- Consumer Proposals
- Debt Help
- About Us
Feeling overwhelmed or stressed thinking about your debt? We’re here for you!
Talk with a caring, non-judgmental professional in Sands & Associates’ Burnaby office and get debt advice on how legal debt solutions can help you achieve the debt-free future you deserve. Become debt-free – book your confidential free debt consultation today!
2600 - 4720 Kingsway
Burnaby, BC V5H 4N2
Sands & Associates’ Burnaby office is located in MetroTower II, office towers at Metrotown. Our building entrance is near the bus loop and is easily accessible via skytrain (Metrotown station). Free parking at Metrotown is available as per mall hours and rules.
Monday: 8:30am to 5:30pm
Tuesday: 8:30am to 5:30pm
Wednesday: 8:30am to 5:30pm
Thursday: 8:30am to 5:30pm
Friday: 8:30am to 5:30pm
Saturday: 9:00am to 5:00pm
(Excluding statutory holiday weekends)
At this time our offices are practicing social distancing and may not be available for in-person service. Please join us in supporting your health, and the health of our staff by calling or emailing instead - we are available via telephone and video conferencing to assist you.
Consumer Proposals are the number one alternative to personal bankruptcy in Canada and are available exclusively with the help of a Licensed Insolvency Trustee (sometimes known as a Bankruptcy Trustee).
Sands & Associates can file a Consumer Proposal that will consolidate and write-off up to 80% or more of your debt. Debts eligible for consolidation under this specialized debt help tool include credit card debt, lines of credit, income tax debt, student loans, mortgage shortfalls, and more.
Sands & Associates are government-qualified experts in debt management solutions and we file more Consumer Proposals each year than any other BC-based Licensed Insolvency Trustee.
Book your free consultation today to get advice from our caring, non-judgmental debt professionals in Burnaby. In less than an hour we can work with you to find a debt solution that meets all of your needs – your financial fresh start awaits!
“It was a great experience talking to Tracey Lowe. Took me some time to decide which way to go, wasn't pressured into my decision. Most important no matter how many times I called the office and went to the office I was made comfortable.”
“Tracey has been super helpful throughout this process. Very accommodating to my unique employment schedule."
“Tracey made the entire process clear and to the point. I could not have asked for a better agent for my Consumer Proposal.”
“I worked with Tracey at Sands & Associates to complete a Consumer Proposal. She explained everything using easy to understand terms and helped me navigate the whole process. Even after everything was completed, Tracey has always been easy to connect with and happily answers my many questions. I don’t know what I would have done with Sands & Associates.”
“I procrastinated in making an appointment and wish I hadn’t. Tracey explained my options with clarity and distinction, making sure I knew what my choices were. The relief, the stress and powerlessness that being in debt felt like was lifted and I felt in control of my life again.”
“Tracey was fantastic and made the whole process very easy for me, I understood everything involved and walked away feeling very positive about my financial future. I would recommend the company and specifically Tracey to anyone in need of these services.”
Tracey Lowe has more than 20 years of experience helping individuals manage and overcome difficult financial situations. As a Licensed Insolvency Trustee, Tracey specializes in personal insolvency and restructuring, often through administering consumer proposals to creditors. For Tracey, the most important aspect of her job is restoring hope in clients. “Letting people know their options is always my goal. I enjoy helping people achieve a financial fresh start,” she says.
Tracey’s number one piece of advice for people seeking help with their debts:
“Recognize that this process can give you a fresh start – debt-free!”
Connect with Tracey today to discuss your options during a free, confidential, one-on-one consultation.
Contact Tracey to set up your appointment.
Lilian is a Qualified Insolvency Counsellor with over nine years of experience in the personal debt management field. Lilian works with personal bankruptcy and Consumer Proposal clients in our Burnaby, Richmond, Surrey and Vancouver office locations, providing one-on-one financial counselling. Her primary goal during financial counselling sessions is to help clients set and achieve financial goals, and to develop a realistic personal budget. She says, “The most rewarding part about what I do is being able to help people cut their debts and get a fresh start.”
Lilian is also fluent in Cantonese and Mandarin.
Lilian’s number one piece of advice for people seeking help with their debts:
“Make sure you understand all your options before you make a decision on how to move forward with dealing with your debt.”