Testimonials

I am very satisfied with their services, truly deserved a 5 star rating. St... read moreI am very satisfied with their services, truly deserved a 5 star rating. Staff is very professional, efficient, responsive and sincere to the client. I am feeling lucky that I met Lilian Chung To, the best advisor, who guided me step by step during my financial hardship and put all her efforts to find a resolution to my situation.
I am very impressed with her sincerity, professionalism and experienced her caring and supportive approach during the time I needed and above all her trustworthiness.
I would recommend her and team if anyone looking for their services. Thanks Lilian Chung and team. read less

Your are really great people to work with

They were very understanding of my situation and they r willing to help me ... read moreThey were very understanding of my situation and they r willing to help me which is nice cause I was stressing out about all these payments coming out and not having enough funds to pay them.. read less

I really like the way it was explained. Pretty simple and straight to the p... read moreI really like the way it was explained. Pretty simple and straight to the point. We don't get judge by the way things are. Very friendly and professional. Thank you Kim & Lilian for all the hard work. It was a big help for me & my husband starting a new chapter of our lives. read less

I am beyond impressed with the kindness and service provided to me by Blair... read moreI am beyond impressed with the kindness and service provided to me by Blair with Sands & Associates! The team is very knowledgeable and always got back to me right away with the information I was seeking: and explained the details in a way that I could understand. Awesome team, thank you so much!! read less

My experience was so wonderful for me.
The kindness and understanding that ... read moreMy experience was so wonderful for me.
The kindness and understanding that I received was so appreciated by me. No judgement. The staff at Sands could not have been more patient with helping me get through this process. I would not hesitate in recommending Sands to anyone that I know. read less

I am pleased with overall expertise of the staff of Sands and Associates. P... read moreI am pleased with overall expertise of the staff of Sands and Associates. Precise and great work by the workers thank you. read less

Jennifer Thom is an angel. Although I didn't end up using their services, h... read moreJennifer Thom is an angel. Although I didn't end up using their services, her help in navigating some difficult questions I had was invaluable and I would recommend her and Sands to anyone considering their services. read less

Professional and easy to deal with. A compassionate team who responds quick... read moreProfessional and easy to deal with. A compassionate team who responds quickly. I really appreciate all their time in effort. read less

Professional and easy to deal with. A compassionate team who responds quick... read moreProfessional and easy to deal with. A compassionate team who responds quickly. I really appreciate all their time in effort. read less

Thank you so much to Jennifer,and Marlene for all the support,guidance and ... read moreThank you so much to Jennifer,and Marlene for all the support,guidance and knowledge. They made the process of consumer proposal so seamless and less terrifying. It's such a relief to have all of my stress taken away. 😌 read less

The family business fell apart during the pandemic and we were left with un... read moreThe family business fell apart during the pandemic and we were left with unmanageable credit card and line of credit debt. Completing a consumer proposal through Sands & Associates was so helpful, I wish I'd done it sooner. Everyone was kind, non-judgmental and very professional. I'm very pleased. Thank-you in particular to Dean, Rachel, Christine and Marlene. read less