- Consumer Proposals
- Debt Help
- About Us
Are you feeling overwhelmed by endless credit card debt? Do you owe the Government money for income taxes or student loans? Are you worried about a wage garnishment or collection action? Looking for a better way to finally become debt-free? You are not alone – we are here to help you.
Book your confidential free debt consultation today and sit down with a caring debt expert at Sands & Associates to get a plan to be debt-free. Our experienced local Vernon Licensed Insolvency Trustees are qualified to assist you in evaluating and working through consolidation options, Consumer Proposals, bankruptcy services and more.
204 - 3002 32nd Avenue
Vernon, BC V1T 2L7
Located in the Greater Vernon Chamber of Commerce
Sands & Associates’ Vernon office is located in the Greater Vernon Chamber of Commerce near 32nd Avenue and 30th Street. Metered street parking is available.
Open by appointment only
At this time our offices are practicing social distancing and may not be available for in-person service. Please join us in supporting your health, and the health of our staff by calling or emailing instead - we are available via telephone and video conferencing to assist you.
From credit card debt to tax debt and virtually everything in between – Sands & Associates’ Licensed Insolvency Trustees can offer you legal debt relief solutions that can consolidate and reduce your debts so that you can resolve your financial challenges for good. We will work together with you to understand your situation and unique needs, and put a plan in place that will allow you to get the breathing room and financial fresh start you deserve.
Book your free consultation today to get advice from our caring, non-judgmental debt professionals in Vernon. In less than an hour we can work with you to find a debt solution that meets all of your needs – your financial fresh start awaits!
“I highly recommend Sands & Associates. From the first phone call I was treated with the best care and they made it very comfortable and stress free.”
“I chose the proposal and am very glad I did. My stress level has been reduced by 90%. I am no longer bothered by phone calls or emails. I am breathing easier again. The staff are great to work with, and very knowledgeable."
“I was stressed out before I went to talk to someone there and by the time I walked out I felt 100% better, I thank you so much for all the help and kind words.”
“Best choice I've made! Debt was much too overwhelming for myself and my spouse as we have a new family and things we simply could not make ends meet. Andrew Smith at Sands & Associates helped me through my consumer proposal process and we could not be more happy. Highly recommended!”
“Everyone I dealt with treated me with the most utmost respect and kindness. I would definitely recommend to my friends and family.”
“Amazing service, very professional and non-judgmental staff. I'm very happy with the outcome of my proposal.”
Andrew Smith is a Licensed Insolvency Trustee with over 9 years’ experience in providing both business and personal debt management solutions. Andrew takes a straight-forward and personable approach to helping people assess their situation and evaluate their legal debt solutions. He understands that debt help can seem complicated and feel overwhelming, but believes that with the right knowledge and a friendly approach, it doesn’t have to be. “I strive to give the best information to people about their options” he says, “giving someone a fresh start and a plan to deal with their financial problems is a key part of my role as a Licensed Insolvency Trustee.”
Andrew’s number one piece of advice for people seeking help with their debts:
“Always read the terms of contracts and agreements before signing – you should know exactly how much it will cost you to repay any money you borrow and how these costs fit into your monthly cash flow.”
Connect with Andrew today to discuss your debt options during a free, confidential, one-on-one debt consultation.
Contact Andrew to set up your appointment.