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Credit Card Debt Driving Insolvencies – Even for Consumers with Full-Time Employment and Good Credit Scores

Feb 10, 2020

VANCOUVER, BRITISH COLUMBIA – February 10, 2020 Working full-time and hold a good credit score? That might not be enough to keep a debt problem from setting in. A new BC debt study shows over 70% of BC residents who filed for bankruptcy or made a...Read more

4 Warning Signs of a Debt Problem

Feb 3, 2020

With New Year’s resolutions still fresh and season’s spending bills looming, many consumers may be considering their financial status this time of year. Blair Mantin, a Licensed Insolvency Trustee and Vice-President of Sands & Associates meets with...Read more

Office Spotlight: Sands & Associates Vernon

Jan 24, 2020

Licensed Insolvency Trustees Sands & Associates is pleased to announce an addition to our local office network in the Okanagan region with the opening of our newest office in Vernon. Sands & Associates is the province’s largest firm of Licensed...Read more

My Spouse is Filing for Bankruptcy – Now What?

Jan 10, 2020

As Licensed Insolvency Trustees (formerly known as Trustees in Bankruptcy) we often receive questions from the spouse or common-law partner of someone who is considering filing for bankruptcy. Along with wanting to be supportive of their partner’s financial...Read more

Licensed Insolvency Trustees Sands & Associates Win Consumer Choice Award

Jan 3, 2020

BC Licensed Insolvency Trustees Sands & Associates is proud to announce that we have been voted as the winners of the Consumer Choice Award for best Licensed Insolvency Trustee in the Vancouver and Abbotsford regions. Sands & Associates has now won...Read more

Meet Jessica, Hear her Debt-Free Success Story

Dec 27, 2019

Even debts that start off small can snowball into long-term unmanageable monthly payments and a balance that just doesn’t seem to go down, no matter how disciplined you are with making monthly payments. The worry and stress of a money problem isn’t...Read more

Less Debt, More Cheer – 5 Quick Holiday Spending Tips

Dec 11, 2019

The approaching holiday season can bring new memories, time to reconnect with loved ones and celebrate the season. For some though, the financial pressures can mean big stress throughout the holidays that often endures long after the festive times have...Read more

What’s the Difference Between Credit Counselling and Consumer Proposals?

Dec 5, 2019

At a first glance credit counselling programs and Consumer Proposals may sound much the same. Although there are some similarities between these two debt consolidation options, there are also some key differences to understand. Read on for an overview and...Read more

Mistakes Not to Make When Dealing with Debt

Nov 28, 2019

Deciding to take proactive measures to get out of debt is an important step in taking charge of your financial future. Unfortunately, some actions can have unforeseen consequences and ultimately cause setbacks in meeting your debt-free goals. November is...Read more

Meet Tammy, Hear her Debt-Free Success Story

Nov 26, 2019

Unexpected life events can make it difficult to meet financial demands, and many Canadians find themselves struggling with money problems every year. We understand that it can be difficult to take the first step of asking for help, especially if you’re used...Read more

Paying Off Credit Card Debt – 3 Problems to Avoid

Nov 19, 2019

With over 75 million credit cards in circulation across the country, it’s clear that the average Canadian is enjoying the convenience of credit card use - unfortunately that convenience can come at a big cost. Vancouver-based Licensed Insolvency Trustee...Read more

Book your free consultation with one of our experts and start living a debt-free life.

How Do I Get a Consumer Proposal Loan?

Jul 10, 2023

Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more

What’s the Best Way to Consolidate my Debt?

Dec 12, 2022

Debt consolidation can make it easier for you to pay off your debt, and there are several different types of debt consolidation you might consider. Read on to learn about one of the best ways consumers can consolidate AND cut their debt without paying...Read more

9 Things Sands & Associates Licensed Insolvency Trustees Want You to Know About Dealing with a Debt Problem

Dec 3, 2021

Since 1990, Sands & Associates - BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for consumers - has helped tens of thousands of people break free from debt and ultimately change their lives with a financial fresh start....Read more

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