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Tri-Cities Bankruptcy & Debt Services

Licensed Insolvency Trustees specializing in bankruptcy and consumer proposals, servicing Tri-Cities, BC

At our Port Coquitlam office our professionals offer debt help without judgment – just solutions and support for a way forward.

The debt management experts at Sands & Associates’ Port Coquitlam office offer practical debt advice delivered with understanding and kindness, and legal debt solutions that allow you to get a financial fresh start. Book your confidential free debt consultation with a qualified debt professional in Port Coquitlam today.







Shaughnessy Square
205 - 2099 Lougheed Highway
Port Coquitlam, BC V3B 1A8

Located in Shaugnessy Square off Lougheed Highway

Sands & Associates’ Tri-cities office is located in Port Coquitlam, in Shaughnessy Square off Lougheed Highway – this is across the street from the Safeway plaza. We are located near the pub, in the building with signage that reads “Office Building B”. Free parking is available in Shaughnessy Square.







Monday: 8:30am to 7:00pm

Tuesday: 8:30am to 7:00pm

Wednesday: 8:30am to 7:00pm

Thursday: 8:30am to 7:00pm

Friday: 8:30am to 7:00pm

Saturday: 8:30am to 5:30pm

Sunday: 8:30am to 5:30pm

(Excluding statutory holiday weekends)


Please allow us to offer you the best service possible by calling or emailing ahead, as immediate walk-in service may be delayed. Complete telephone and video conferencing support is available during business hours.

Debt solutions can seem overwhelming – Sands & Associates Licensed Insolvency Trustees take the complications and debt stress away so you can focus on moving forward.

Learn how you can consolidate and cut debt by up to 80% or more with a Consumer Proposal or understand how bankruptcy in BC works to access debt forgiveness. Licensed Insolvency Trustees (formerly called Bankruptcy Trustees) are the only professionals endorsed and qualified by the government to provide legal debt solutions that give debt relief from virtually all types of debts, including credit cards, income tax and student loans.

Since 1990 Sands & Associates’ professionals have helped thousands of people in BC get out of debt and move towards a debt-free future.


Book your free consultation today to get advice from our caring, non-judgmental debt professionals in Port Coquitlam. In less than an hour we can work with you to find a debt solution that meets all of your needs – your financial fresh start awaits!

Book your Free Consultation




“My advisor helped me through one of the most difficult times and decisions of my life. She was professional, understanding, informative, non-judgemental and patient with me. I would recommend her, and the company, to anyone who needs this sort of help.”



“An excellent experience. Options were clearly expertly explained and follow-ups were highly informative.”



“Everyone is very helpful, friendly and knowledgeable. And most important I never feel like I’m being judged.”



“Sands & Associates gave me a chance to start all over again. I met there with the professionals, who know their job very well. I was provided with counselling so I will be good in future to control the money properly which is helping me a lot. I was really impressed by Julie who helped me throughout the period.”



“Very courteous, professional and engaged. Truly wanting to help us see the light out of the darkness of debt.”



“I've had a VERY positive experience with Sands & Associates. I was in really bad financial shape and they were super helpful and drastically reduced my debt. The counseling is very good too and shows you how to get back on track quickly.”

Meet the Tri-Cities Team

Raj Hara

CPA, CMA, CIRP, Senior Vice President of Sands & Associates, Licensed Insolvency Trustee

In addition to being a Senior Vice President of Sands & Associates, a Licensed Insolvency Trustee and Chartered Professional Accountant, Raj is a Certified Management Accountant and Chartered Insolvency and Restructuring Professional. Raj has more than 10 years of experience in banking, finance, accounting and insolvency matters, and specializes in helping individuals resolve their personal debts. “Assisting individuals in assessing their options for dealing with debt is my primary focus,” says Raj.

Raj’s approach to one-on-one client sessions is non-judgmental and future-oriented. He encourages clients to assess their current situation and takes the time to understand each client’s unique financial situation so he can provide a complete assessment of all possible options. He encourages clients to understand that it is possible to remove the burden of debt from their shoulders. “Debt does not define an individual. Life happens to everyone. At Sands & Associates, we assist individuals in achieving a financial fresh start,” he says.

Raj is fluent in Punjabi.

Raj’s number one piece of advice for people seeking help with their debts:

“You do not have control of what happened in the past. Let’s understand where you are today so that you can move forward to a debt-free future.”

Connect with Raj today to discuss your options during a free, confidential, one-on-one consultation.

Contact Raj to set up your appointment.

David Tang

BCom, Estate Manager

David Tang is an Estate Manager with more than seven years of insolvency administration experience. David’s goal when meeting with clients is to ensure that they feel respected, and walk away with the right information for them to make an informed decision on their financial future.

When meeting with clients for the first time at Sands & Associates, his goal is to ensure that each person comes away feeling confident, empowered, and knowing much more about how to deal with their financial difficulties than when they first arrived. “Providing a solution to individuals so that they can get their life back is the most important part of helping clients for me”, says David.

David’s number one piece of advice for people seeking help with their debts:

“A free consultation with a Licensed Insolvency Trustee is a great place to start for you to acquire the information you need to make the best decision for you going forward.”

Connect with David today to discuss your options during a free, confidential, one-on-one consultation.

Contact David to set up your appointment.

Julie Medeiros

BA, Estate Manager, Qualified Insolvency Counsellor

Julie Medeiros has more than eight years of experience assisting individuals manage and resolve their debts. Julie works with clients to help them better understand their debt resolution options. Julie conducts a full assessment of each client’s financial situation and focuses on educating them on their rights. Her goal with every Sands & Associates client that she works with is ensuring they clearly understand the options available to them so they can move forward confidently. “Helping clients achieve a financial fresh start is the most important aspect of my job,” says Julie.

Julie’s number one piece of advice for people seeking help with their debts:

“It is possible to transform your situation and achieve financial freedom. Once you begin working with a licensed professional to resolve your debts, you will feel your financial stress lessen.”

Connect with Julie today to discuss your options during a free, confidential, one-on-one consultation.

Contact Julie to set up your appointment.