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Maple Ridge Bankruptcy & Debt Services

Licensed Insolvency Trustees specializing in bankruptcy and consumer proposals, servicing Maple Ridge, BC

Has debt taken control of your life? We can help you manage your debt so that you can get back to living, free from the stress of debt.

Sands & Associates’ team of local Maple Ridge debt management professionals are committed to helping individuals and businesses understand and access legal debt relief options so they can get a financial fresh start. Book your confidential free debt consultation today to learn about your rights, remedies and debt solutions with a caring, friendly debt expert in our Maple Ridge office.







300 - 22420 Dewdney Trunk Road,
Maple Ridge, BC V2X 3J5

Located on Dewdney Trunk Rd near 224th St. If you’re coming from Pitt River Bridge, turn left on 224th St. then turn right onto Dewdney Trunk Rd. We are in the building immediately on your right, in the same building as Club 16 Fitness across the street from Shoppers Drug Mart. The entrance to the Regus Office where Sands & Associates is located, is on Fraser Street. One hour free parking is available on Dewdney Trunk Road or at City Hall and the Maple Ridge Public Library, adjacent to our location.







Monday: 8:30am to 5:30pm

Thursday: 8:30am to 5:30pm

Friday: 8:30am to 5:30pm

We’ve been helping people get out of debt since 1990 - our qualified experts can assist you in understanding your choices and give you real debt solutions.

Debt consolidation, Consumer Proposals and bankruptcy services can seem complicated – but they don’t have to be. Debt relief solutions like a Consumer Proposal can write-off up to 80% or more of your consolidated debt without interest, penalties or fees. There is only one professional that the government endorses to provide debt solutions to British Columbians, Licensed Insolvency Trustees (formerly called Bankruptcy Trustees).

When you need non-judgmental, compassionate debt advice Sands & Associates is here to help you assess your situation and work through it – together.


Book your free consultation today to get advice from our caring, non-judgmental debt professionals in Maple Ridge. In less than an hour we can work with you to find a debt solution that meets all of your needs – your financial fresh start awaits!

Book your Free Consultation




“I highly recommend contacting Sands & Associates to utilize their financial guidance and assistance. They treated me with respect and understanding during a very stressful time in my life. I only wish I would have contacted them sooner.”



“Marlene Byrne is awesome. She made me feel comfortable and unashamed! Bankruptcy is something I never thought I would go through and she made my experience as comfortable as possible.”



“Wonderful experience with Blair. An expert and so professional.”



“I had the pleasure of working with Cindy - knowledgeable, helpful, and professional. I would highly recommend Sands & Associates.”



“I am so glad that I found Sands & Associates! I was under so much financial stress and felt my back was against the wall. But when I went to see Marlene, she eased my stress by explaining all my options to me and was very compassionate and non-judgmental, which I appreciate! So if you are reading this review and are having financial troubles, I highly recommend Sands & Associates!”



“Sands & Associates made my life easier, less stress due to debt and helped me on the proper track of financial responsibilities. Marlene was awesome, she took the time to explain many of the tools that will help in building a brighter future. I just want to say thank you again for giving me my life back.”

Meet the Maple Ridge Team

Alana Orrell

CPA, CA, CIRP, Licensed Insolvency Trustee

Alana Orrell is a Licensed Insolvency Trustee with over seven years of experience in the areas of personal and corporate insolvency, and more than 11 years of public practice in accounting, auditing and tax. Ensuring all clients she works with gain a thorough understanding of the debt resolution options available to them is her top priority. “When I’m assisting a client, the most important thing I can do is listen to ensure the solution fits the issues identified,” says Alana.

Alana’s number one piece of advice for people seeking help with their debts:

“The situation you are in is temporary. We have the knowledge and expertise to help you move on and recover from this.”

Meet with Alana today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates Langley, Maple Ridge, Abbotsford and Chilliwack offices.

Contact Alana to set up your appointment.

Cindy Wortley

Estate Manager, Qualified Insolvency Counsellor

Finding debt solutions and providing the potential for a promising financial future is Cindy Wortley’s aim with every Sands & Associates client she sees. Cindy has more than 20 years of experience in the areas of insolvency and restructuring, including 15 years with a national professional services & chartered accounting firm. Cindy is currently enrolled in the CAIRP (Trustee) Qualification Program. Her approach emphasizes empowerment. “Providing individuals with valuable tools to deal with their financial difficulties is the most important part of my job,” says Cindy.

Cindy’s number one piece of advice for people seeking help with their debts:

“If you are struggling to find a solution to your difficult financial situation, know that only a Licensed Insolvency Trustee can provide the ultimate level of protection from creditors – often without the need of bankruptcy.”

Meet with Cindy today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Abbotsford and Maple Ridge.

Contact Cindy to set up your appointment.

Marlene Byrne

Estate Manager, Qualified Insolvency Counsellor

Marlene has ten years of experience assisting individuals in matters relating to personal insolvency. As a former credit counsellor, lender and bank manager, Marlene has experience in all areas of consolidation. For Marlene, the most important aspects of her job are educating clients about their options for debt resolution and helping them minimize financial stress. “My job is to empower people with knowledge so they know that there is help out there and choices available to them. Working with people to reduce their stress enriches their lives and can even improve their overall health,” says Marlene.

Marlene’s number one piece of advice for people seeking help with their debts:

“An initial consultation with a Licensed Insolvency Trustee or Estate Manager should not cost you any money. If it does, take it as a red flag that something is wrong.”

Meet with Marlene today to discuss your options during a free, confidential, one-on-one consultation. Appointments available at the Sands & Associates offices in Maple Ridge, Langley and Chilliwack.

Contact Marlene to set up your appointment.