4.9 Stars - Based on 1382 User Reviews

Vancouver Bankruptcy & Debt Services

Licensed Insolvency Trustees specializing in bankruptcy and consumer proposals, servicing Vancouver, BC

The stress of money problems and pressure to find a solution can feel overwhelming.

The committed debt professionals at our Vancouver office are highly experienced in helping individuals get control of their finances and achieve a debt-free future. Our qualified team of Licensed Insolvency Trustees, Estate Managers and Insolvency Counsellors are available to provide you with legal debt management solutions combined with clear explanations and caring service.

With experience and knowledge in both consumer and corporate financial matters, we can help you become debt-free. Book your confidential free debt consultation with Sands & Associates’ Vancouver office today.







1370 - 1100 Melville Street
Vancouver, BC V6E 4A6

Located at Thurlow and Melville (near Burrard SkyTrain)

Sands & Associates’ Vancouver office is located downtown in the Sunlife Building at Melville and Thurlow Street, near Burrard skytrain station. Metered street parking, as well as public pay parking lots are available in and near our building.







Monday: 8:30am to 5:30pm

Tuesday: 8:30am to 5:30pm

Wednesday: 8:30am to 5:30pm

Thursday: 8:30am to 5:30pm

Friday: 8:30am to 5:30pm

Saturday: 9:00am to 5:00pm

(Excluding statutory holiday weekends)


Please allow us to offer you the best service possible by calling or emailing ahead, as immediate walk-in service may be delayed. Complete telephone and video conferencing support is available during business hours.

We want to help you feel confident about the choices you make in moving forward towards a financial fresh start.

Sands & Associates are Licensed Insolvency Trustees in Vancouver, with experts in bankruptcy and debt consolidation services located in local offices across British Columbia. We understand that debt options such as Consumer Proposals and bankruptcy are new to most people and we take the time to give easy-to-digest information and a non-judgmental and empathetic approach to debt consolidation services.

When you need professional advice, guidance and resources on how to get out of debt, turn to our award-winning firm.


Book your free consultation today to get advice from our caring, non-judgmental debt professionals in Vancouver. In less than an hour we can work with you to find a debt solution that meets all of your needs – your financial fresh start awaits!

Book your Free Consultation




“My husband passed away and due to things that grew out of my control leading up to that I was in way over my head. The staff at Sands & Associates, especially Darlene, gave me several clear and concise options and it was so good to be with someone that was able to make a very uncomfortable situation feel like a weight being lifted off my back. I couldn't recommend a company more, they bent over backwards to help with every problem, even the last minute ones that I thought would be catastrophic, just seemed to disappear with Darlene's advice and help. My life is 100% better because I made the decision to go to Sands & Associates.”



“Ashley Gharlay in the Vancouver office could not have been kinder. She was compassionate, non-judgmental and smart!”



“I would recommend to anyone who needs to tackle their debt issues to work with Sands & Associates. Blair Mantin and the staff were outstanding. You get all the information you need to help you develop a practical strategy to deal with your situation, all without judgement or tone. A perfect balance between understanding and professionalism all wrapped up in know-how.”



“It’s never easy to be in a situation where you need to meet with a bankruptcy trustee, especially if you are dealing with Revenue Canada debt. Blair was amazing, and I would highly recommend him to anyone in that situation. He was able to immediately provide a path forward, and remove all the fear and sleepless nights that lead up to that meeting. 3 years later, my only regret was waiting before calling Sands & Associates. Don’t delay, make the call and meet with Blair, you will thank yourself for it.”



“This company has got us back on track and have taken the stress to 0. No matter how hard we tried to stay above our bills, there was always something that would come up to put us behind. Sands & Associates gave us our life back and set us on the right track to succeed. Thanks to all the staff for their kind words and expertise. We will forever be grateful.”



“My experience with Sands & Associates representative Darlene Mullen was amazing. She was professional, respectful, understood my current situation and offered me options to my debt consolidation. My follow up concerns were addressed and I appreciated the follow up meetings. I feel I am in control of my finances and am grateful for the whole experience.”

Meet the Vancouver Team

Blair Mantin

CMC, CIRP, President of Sands & Associates, Licensed Insolvency Trustee

Blair Mantin specializes in consumer insolvency and strategies for debt resolution. With 15 years of experience, Blair helps individuals and organizations facing challenging financial situations navigate the often overwhelming, and sometimes confusing, world of insolvency. While each person’s situation is unique, his approach remains the same: “Let’s take the shame and despair away from being in debt – it’s a problem like any other, and it has a solution that works just about every time.”

As Sands & Associates President, Blair says the most important aspect of his job is empowering clients with information about their options to become debt free. “My job is to ‘level the playing field’ from a knowledge perspective – by providing individuals with the insights they really need to resolve their situation, they are able to move forward from a position of strength,” he says.

Blair’s number one piece of advice for people seeking help with their debts:

“Never, never pay for debt advice, and be careful about who you take advice from. Only a Licensed Insolvency Trustee will give you the straight goods at absolutely no cost to you.”

Connect with Blair today to discuss your options during a free, confidential, one-on-one consultation.

Contact Blair to set up your appointment.

Ashley Gharlay

Estate Manager

Ashley Gharlay is an Estate Manager with a wide range of insolvency administration experience. When meeting with clients for the first time at Sands & Associates, her goal is to ensure that each person comes away feeling confident, empowered, and knowing much more about how to deal with their financial difficulties than when they first arrived. “Giving individuals who are struggling financially a chance to improve their lives, and move forward free of debt is the most important, and rewarding aspect of what I do”, says Ashley.

Ashley’s number one piece of advice for people seeking help with their debts:

“Your past does not define you, meet with a Licensed Insolvency Trustee to build a great plan for a financial fresh start.”

Connect with Ashley today to discuss your options during a free, confidential, one-on-one consultation.

Contact Ashley to set up your appointment.

Darlene Mullen

Estate Manager, Qualified Insolvency Counsellor

Darlene Mullen has more than 15 years of insolvency experience and specializes in personal debt management solutions. She is currently enrolled in the CAIRP (Trustee) Qualification Program. Darlene is committed to providing individuals the information they need to make informed choices about how to become debt free. She works closely with Sands & Associates clients to help them achieve greater control of their debt relief options, and ultimately, their futures. “The most important aspect of my job is renewing hope for individuals that there is financial relief and that they can get on with the positive aspects of their lives,” says Darlene.

Darlene’s number one piece of advice for people seeking help with their debts:

“Your financial fresh start begins the day you file for bankruptcy or file a consumer proposal. This is your opportunity to start moving forward and creating positive financial habits now.”

Connect with Darlene today to discuss your options during a free, confidential, one-on-one consultation.

Contact Darlene to set up your appointment.

Lilian Chung

Qualified Insolvency Counsellor

Lilian is a Qualified Insolvency Counsellor with over nine years of experience in the personal debt management field. Lilian works with personal bankruptcy and Consumer Proposal clients in our Burnaby, Richmond, Surrey and Vancouver office locations, providing one-on-one financial counselling. Her primary goal during financial counselling sessions is to help clients set and achieve financial goals, and to develop a realistic personal budget. She says, “The most rewarding part about what I do is being able to help people cut their debts and get a fresh start.”

Lilian is also fluent in Cantonese and Mandarin.

Lilian’s number one piece of advice for people seeking help with their debts:

“Make sure you understand all your options before you make a decision on how to move forward with dealing with your debt.”