair says the most important aspect of his job is empowering clients with information about their options to become debt free. “My job is to ‘level the playing field’ from a knowledge perspective – by providing individuals with the insights they really need to resolve their situation, they are able to move forward from a position of strength,” he says.

Blair’s number one piece of advice for people seeking help with their debts:

“Never, never pay for debt advice, and be careful about who you take advice from. Only a Licensed Insolvency Trustee will give you the straight goods at absolutely no cost to you.”

Meet with Blair today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at Sands & Associates offices in Vancouver, Langley, New Westminster and Maple Ridge.

Blair Mantin specializes in consumer insolvency and strategies for debt resolution. With 13 years of experience, Blair helps individuals and organizations facing challenging financial situations navigate the often overwhelming, and sometimes confusing, world of insolvency. While each person’s situation is...

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Raj Hara

CMA, CPA, CIRP, Senior Vice President of Sands & Associates, Licensed Insolvency Trustee

In addition to being a Vice President of Sands & Associates, a Licensed Insolvency Trustee and Chartered Accountant, Raj is a Certified Management Accountant and Chartered Insolvency and Restructuring Professional. Raj has more than 10 years of experience in banking, finance, accounting and insolvency matters, and specializes in helping individuals resolve their personal debts. “Assisting individuals in assessing their options for dealing with debt is my primary focus,” says Raj.

Raj’s approach to one-on-one client sessions is non-judgemental and future-oriented. He encourages clients to assess their current situation and takes the time to understand each client’s unique financial situation so he can provide a complete assessment of all possible options. He encourages clients to understand that it is possible to remove the burden of debt from their shoulders. “Debt does not define an individual. Life happens to everyone. At Sands & Associates, we assist individuals in achieving a financial fresh start,” he says.

Raj is fluent in Punjabi.

Raj’s number one piece of advice for people seeking help with their debts:

“You do not have control of what happened in the past. Let’s understand where you are today so that you can move forward to a debt-free future.”

Meet with Raj today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey, New Westminster, Kelowna and on Vancouver Island.

Contact Raj to set up your appointment.

In addition to being a Vice President of Sands & Associates, a Licensed Insolvency Trustee and Chartered Accountant, Raj is a Certified Management Accountant and Chartered Insolvency and Restructuring Professional. Raj has more than 10 years of experience in banking,...

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Tracey Lowe

BA, CIRP, Licensed Insolvency Trustee

Tracey Lowe has more than 20 years of experience helping individuals manage and overcome difficult financial situations. As a Licensed Insolvency Trustee, Tracey specializes in personal insolvency and restructuring, often through administering consumer proposals to creditors. For Tracey, the most important aspect of her job is restoring hope in clients. “Letting people know their options is always my goal. I enjoy helping people achieve a financial fresh start,” she says.

Tracey’s number one piece of advice for people seeking help with their debts:

“Recognize that this process can give you a fresh start – debt-free!”

Meet with Tracey today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Burnaby office.

Contact Tracey to set up your appointment.

Tracey Lowe has more than 20 years of experience helping individuals manage and overcome difficult financial situations. As a Licensed Insolvency Trustee, Tracey specializes in personal insolvency and restructuring, often through administering consumer proposals to creditors. For Tracey, the most...

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Kimberly To

CIRP, CPA, CGA, Licensed Insolvency Trustee

Kimberly To has helped individuals manage and resolve their debts for 25 years. Kimberly is committed to empowering clients through offering them concise and clear information about their debt relief options. Her goal is to create a comfortable and productive environment during each one-on-one session with her Sands & Associates clients. “I aim to reduce each person’s stress by the end of our session,” says Kimberly.

Kimberly is fluent in Cantonese and Mandarin.

Kimberly’s number one piece of advice for people seeking help with their debts:

“A free consultation with a Licensed Insolvency Trustee is a great place to start. There is no obligation and you gain new, important information.”

Meet with Kimberly today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey and Richmond.

Contact Kimberly to set up your appointment.

Kimberly To has helped individuals manage and resolve their debts for 25 years. Kimberly is committed to empowering clients through offering them concise and clear information about their debt relief options. Her goal is to create a comfortable and productive...

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Alana Orrell

BA, CA, Estate Manager

Alana Orrell has five years of experience in the areas of personal and corporate insolvency, and more than 11 years of public practice in accounting, auditing and tax. Alana is currently enrolled in the CAIRP (Trustee) Qualification Program. Ensuring all clients she works with gain a thorough understanding of the debt resolution options available to them is her top priority. “When I’m assisting a client, the most important thing I can do is listen to ensure the solution fits the issues identified,” says Alana.

Alana’s number one piece of advice for people seeking help with their debts:

“The situation you are in is temporary. We have the knowledge and expertise to help you move on and recover from this.”

Meet with Alana today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Langley office.

Contact Alana to set up your appointment.

Alana Orrell has five years of experience in the areas of personal and corporate insolvency, and more than 11 years of public practice in accounting, auditing and tax. Alana is currently enrolled in the CAIRP (Trustee) Qualification Program. Ensuring all...

Read More about Alana

Marlene Byrne

Estate Manager, Qualified Insolvency Counsellor

Marlene has ten years of experience assisting individuals in matters relating to personal insolvency. As a former credit counsellor, lender and bank manager, Marlene has experience in all areas of consolidation. For Marlene, the most important aspects of her job are educating clients about their options for debt resolution and helping them minimize financial stress. “My job is to empower people with knowledge so they know that there is help out there and choices available to them. Working with people to reduce their stress enriches their lives and can even improve their overall health,” says Marlene.

Marlene’s number one piece of advice for people seeking help with their debts:

“An initial consultation with a Licensed Insolvency Trustee or Estate Manager should not cost you any money. If it does, take it as a red flag that something is wrong.”

Meet with Marlene today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Maple Ridge and Langley.

Contact Marlene to set up your appointment.

Marlene has ten years of experience assisting individuals in matters relating to personal insolvency. As a former credit counsellor, lender and bank manager, Marlene has experience in all areas of consolidation. For Marlene, the most important aspects of her job...

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Dana Timko

Estate Manager, Qualified Insolvency Counsellor

Dana Timko has 21 years of experience in the area of insolvency, including 18 years as an Estate Manager. Dana is committed to ensuring all Sands & Associates clients she works with are thoroughly informed about their debt management and resolution options. “Although every client I see is unique, my goal for every session is the same: making sure they leave the appointment feeling like they have enough information to make a good decision about how to move forward,” says Dana. Dana specializes in consumer proposals and personal bankruptcy .

Dana’s number one piece of advice for people seeking help with their debts:

“Financial difficulties are not a reflection of who you are as a person, they are only a symptom of something bigger that you may have no control over.”

Meet with Dana today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Langley office.

Contact Dana to set up your appointment.

Dana Timko has 21 years of experience in the area of insolvency, including 18 years as an Estate Manager. Dana is committed to ensuring all Sands & Associates clients she works with are thoroughly informed about their debt management and...

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Kristine Medeiros

Estate Manager, Qualified Insolvency Counsellor

Kristine Medeiros is an Insolvency Estate Manager and Qualified Insolvency Counsellor with 18 years of experience. Kristine specializes in consumer proposals and personal bankruptcy, providing individuals relief from their financial difficulties. The cornerstone of Kristine’s approach to one-on-one sessions with Sands & Associates clients is empathetic listening and improving their understanding of their options. “Truly assisting clients means treating them with respect and dignity while offering the information they require to make an informed decision,” says Kristine.

Kristine’s number one piece of advice for people seeking help with their debts:

“Many individuals facing challenging financial situations think bankruptcy is their only option. This is not the case. Meet with a licensed professional to understand the options available to you.”

Meet with Kristine today to discuss your options during a free one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey and Richmond.

Contact Kristine to set up your appointment.

Kristine Medeiros is an Insolvency Estate Manager and Qualified Insolvency Counsellor with 18 years of experience. Kristine specializes in consumer proposals and personal bankruptcy, providing individuals relief from their financial difficulties. The cornerstone of Kristine’s approach to one-on-one sessions with...

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Cindy Wallas

Estate Manager, Qualified Insolvency Counsellor

With more than 15 years of experience, Cindy Wallas works with individual and corporate clients to resolve their debt issues. Cindy is currently enrolled in the CAIRP (Trustee) Qualification Program. Recognizing that debt management requires thorough understanding of resolution options, Cindy offers comprehensive insight and guidance, and encourages clients to take their time. “My main goal when it comes to assisting clients is to make them feel comfortable and give them as much time and information as they need to make their decision,” says Cindy.

Cindy’s number one piece of advice for people seeking help with their debts:

“Once you deal with your past debt and past financial issues, you can look towards the future with excitement and optimism.”

Meet with Cindy today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey and White Rock.

Contact Cindy to set up your appointment.

With more than 15 years of experience, Cindy Wallas works with individual and corporate clients to resolve their debt issues. Cindy is currently enrolled in the CAIRP (Trustee) Qualification Program. Recognizing that debt management requires thorough understanding of resolution options,...

Read More about Cindy

Karen Wright

Estate Manager, Qualified Insolvency Counsellor

Karen Wright has 25 years of experience helping people find debt solutions and overcome financial difficulty. Specializing in personal insolvency, Karen recognizes the impact challenging financial situations have on clients’ lives. “My goal is to help all clients I work with get back on track financially so they can enjoy a better quality of life,” says Karen. During her sessions with Sands & Associates clients, Karen creates an environment where they can feel comfortable talking about their financial situations.

Karen’s number one piece of advice for people seeking help with their debts:

“Debt can happen to anyone and it is stressful. Work with a licensed professional who is kind and non-judgemental. A supportive approach is essential for moving forward positively and confidently.”

Meet with Karen today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Abbotsford office.

Contact Karen to set up your appointment.

Karen Wright has 25 years of experience helping people find debt solutions and overcome financial difficulty. Specializing in personal insolvency, Karen recognizes the impact challenging financial situations have on clients’ lives. “My goal is to help all clients I work...

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Cindy Wortley

Estate Manager, Qualified Insolvency Counsellor

Finding debt solutions and providing the potential for a promising financial future is Cindy Wortley’s aim with every Sands & Associates client she sees. Cindy has more than 20 years of experience in the areas of insolvency and restructuring, including 15 years with a national professional services & chartered accounting firm. Cindy is currently enrolled in the CAIRP (Trustee) Qualification Program. Her approach emphasizes empowerment. “Providing individuals with valuable tools to deal with their financial difficulties is the most important part of my job,” says Cindy.

Cindy’s number one piece of advice for people seeking help with their debts:

“If you are struggling to find a solution to your difficult financial situation, know that only a Licensed Insolvency Trustee can provide the ultimate level of protection from creditors – often without the need of bankruptcy.”

Meet with Cindy today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Abbotsford and Langley.

Contact Cindy to set up your appointment.

Finding debt solutions and providing the potential for a promising financial future is Cindy Wortley’s aim with every Sands & Associates client she sees. Cindy has more than 20 years of experience in the areas of insolvency and restructuring, including...

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Julie Medeiros

BA, Estate Manager, Qualified Insolvency Counsellor

Julie Medeiros has more than 8 years of experience assisting individuals manage and resolve their debts. Julie works with clients to help them better understand their debt resolution options. Julie conducts a full assessment of each client’s financial situation and focuses on educating them on their rights. Her goal with every Sands & Associates client that she works with is ensuring they clearly understand the options available to them so they can move forward confidently. “Helping clients achieve a financial fresh start is the most important aspect of my job,” says Julie.

Julie’s number one piece of advice for people seeking help with their debts:

“It is possible to transform your situation and achieve financial freedom. Once you begin working with a licensed professional to resolve your debts, you will feel your financial stress lessen.”

Meet with Julie today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates office in Port Coquitlam.

Contact Julie to set up your appointment.

Julie Medeiros has more than 8 years of experience assisting individuals manage and resolve their debts. Julie works with clients to help them better understand their debt resolution options. Julie conducts a full assessment of each client’s financial situation and...

Read More about Julie

Sandra Myers

Estate Manager, Qualified Insolvency Counsellor

Sandra Myers has six years of experience in the area of personal insolvency. When exploring debt resolution options with clients, Sandra clearly and concisely delivers the information they require in order to make an informed decision about how to move forward. Her approach is empathetic and highly personalized. “It is important to put people at ease when they are dealing with a stressful financial situation, and let them know there is ‘light at the end of the tunnel,’” says Sandra.

Sandra’s number one piece of advice for people seeking help with their debts:

“Pass on the information you acquire through this process – such as budgeting – to your children. No one else is going to teach them!”

Meet with Sandra today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Chilliwack office.

Contact Sandra to set up your appointment.

Sandra Myers has six years of experience in the area of personal insolvency. When exploring debt resolution options with clients, Sandra clearly and concisely delivers the information they require in order to make an informed decision about how to move...

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Jeff Ayre

CPA, CGA, CIRP, Licensed Insolvency Trustee

With more than 20 years of experience in the insolvency field, Jeff Ayre has helped corporate and consumer clients of diverse backgrounds manage and overcome difficult financial situations. Jeff has administered multiple engagements under the Bankruptcy and Insolvency Act and the Companies’ Creditors Arrangement Act. Recognizing the complexity of navigating insolvency, he focuses on offering clarity to the Sands & Associates clients he works with. When asked about the most important aspect of his job, Jeff says, “Financial burdens weigh heavily on people. Helping them relieve those burdens makes a difference in their lives.”

Jeff’s number one piece of advice for people seeking help with their debts:

“Clear information from a professional will help you find a solution to your debt problems. Be wary of individuals and groups who may try to take advantage of you. A Licensed Insolvency Trustee will offer you guidance at no cost.”

Meet with Jeff today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Vancouver, Kamloops, Kelowna and Vancouver Island.

Contact Jeff to set up your appointment.

With more than 20 years of experience in the insolvency field, Jeff Ayre has helped corporate and consumer clients of diverse backgrounds manage and overcome difficult financial situations. Jeff has administered multiple engagements under the Bankruptcy and Insolvency Act and...

Read More about Jeff

John Manson

Estate Manager, Qualified Insolvency Counsellor

John Manson has 7 years of personal insolvency experience. John is dedicated to providing his Sands & Associates clients the tools they require to manage and overcome challenging financial situations. Specializing in personal insolvency, John helps clients understand the often daunting and misunderstood aspects of debt resolution. “The most important part of my job is informing people of the laws around dealing with debt and how it affects their situation,” says John.

John’s number one piece of advice for people seeking help with their debts:

“Take full advantage of the tools and information you receive from your Licensed Insolvency Trustee. The more that you put into the process, the more you can get out of it.”

Meet with John today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey and Kelowna.

Contact John to set up your appointment.

John Manson has 7 years of personal insolvency experience. John is dedicated to providing his Sands & Associates clients the tools they require to manage and overcome challenging financial situations. Specializing in personal insolvency, John helps clients understand the often...

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Darlene Mullen

Estate Manager, Qualified Insolvency Counsellor

Darlene Mullen has more than 15 years of insolvency experience and specializes in personal debt management solutions. She is currently enrolled in the CAIRP (Trustee) Qualification Program. Darlene is committed to providing individuals the information they need to make informed choices about how to become debt free. She works closely with Sands & Associates clients to help them achieve greater control of their debt relief options, and ultimately, their futures. “The most important aspect of my job is renewing hope for individuals that there is financial relief and that they can get on with the positive aspects of their lives,” says Darlene.

Darlene’s number one piece of advice for people seeking help with their debts:

“Your financial fresh start begins the day you file for bankruptcy or file a consumer proposal. This is your opportunity to start moving forward and creating positive financial habits now.”

Meet with Darlene today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Vancouver office.

Contact Darlene to set up your appointment.

Darlene Mullen has more than 15 years of insolvency experience and specializes in personal debt management solutions. She is currently enrolled in the CAIRP (Trustee) Qualification Program. Darlene is committed to providing individuals the information they need to make informed...

Read More about Darlene

Laura Kehtler

BA, B.Ed, Estate Manager, Qualified Insolvency Counsellor

Laura Kehtler has more than 10 years of experience in the area of personal insolvency, and is currently enrolled in the CAIRP (Trustee) Qualification Program. Assisting clients to regain control of their current financial situation and helping them create a foundation for long term financial health is always her goal. “Helping individuals resolve unmanageable debt so they can get a financial fresh start and focus on saving for the future is important. With every client, my hope is that they come away with a full understanding of all options available to them,” says Laura.

Laura’s number one piece of advice for people seeking help with their debts:

“Struggling with financial difficulty can feel overwhelming and hopeless. No matter the state of your financial health, it is important to know that there are options available to you to resolve your situation. There is light at the end of the tunnel.”

Meet with Laura today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates New Westminster office.

Contact Laura to set up your appointment.

Laura Kehtler has more than 10 years of experience in the area of personal insolvency, and is currently enrolled in the CAIRP (Trustee) Qualification Program. Assisting clients to regain control of their current financial situation and helping them create a...

Read More about Laura

Rachel Riddell

BA, Estate Manager, Qualified Insolvency Counsellor

Rachel Riddell has four years of experience as an Estate Manager and insolvency counsellor. Rachel specializes in debt management solutions for individuals. Using an educational and supportive approach, she provides all Sands & Associates clients she works with the information they need to better understand their options for debt resolution. “Helping people who are facing financial difficulty achieve a financial fresh start is always my goal,” says Rachel.

Rachel’s number one piece of advice for people seeking help with their debts:

“Difficult financial situations are stressful and often overwhelming. Seeking out non-judgemental advice from a licensed professional is a powerful first step as you explore the debt relief options available to you.”

Meet with Rachel today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates office in Vancouver.

Contact Rachel to set up your appointment.

Rachel Riddell has four years of experience as an Estate Manager and insolvency counsellor. Rachel specializes in debt management solutions for individuals. Using an educational and supportive approach, she provides all Sands & Associates clients she works with the information...

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Joanne Fong

Estate Manager, Qualified Insolvency Counsellor

Joanne Fong has more than 15 years of experience assisting individuals with personal debt resolution, and specializes in personal bankruptcy and consumer proposals. As a Sands & Associates Estate Manager, Joanne’s goal during one-on-one sessions with clients is to offer clarity, practical insight and hope. “Helping my clients see that there is light at the end of the tunnel is the most important aspect of what I do,” says Joanne.

Joanne is also fluent in Cantonese and Mandarin.

Joanne’s number one piece of advice for people seeking help with their debts:

“Recognize that there are many ways to move forward. A licensed professional will inform you of avenues you can pursue.”

Meet with Joanne today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates office in Surrey.

Contact Joanne to set up your appointment.

Joanne Fong has more than 15 years of experience assisting individuals with personal debt resolution, and specializes in personal bankruptcy and consumer proposals. As a Sands & Associates Estate Manager, Joanne’s goal during one-on-one sessions with clients is to offer...

Read More about Joanne

Stephanie Munsie

BA, Estate Manager

Stephanie Munsie has six years of insolvency and accounting experience. In addition to being a Sands & Associates Estate Manager, Stephanie is currently enrolled in the Chartered Professional Accountants Canada (CPA) Professional Education Program. Stephanie makes a difference in the lives of her clients through the knowledge she provides. “The lack of available and correct information about debt management solutions can lead people to believe there is no realistic way out of their financial troubles,” she says. “Insolvency proceedings are a remedy and a rehabilitation process to allow individuals a fresh start.”

Stephanie’s number one piece of advice for people seeking help with their debts:

“Review your budget each month and take note of where your money goes. This is essential for maintaining your financial health and truly evaluating your current financial standing.”

Meet with Stephanie today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Victoria and Nanaimo.

Contact Stephanie to set up your appointment.

Stephanie Munsie has six years of insolvency and accounting experience. In addition to being a Sands & Associates Estate Manager, Stephanie is currently enrolled in the Chartered Professional Accountants Canada (CPA) Professional Education Program. Stephanie makes a difference in the...

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Yvonne Sutton

CIRP, Licensed Insolvency Trustee

Yvonne Sutton brings more than 35 years’ experience and expertise to helping individuals and small businesses overcome their financial difficulties.  Yvonne is a Licensed Insolvency Trustee and Qualified Insolvency Counsellor who is sensitive to the personal circumstances that bring people through our doors seeking help.  “Actually being able to help people with their financial challenges is the most important part of what I do” she says.

Yvonne’s number one piece of advice for people seeking help with their debts:

“A Licensed Insolvency Trustee is the only professional who can provide you with the legal options to deal with your debts and protect you from creditors.”

Meet with Yvonne today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Kelowna office.

Contact Yvonne to set up your appointment.

Yvonne Sutton brings more than 35 years’ experience and expertise to helping individuals and small businesses overcome their financial difficulties.  Yvonne is a Licensed Insolvency Trustee and Qualified Insolvency Counsellor who is sensitive to the personal circumstances that bring people...

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