Testimonials

I was hesitant to call at first but the people at Sands were very friendly ... read moreI was hesitant to call at first but the people at Sands were very friendly and informative. They helped me a lot and turned my financial life around. Thank you Kimberly and Carolyn !! read less

Would definitely recommend. Thank you Marlene for all you help and understa... read moreWould definitely recommend. Thank you Marlene for all you help and understanding through a different time. read less

These past couple years have been so hard trying to catch up with my financ... read moreThese past couple years have been so hard trying to catch up with my finances after a nasty divorce. Early this spring I came across Sands & Associates regarding sorting out my debts. Being a divorced single mother, the pandemic has put a real weight on my current situation. I hit rock bottom and decided to get in touch. I can happily say that it was a weight lifted off my shoulders! I am very grateful for their guidance and support through this proces as Its very new to me. I am now starting to get back on track and I would like to thank Cindy Wallace and Marlene Byrne for their absolute support! I highly recommend their help if you're in a pickle. Take control. Don't let debt control you. read less

I was really in debt and in a really bad place before I got in touch with S... read moreI was really in debt and in a really bad place before I got in touch with Sands and Associates, but Darlene helped me really quickly actually, and we got everything signed and on track within a month I believe. My consumer proposal was approved with no issues, and ever since then everything has been going great. I've been paying down my consumer proposal and I'm way less stressed than I was before. On top of that Marlene and Karen handled my 2 counselling sessions perfectly. The 3 of them were great, and very understanding and caring. I couldn't have asked for a better team to help me! Thank you guys so much!! read less

Going into this, having had lots of debt and stress as a result, the Sand &... read moreGoing into this, having had lots of debt and stress as a result, the Sand & asscociates trustees were extremely professional and kind, helping me to come up with a plan of action to mitigate my debts and build my credit back up. I personally got to chat with Carolyn Neale & Marlene Byrne who were both wonderful and very kind!! I would highly recommend Sands & associates for anyone who is looking for a Trustee. Thank you so much Carolyn & Marlene, I really appreciate all that you do. read less

David Tang " Mr. 10 I called him, he's the financial anxiety Doctor, I do n... read moreDavid Tang " Mr. 10 I called him, he's the financial anxiety Doctor, I do not know why I waited for months, he put my financial back on track "Seriously what are waiting for call David Tang" Sands I highly recommend👌 read less

I want to give a huge shout out to Sands and Associates for the help and gu... read moreI want to give a huge shout out to Sands and Associates for the help and guidance I have received from them. Darlene Mullen and Marlene Byrne, my trustee and my debt counsellor respectively were able to guide me on the path to becoming debt free. I felt respected and for the first time in a long time, I feel hope for my financial future. They took away the shame of the situation and gave me the tools to help me make the best decisions for my future. I cannot thank them enough and I would highly recommend Sands and Associates to anyone looking for solutions to financial difficulty read less

I can honestly admit there would be no way I could pay off my debt and than... read moreI can honestly admit there would be no way I could pay off my debt and thanks to Marlene and Kristine they showed me the way. They showed me the way how to recover from being in debt. They are truly professional kind and courteous and I would say that you can trust these people. They went to bat for me and Have taken the weight and the stress out of my life and I thank them for it.
Richard read less

Had a wonderful experience and very helpful in my journey after a divorce t... read moreHad a wonderful experience and very helpful in my journey after a divorce that took everything and left me with all the bills read less

If you're struggling with debt and creditors look no further. I was so scar... read moreIf you're struggling with debt and creditors look no further. I was so scared of even the thought of going though bankruptcy. However once starting the process everyone has been very helpful knowledgeable understanding and kind. It was much easier then I ever could have imagined and I've learned so much useful information that I'm already benefiting from. I'm so thankful I chose Sands & Associates thank you so much for everything you've done to help me rectify my mistakes. read less

My experience with Jennifer and Marlene was impeccable. They were extremely... read moreMy experience with Jennifer and Marlene was impeccable. They were extremely helpful every step of the way. I felt informed and well taken care of. Thanks again. read less

When one finds themselves in a difficult financial situation that is to muc... read moreWhen one finds themselves in a difficult financial situation that is to much to bare. Many thoughts go through ones mind. I struggled for over a year as I did not want the shame of making a proposal and upset my creditors.
However, push came to shove and I had to do something about it.
Sands is an amazing company who understands that life may throw many curve balls at us. They helped me in a professional and understanding way. They actually helped me feel good about myself and now I have the extra cash available for all the curve balls life throws and a definite drop in anxiety as I don’t struggle to just get bye…….. I give Sands 2 thumbs up….. highly recommend them. They will find the best solution for your situation…… Thank you Sands and Associates 😃👍🏼👍🏼 read less