Richmond Bankruptcy & Debt Services

Licensed Insolvency Trustees specializing in bankruptcy and consumer proposals, servicing Richmond, BC

Address: 926 - 6081 No. 3 Road Richmond, BC V6Y 2B2
Located at Westminster Hwy and No 3 Road (near Brighouse Skytrain)

Sands & Associates’ Richmond office is located at Westminster Hwy and No. 3 Road, beside the CIBC bank and near Richmond Centre. Our main entrance is on No. 3 Road. The nearest skytrain station (Canada Line) is Brighouse station; free parking available nearby and pay parking is available in our building (Three West Centre).


Phone: 604-303-8732

Fax: 604-583-0797

CONTACT US
Our Richmond office of Licensed Insolvency Trustees and Estate Managers have over 40 years’ experience providing individuals with debt relief options. Kimberly To and Kristine Medeiros aim to create a supportive and empathetic environment for those they are assisting. Find out how you can achieve a financial fresh start - book a confidential free debt consultation with our Richmond office today! Support in our Richmond office is also available in Cantonese and Mandarin.

Hours

Monday: 9:00am to 5:00pm

Tuesday: 9:00am to 5:00pm

Wednesday: 9:00am to 5:00pm

Thursday: 9:00am to 5:00pm

Friday: 9:00am to 5:00pm

Are you looking for Richmond’s experts in bankruptcy and debt consolidation services?

Sands & Associates is here to help. As Licensed Insolvency Trustees, we can assist you with debt solutions in Richmond, or any Sands & Associates office location. Our bankruptcy trustees are focused on debt consolidation services including Consumer Proposals and personal bankruptcy.

Let our knowledgeable staff guide you through the different debt options BC residents have, so you can move forward – debt-free!

Book A Free Consultation

Client Testimonials

“Sands and Associates in Richmond BC were more than helpful. Things moved along quite quickly and the ladies there were intuitive and helpful. Our counselling sessions were quick and accurate with no BS in between and my wife and I were happy to come out with a solution to our debt. It's nice to have a fresh start with no worries.”

Stephen

“It has been absolutely wonderful to have Sands & Associates in my corner. Kristine guided me through the process with dignity and utmost respect. I would not hesitate to recommend Sands & Associates to anyone with similar difficulties.”

Barbara

“I was truly impressed with Kimberly at the Richmond office. She handled my situation with complete professionalism and in a timely manner, with great results. I would recommend anyone to contact her and Sands & Associates if they are needing to rebuild their financial future.”

Sandra

Meet Our Team

Richmond

Kimberly To

CIRP, CPA, CGA, Licensed Insolvency Trustee

Kimberly To has helped individuals manage and resolve their debts for 25 years. Kimberly is committed to empowering clients through offering them concise and clear information about their debt relief options. Her goal is to create a comfortable and productive environment during each one-on-one session with her Sands & Associates clients. “I aim to reduce each person’s stress by the end of our session,” says Kimberly.

Kimberly is fluent in Cantonese and Mandarin.

Kimberly’s number one piece of advice for people seeking help with their debts:

“A free consultation with a Licensed Insolvency Trustee is a great place to start. There is no obligation and you gain new, important information.”

Meet with Kimberly today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey and Richmond.

Contact Kimberly to set up your appointment.

Kimberly To has helped individuals manage and resolve their debts for 25 years. Kimberly is committed to empowering clients through offering them concise and clear information about their debt relief options. Her goal is to create a comfortable and productive...

Read More about Kimberly

Kristine Medeiros

Estate Manager, Qualified Insolvency Counsellor

Kristine Medeiros is an Insolvency Estate Manager and Qualified Insolvency Counsellor with 18 years of experience. Kristine specializes in consumer proposals and personal bankruptcy, providing individuals relief from their financial difficulties. The cornerstone of Kristine’s approach to one-on-one sessions with Sands & Associates clients is empathetic listening and improving their understanding of their options. “Truly assisting clients means treating them with respect and dignity while offering the information they require to make an informed decision,” says Kristine.

Kristine’s number one piece of advice for people seeking help with their debts:

“Many individuals facing challenging financial situations think bankruptcy is their only option. This is not the case. Meet with a licensed professional to understand the options available to you.”

Meet with Kristine today to discuss your options during a free one-on-one consultation. Appointments available at the Sands & Associates offices in Surrey and Richmond.

Contact Kristine to set up your appointment.

Kristine Medeiros is an Insolvency Estate Manager and Qualified Insolvency Counsellor with 18 years of experience. Kristine specializes in consumer proposals and personal bankruptcy, providing individuals relief from their financial difficulties. The cornerstone of Kristine’s approach to one-on-one sessions with...

Read More about Kristine

Lilian Chung

Qualified Insolvency Counsellor

Lilian is a Qualified Insolvency Counsellor with over nine years of experience in the personal debt management field. Lilian works with personal bankruptcy and Consumer Proposal clients in our Burnaby, Richmond, Surrey and Vancouver office locations, providing one-on-one financial counselling. Her primary goal during financial counselling sessions is to help clients set and achieve financial goals, and to develop a realistic personal budget. She says, “The most rewarding part about what I do is being able to help people cut their debts and get a fresh start.”

Lilian is also fluent in Cantonese and Mandarin.

Lilian’s number one piece of advice for people seeking help with their debts:

“Make sure you understand all your options before you make a decision on how to move forward with dealing with your debt.”

Lilian is a Qualified Insolvency Counsellor with over nine years of experience in the personal debt management field. Lilian works with personal bankruptcy and Consumer Proposal clients in our Burnaby, Richmond, Surrey and Vancouver office locations, providing one-on-one financial counselling....

Read More about Lilian

Melanie Tan

Qualified Insolvency Counsellor

Melanie is a Qualified Insolvency Counsellor with Sands & Associates who has more than 15 years of experience helping people deal with their debt. Melanie’s primary role is providing clients in our Richmond and Surrey office locations financial counselling sessions as part of their Consumer Proposal or personal bankruptcy. She feels financial counselling is an integral part of the debt management process, and it’s rewarding to see clients improve their financial situations and skills. Melanie says, “Offering information about money management, budgeting tools, strategies to help clients develop savings, as well as re-establishing financial goals are important aspects of what I do.”

Melanie’s number one piece of advice for people seeking help with their debts:

“It’s very important to seek help sooner rather than later when there are warning signs of financial difficulties.”

Melanie is a Qualified Insolvency Counsellor with Sands & Associates who has more than 15 years of experience helping people deal with their debt. Melanie’s primary role is providing clients in our Richmond and Surrey office locations financial counselling sessions...

Read More about Melanie