- Consumer Proposals
- Debt Help
- About Us
Trying to get out of debt can feel like an impossible task sometimes – added interest, unforeseen expenses and other challenges life throws our way – even the smallest setbacks can feel overwhelming. Know that you are not alone!
You have legal options to consolidate and cut debt and the caring debt experts at Sands & Associates are here to help you move forward towards your debt-free future. Book your confidential free debt consultation today to get debt advice and explore your debt options together with a non-judgmental Licensed Insolvency Trustee in our Penticton office.
129 Nanaimo Avenue W.
Penticton, BC V2A 1N2
Located in Co-Work Penticton
Sands & Associates’ Penticton office is located in Co-Work Penticton near Nanaimo Avenue and Winnipeg Street, with the Landmark Cinemas around the corner. Metered street parking is available.
Monday: 8:30am to 5:30pm
Tuesday: 8:30am to 5:30pm
Wednesday: 8:30am to 5:30pm
Thursday: 8:30am to 5:30pm
Friday: 8:30am to 5:30pm
Saturday: 9:00am to 5:00pm
(Excluding statutory holiday weekends)
At this time our offices are practicing social distancing and may not be available for in-person service. Please join us in supporting your health, and the health of our staff by calling or emailing instead - we are available via telephone and video conferencing to assist you.
Most people don’t expect to face a financially straining situation and often feel embarrassed about asking for help with debt. Sands & Associates’ team of debt advisors understands that you may feel nervous or frustrated – we will work with you to understand your needs and circumstances and review all your options including debt consolidation, Consumer Proposals, bankruptcy and more with you. No judgment, just solutions and support!
Book your free consultation today to get advice from our caring, non-judgmental debt professionals in Penticton. In less than an hour we can work with you to find a debt solution that meets all of your needs – your financial fresh start awaits!
"I went to Sands in a massive panic. A collection agency was threatening me. And the amazing staff at Sands not only helped me figure out all of my debts and came up with an affordable consumer proposal, they calmed me down. The staff is supportive nonjudgmental, easy to talk to, and love helping people. I highly recommend them. They are the best."
"Their respectful and kind manner made this difficult time in my life much less stressful. I feel like I can move forward with a plan to start over and improve my financial situation. I’m very grateful I made the call and received their help."
"From Vulnerability to Peace of Mind. From the onset, Andrew was professional, compassionate, informed and direct. I've always felt we were a team, he worked with me to achieve a goal and it was such a smooth flowing process. He was kind and understanding, I'm just so grateful."
“My wife and I got to the point where we needed serious financial advice and help. Overall a very easy and low stress solution to an embarrassing situation. Would highly recommend Sands & Associates.”
“Very professional service and the employees are wonderful. They know their stuff and their service is top notch.”
“When I went into Sands, I was very nervous. My representative was very understanding and explained everything that would happen very clearly to me. I was overwhelmed with emotion. It was a great experience. Would recommend them to everyone. Thank you...”
Andrew Smith is a Licensed Insolvency Trustee with over 9 years’ experience in providing both business and personal debt management solutions. Andrew takes a straight-forward and personable approach to helping people assess their situation and evaluate their legal debt solutions. He understands that debt help can seem complicated and feel overwhelming, but believes that with the right knowledge and a friendly approach, it doesn’t have to be. “I strive to give the best information to people about their options” he says, “giving someone a fresh start and a plan to deal with their financial problems is a key part of my role as a Licensed Insolvency Trustee.”
Andrew’s number one piece of advice for people seeking help with their debts:
“Always read the terms of contracts and agreements before signing – you should know exactly how much it will cost you to repay any money you borrow and how these costs fit into your monthly cash flow.”
Connect with Andrew today to discuss your debt options during a free, confidential, one-on-one debt consultation.
Contact Andrew to set up your appointment.