Meet Our Team

Deane Gurney has 30 years of experience practicing in the areas of personal and corporate insolvency and restructuring. Deane brings his skills and deep experience to all client sessions. Deane recognizes the stress and confusion that those facing financial difficulty often feel, and uses an empowerment-through-knowledge approach. “Whenever I’m assisting a Sands & Associates client, my goal is to educate them on their financial requirements so they are better able to function in today’s financial environment,” he says.

As President of Sands & Associates, Deane’s mission is ensuring all clients receive accurate information and clear guidance that will help them move forward positively. It can be challenging for people to feel optimistic when seeking debt management and resolution help, but there is a solution for every situation. “The most important thing we do at Sands & Associates is help people resolve their financial situation so they can enjoy a financial fresh start,” says Deane.

Deane’s number one piece of advice for people seeking help with their debts:

“Trying to manage debt by yourself often makes things worse – emotionally and financially. The sooner you seek professional assistance, the sooner you will become debt-free.”

Meet with Deane today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey, Port Coquitlam, Abbotsford, Chilliwack, White Rock and Kamloops.

Contact Deane to set up your appointment.

In addition to being a Senior Vice President of Sands & Associates, a Licensed Insolvency Trustee and Chartered Professional Accountant, Raj is a Certified Management Accountant and Chartered Insolvency and Restructuring Professional. Raj has more than 10 years of experience in banking, finance, accounting and insolvency matters, and specializes in helping individuals resolve their personal debts. “Assisting individuals in assessing their options for dealing with debt is my primary focus,” says Raj.

Raj’s approach to one-on-one client sessions is non-judgemental and future-oriented. He encourages clients to assess their current situation and takes the time to understand each client’s unique financial situation so he can provide a complete assessment of all possible options. He encourages clients to understand that it is possible to remove the burden of debt from their shoulders. “Debt does not define an individual. Life happens to everyone. At Sands & Associates, we assist individuals in achieving a financial fresh start,” he says.

Raj is fluent in Punjabi.

Raj’s number one piece of advice for people seeking help with their debts:

“You do not have control of what happened in the past. Let’s understand where you are today so that you can move forward to a debt-free future.”

Meet with Raj today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey, New Westminster, Kelowna and on Vancouver Island.

Contact Raj to set up your appointment.

Kimberly To has helped individuals manage and resolve their debts for 25 years. Kimberly is committed to empowering clients through offering them concise and clear information about their debt relief options. Her goal is to create a comfortable and productive environment during each one-on-one session with her Sands & Associates clients. “I aim to reduce each person’s stress by the end of our session,” says Kimberly.

Kimberly is fluent in Cantonese and Mandarin.

Kimberly’s number one piece of advice for people seeking help with their debts:

“A free consultation with a Licensed Insolvency Trustee is a great place to start. There is no obligation and you gain new, important information.”

Meet with Kimberly today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey and Richmond.

Contact Kimberly to set up your appointment.

Alana Orrell has five years of experience in the areas of personal and corporate insolvency, and more than 11 years of public practice in accounting, auditing and tax. Alana is currently enrolled in the CAIRP (Trustee) Qualification Program. Ensuring all clients she works with gain a thorough understanding of the debt resolution options available to them is her top priority. “When I’m assisting a client, the most important thing I can do is listen to ensure the solution fits the issues identified,” says Alana.

Alana’s number one piece of advice for people seeking help with their debts:

“The situation you are in is temporary. We have the knowledge and expertise to help you move on and recover from this.”

Meet with Alana today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Langley office.

Contact Alana to set up your appointment.

Dana Timko has 21 years of experience in the area of insolvency, including 18 years as an Estate Manager. Dana is committed to ensuring all Sands & Associates clients she works with are thoroughly informed about their debt management and resolution options. “Although every client I see is unique, my goal for every session is the same: making sure they leave the appointment feeling like they have enough information to make a good decision about how to move forward,” says Dana. Dana specializes in consumer proposals and personal bankruptcy .

Dana’s number one piece of advice for people seeking help with their debts:

“Financial difficulties are not a reflection of who you are as a person, they are only a symptom of something bigger that you may have no control over.”

Meet with Dana today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Langley office.

Contact Dana to set up your appointment.

With more than 15 years of experience, Cindy Wallas works with individual and corporate clients to resolve their debt issues. Cindy is currently enrolled in the CAIRP (Trustee) Qualification Program. Recognizing that debt management requires thorough understanding of resolution options, Cindy offers comprehensive insight and guidance, and encourages clients to take their time. “My main goal when it comes to assisting clients is to make them feel comfortable and give them as much time and information as they need to make their decision,” says Cindy.

Cindy’s number one piece of advice for people seeking help with their debts:

“Once you deal with your past debt and past financial issues, you can look towards the future with excitement and optimism.”

Meet with Cindy today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey and White Rock.

Contact Cindy to set up your appointment.

Finding debt solutions and providing the potential for a promising financial future is Cindy Wortley’s aim with every Sands & Associates client she sees. Cindy has more than 20 years of experience in the areas of insolvency and restructuring, including 15 years with a national professional services & chartered accounting firm. Cindy is currently enrolled in the CAIRP (Trustee) Qualification Program. Her approach emphasizes empowerment. “Providing individuals with valuable tools to deal with their financial difficulties is the most important part of my job,” says Cindy.

Cindy’s number one piece of advice for people seeking help with their debts:

“If you are struggling to find a solution to your difficult financial situation, know that only a Licensed Insolvency Trustee can provide the ultimate level of protection from creditors – often without the need of bankruptcy.”

Meet with Cindy today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Abbotsford and Langley.

Contact Cindy to set up your appointment.

Sandra Myers has six years of experience in the area of personal insolvency. When exploring debt resolution options with clients, Sandra clearly and concisely delivers the information they require in order to make an informed decision about how to move forward. Her approach is empathetic and highly personalized. “It is important to put people at ease when they are dealing with a stressful financial situation, and let them know there is ‘light at the end of the tunnel,’” says Sandra.

Sandra’s number one piece of advice for people seeking help with their debts:

“Pass on the information you acquire through this process – such as budgeting – to your children. No one else is going to teach them!”

Meet with Sandra today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Chilliwack office.

Contact Sandra to set up your appointment.

Darlene Mullen has more than 15 years of insolvency experience and specializes in personal debt management solutions. She is currently enrolled in the CAIRP (Trustee) Qualification Program. Darlene is committed to providing individuals the information they need to make informed choices about how to become debt free. She works closely with Sands & Associates clients to help them achieve greater control of their debt relief options, and ultimately, their futures. “The most important aspect of my job is renewing hope for individuals that there is financial relief and that they can get on with the positive aspects of their lives,” says Darlene.

Darlene’s number one piece of advice for people seeking help with their debts:

“Your financial fresh start begins the day you file for bankruptcy or file a consumer proposal. This is your opportunity to start moving forward and creating positive financial habits now.”

Meet with Darlene today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Vancouver office.

Contact Darlene to set up your appointment.

Rachel Riddell has four years of experience as an Estate Manager and insolvency counsellor. Rachel specializes in debt management solutions for individuals. Using an educational and supportive approach, she provides all Sands & Associates clients she works with the information they need to better understand their options for debt resolution. “Helping people who are facing financial difficulty achieve a financial fresh start is always my goal,” says Rachel.

Rachel’s number one piece of advice for people seeking help with their debts:

“Difficult financial situations are stressful and often overwhelming. Seeking out non-judgemental advice from a licensed professional is a powerful first step as you explore the debt relief options available to you.”

Meet with Rachel today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates office in Vancouver.

Contact Rachel to set up your appointment.

Stephanie Munsie has six years of insolvency and accounting experience. In addition to being a Sands & Associates Estate Manager, Stephanie is currently enrolled in the Chartered Professional Accountants Canada (CPA) Professional Education Program. Stephanie makes a difference in the lives of her clients through the knowledge she provides. “The lack of available and correct information about debt management solutions can lead people to believe there is no realistic way out of their financial troubles,” she says. “Insolvency proceedings are a remedy and a rehabilitation process to allow individuals a fresh start.”

Stephanie’s number one piece of advice for people seeking help with their debts:

“Review your budget each month and take note of where your money goes. This is essential for maintaining your financial health and truly evaluating your current financial standing.”

Meet with Stephanie today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Victoria, Colwood and Nanaimo.

Contact Stephanie to set up your appointment.

Julie Cho is a Sands & Associates Estate Manager with over five years personal insolvency experience. She feels that sharing professional knowledge and understanding of legal debt management options is key to helping people move beyond their financial difficulties and gain a financial fresh start. “My priority is to address my client’s main concerns, and provide them with the information they need in order to fully consider all options available in their situation,” says Julie.

Julie’s number one piece of advice for people seeking help with their debts:

“If you’re concerned, or even overwhelmed by your debts – don’t delay in speaking to a Licensed Insolvency Trustee. We are here to help you!”

Meet with Julie today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates New Westminster office.

Contact Julie to set up your appointment.