Testimonials

This was a different type of money coverage that I had imagined and it is great. Using smaller amounts based on available cash makes so much more sense

Non judgement and respectful.

Thank you, Jennifer Gaviria for your help and your kindness! More power to you and the rest of your Team!

Jennifer at Sands & Associates has been extremely supportive and helpful throughout the whole process. She helped me to solve my situation in the best possible way.

Absolutely a breeze of a company to deal with. Asked all the right questions and made sure I felt comfortable and understood everything I was trying to deal with. John Mason is a gem, professional and courteous while being empathetic to his clients situation. 100% recommend for anyone who wants to get better control of their financial life.

Doing a consumer proposal changed my life for the better with them took away a pile of stress and made me be able to start to save an enjoy life again

omer ali shams is the best consultant from sands & associates . Will slove your dept problems easily , will explain you each and everything and always ready to help you and answers your questions. thankyou .

In the time of dire need of resolution for rising debt problem I approached sands and associates for solution. They understood and explained me the solutions. I was relieved after taking their service. Special thanks to Helen , for helping me and guiding me through this situation.

"I highly recommend Michelle Santos and the team at Sands & Associates to anyone navigating a consumer proposal. Michelle was incredibly kind, professional, and patient, taking the time to ensure I understood every step of the process during a stressful time. The entire experience was quick and efficient, proving that getting your finances back on track doesn't have to be a mountain to climb. If you are looking for a compassionate expert who truly cares about her clients' success, Michelle is the person to see. I would absolutely recommend her services to anyone in need of a fresh financial start!"

Wonderful working with hashan
Explained everything thoroughly and professionally.
Answered all of my questions and made this experience better than I thought it would be.
Thank you again!

Annie explained everything to me clearly, and answered all my questions. The process was very efficient. Thank you :)

I was deep in dept with the CRA and credit cards. My wages were being garnished and collectors were calling. Sands stopped all that and gave me a manageable payment schedule and a litany of support resources to help me out. I would definitely recommend this team if you're in credit or tax trouble