4.9 Stars - Based on 1468 User Reviews

Chilliwack Bankruptcy & Debt Services

Licensed Insolvency Trustees specializing in bankruptcy and consumer proposals, servicing Chilliwack, BC

We know it can be difficult to make the first call and ask for debt advice.

Sharing your financial situation and money troubles is deeply personal, which is why Sands & Associates believes that debt advice should be offered with an empathetic and supportive approach. By getting clear, practical information and debt help you will be in the best position to move forward towards your debt-free goals. Get a financial fresh start with help from the caring debt advisors at Sands & Associates’ Chilliwack office today – confidential debt consultations are always free.







309 – 46167 Yale Road
Chilliwack, BC V2P 2P2

Located in The Chilliwack Business Centre

Sands & Associates’ Chilliwack office is located in The Chilliwack Business Centre, near Yale Road and Nowell Street in Chilliwack's historic downtown. Public parking is available behind The Chilliwack Business Centre.







Monday: 8:30am to 5:30pm

Tuesday: 8:30am to 5:30pm

Wednesday: 8:30am to 5:30pm

Thursday: 8:30am to 5:30pm

Friday: 8:30am to 5:30pm

Saturday: 9:00am to 5:00pm

(Excluding statutory holiday weekends)


Please allow us to offer you the best service possible by calling or emailing ahead, as immediate walk-in service may be delayed. Complete telephone and video conferencing support is available during business hours.

Facing your debt problem can feel overwhelming – but you are not alone, we’re here to help.

Sands & Associates are BC Licensed Insolvency Trustees (sometimes known as Trustees in Bankruptcy) with a local office and team in Chilliwack. As experts qualified to offer advice about debt consolidation, Consumer Proposal and bankruptcy advisory services, we will meet with you to understand your situation and discuss all your debt solutions. Once we have helped you evaluate your options, we will then work together to craft a plan to become debt-free.

We will help you evaluate and consider your debt management options so you can be sure you’re making the best financial decision possible.


Book your free consultation today to get advice from our caring, non-judgmental debt professionals in Chilliwack. In less than an hour we can work with you to find a debt solution that meets all of your needs – your financial fresh start awaits!

Book your Free Consultation




“I am thoroughly impressed with the professionalism of Sandy and her peers at Sands and Associates. She made a very stressful and upsetting time a lot easier to deal with than I had anticipated. Whenever I had an issue, with reports or dealing with creditors, Sandy did not hesitate to tackle the situation. She is always courteous and thoughtful in how she approaches your situation as she genuinely cares about you and helping you through a difficult time.”



“I would highly recommend the services of Sands & Associates. Sandra Myers was fantastic to deal with and made me feel comfortable from the very beginning. She was extremely helpful with my situation and allowed me to move forward with my life. Much appreciated!”



“I have never felt better about getting control of my debt, the ladies did everything to make me feel comfortable and at ease even with all the stress in my life due to my divorce. I highly recommend going in to discuss your options, they are there to help.”



“We were blown away by the compassion, care, guidance and support we received. I would without hesitation gladly and willingly recommend Sands & Associates to anyone with a debt issue!”



“I needed to focus on my health and I couldn't do that with the stresses that came with my debt. Making that appointment was the best decision I could have made. After reviewing my options and deciding on the Consumer Proposal the process moved fairly fast. Sandra is professional, compassionate and very caring. The bulk of the stresses were alleviated quickly. No question is ever left unanswered. I can't thank them enough!”



“Sandy was amazing in helping us get back on track! We were able to consolidate just a few things that were holding us back, and now we have manageable payments that are affordable. Very compassionate, professional and easy to work with. Anytime I need something answered or need advice, Sandy is extremely prompt in getting me the answers I need.”

Meet the Chilliwack Team

Laura Kehtler

BA, B.Ed, CIRP, Licensed Insolvency Trustee

Laura Kehtler is a Licensed Insolvency Trustee and has more than 15 years of experience in the area of personal insolvency. Assisting clients to regain control of their current financial situation and helping them create a foundation for long term financial health is always her goal. “Helping individuals resolve unmanageable debt so they can get a financial fresh start and focus on saving for the future is important. With every client, my hope is that they come away with a full understanding of all options available to them,” says Laura.

Laura’s number one piece of advice for people seeking help with their debts:

“Struggling with financial difficulty can feel overwhelming and hopeless. No matter the state of your financial health, it is important to know that there are options available to you to resolve your situation. There is light at the end of the tunnel.”

Connect with Laura today to discuss your options during a free, confidential, one-on-one consultation.

Contact Laura to set up your appointment.

Marlene Byrne

Estate Manager, Qualified Insolvency Counsellor

Marlene Byrne has ten years of experience assisting individuals in matters relating to personal insolvency. As a former credit counsellor, lender and bank manager, Marlene has experience in all areas of consolidation. For Marlene, the most important aspects of her job are educating clients about their options for debt resolution and helping them minimize financial stress. “My job is to empower people with knowledge so they know that there is help out there and choices available to them. Working with people to reduce their stress enriches their lives and can even improve their overall health,” says Marlene.

Marlene’s number one piece of advice for people seeking help with their debts:

“An initial consultation with a Licensed Insolvency Trustee or Estate Manager should not cost you any money. If it does, take it as a red flag that something is wrong.”

Connect with Marlene today to discuss your options during a free, confidential, one-on-one consultation.

Contact Marlene to set up your appointment.