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First and foremost, we would like to extend our heartfelt thanks to our dedicated staff, and best wishes to our clients and their families. As always it is our privilege to assist you and we greatly value your confidence and trust.

Debt restructuring and bankruptcy services have been designated as an essential service by our provincial government and, as BC’s largest firm of Licensed Insolvency Trustees focused on debt help solutions for individuals and small businesses for over 30 years, we remain committed to serving residents across the province in finding a financial fresh start and debt-free future.

Sands & Associates is conscientious about promoting the health, safety and comfort of both our clients and our staff. We are pleased to offer options to access our full suite of professional debt help services, whether in-person or remotely via telephone and video conference. Our caring team of BC debt help specialists are here for you, and our local office teams assist residents across all of BC.

How can I access debt help services at this time?

Licensed Insolvency Trustees remain the only debt management provider authorized and empowered by both federal and provincial governments to assist Canadians with debt restructuring solutions. We continue to be available for services to residents in all areas of BC, including:

  • Debt consultations and assessments of all available options
  • Reviewing your rights, remedies and resources
  • Making a Consumer Proposal to your creditors
  • Filing Bankruptcy

If you or someone you know needs assistance managing their debts, some advice on how to deal with creditors, or just some free advice and a helpful conversation about the debt solutions available in Canada – please give us a call toll-free at 1-800-661-3030 or book a free debt consultation online.

I’m a current Sands & Associates client – are there changes to the service I should expect?

You can continue to expect quality service and high professional standards from Sands & Associates. We have worked hard over the years to ensure we provide streamlined processes that allow our clients to have the best possible experience, accessing professional debt help services with thoughtful convenience, non-judgmental support and uncompromising care.

We strive to assist you in a timely manner and encourage you to call or email should you require any assistance, as your local office may not be immediately available for walk-in in-person services. If you have an ongoing proceeding with Sands & Associates please connect directly with your Estate Manager or Licensed Insolvency Trustee with any specific questions or concerns.

If you are feeling unwell and have an upcoming in-person appointment, we would ask you to join us in supporting your health and the health of our staff by moving your upcoming appointment service to telephone or video conferencing. Your local office would be happy to help you make this transition.


We recognize that the ongoing challenges of the COVID-19 pandemic have and will continue to have significant financial impacts on consumers and business owners alike – you are not alone; we are here to help you.

Get debt advice and complete debt solution services, even from the comfort of your home – book your confidential consultation with a qualified debt expert now.

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