- Consumer Proposals
- Debt Help
- About Us
For many people across the province, connecting with a Licensed Insolvency Trustee is the first step towards a debt-free future and an end to debt-stress.
Whether you are seeking advice about your financial situation, looking for solutions to better manage debt and get a financial fresh start, or aren’t sure where to begin, Sands & Associates is here for you. Our caring debt help experts serving Cranbrook and Kootenays-area residents offer non-judgmental and empathetic support to help you assess your financial situation and move forward with a plan to be debt-free. Book your confidential free debt consultation today!
100 – 131 7th Avenue South
Cranbrook, BC V1C 2J3
Located in Ground Floor Coworking Space
Sands & Associates’ Cranbrook office is located in Ground Floor Coworking Space, at the corner of 7th Avenue South and 2nd Street South, near historic Baker Street. Street parking is available near the building.
Open by appointment only
At this time our offices are practicing social distancing and may not be available for in-person service. Please join us in supporting your health, and the health of our staff by calling or emailing instead - we are available via telephone and video conferencing to assist you.
There are many myths and misconceptions when it comes to debt solutions for consumers and businesses; our Licensed Insolvency Trustees have the qualifications and experience to help guide you through the debt relief options available to resolve your financial challenges. We believe it’s important for you to understand the ins and outs of debt relief and make informed decisions about your situation. Sands & Associates’ award-winning team is committed to providing debt advice and support delivered with respect and care to residents in Cranbrook and the Kootenays region.
Book your free consultation today to get advice from our caring, non-judgmental debt professionals in Cranbrook. In less than an hour we can work with you to find a debt solution that meets all of your needs – your financial fresh start awaits!
“Sands helped me figure out a solution that was right for my unique circumstances. They gave me advice that made my decisions easier.”
“Friendly, non-judgmental. Organized all aspects of my bankruptcy and answered all of my questions throughout the entire process.”
“I’ve had a great experience dealing with everyone that I’ve spoken to. They have been super patient with me and answer any and all questions that I have had. If you’re struggling like I was I would totally recommend Sands & Associates.”
“I had a really great experience with Sands, they really helped me on my CRA debt and other collective debts! I would highly recommend them.”
“This was the best decision I made. They helped me look at my options and decide the best course to deal with my debt. I am finally debt free and have a way better understanding of my finances thanks to them.”
“Sands & Associates helped me get a fresh start with a Consumer Proposal. They are extremely helpful and knowledgeable. Very highly recommended!”
Andrew Smith is a Licensed Insolvency Trustee with over 9 years’ experience in providing both business and personal debt management solutions. Andrew takes a straight-forward and personable approach to helping people assess their situation and evaluate their legal debt solutions. He understands that debt help can seem complicated and feel overwhelming, but believes that with the right knowledge and a friendly approach, it doesn’t have to be. “I strive to give the best information to people about their options” he says, “giving someone a fresh start and a plan to deal with their financial problems is a key part of my role as a Licensed Insolvency Trustee.”
Andrew’s number one piece of advice for people seeking help with their debts:
“Always read the terms of contracts and agreements before signing – you should know exactly how much it will cost you to repay any money you borrow and how these costs fit into your monthly cash flow.”
Connect with Andrew today to discuss your debt options during a free, confidential, one-on-one debt consultation.
Contact Andrew to set up your appointment.
Ashley Gharlay is an Estate Manager with a wide range of insolvency administration experience. When meeting with clients for the first time at Sands & Associates, her goal is to ensure that each person comes away feeling confident, empowered, and knowing much more about how to deal with their financial difficulties than when they first arrived. “Giving individuals who are struggling financially a chance to improve their lives, and move forward free of debt is the most important, and rewarding aspect of what I do”, says Ashley.
Ashley’s number one piece of advice for people seeking help with their debts:
“Your past does not define you, meet with a Licensed Insolvency Trustee to build a great plan for a financial fresh start.”
Connect with Ashley today to discuss your options during a free, confidential, one-on-one consultation.
Contact Ashley to set up your appointment.
John Manson has 7 years of personal insolvency experience. John is dedicated to providing his Sands & Associates clients the tools they require to manage and overcome challenging financial situations. Specializing in personal insolvency, John helps clients understand the often daunting and misunderstood aspects of debt resolution. “The most important part of my job is informing people of the laws around dealing with debt and how it affects their situation,” says John.
John’s number one piece of advice for people seeking help with their debts:
“Take full advantage of the tools and information you receive from your Licensed Insolvency Trustee. The more that you put into the process, the more you can get out of it.”
Connect with John today to discuss your options during a free, confidential, one-on-one consultation.
Contact John to set up your appointment.