Blog

Debt Solutions for Having Government Debts Forgiven

Aug 26, 2020

There are many different types of debts and debt solutions available to Canadians, but not all are created equal. If you have general consumer debts such as credit card debt, balances for lines of credit, overdrafts or payday loans these can be resolved with...Read more

What Happens After Filing a Consumer Proposal

Aug 14, 2020

Consumer Proposals are a powerful debt management solution offered exclusively by Licensed Insolvency Trustees that can allow you to consolidate your debt legally, without borrowing or resorting to bankruptcy. Because a Consumer Proposal is not a loan, it is...Read more

Pandemic Financials: 4 Debt Management Pitfalls Consumers Should Avoid

Aug 4, 2020

Although British Columbians have thus far seen success in flattening our curve in the fight against COVID-19, our battle against money woes may be far from over. With consumer savings already low and household debt levels at an historic high, for many...Read more

Credit Cards: Before, During and After Bankruptcy

Jul 20, 2020

As Licensed Insolvency Trustees, every day we help people achieve a financial fresh start free from the burden of debt. Although there are many types of debts that Licensed Insolvency Trustees can help individuals and businesses resolve, one of the most...Read more

What To Do If You Think You Have a Debt Problem

Jul 7, 2020

As BC’s largest firm of Licensed Insolvency Trustees focused exclusively on debt solutions for individuals, Sands & Associates has helped tens of thousands of consumers get a financial fresh start over the past 30 years. Although there are sometimes...Read more

Small Business Debt – Basics, Challenges & Solutions

Jun 19, 2020

In BC virtually anyone can become self-employed and take a shot at being their own boss – unfortunately, there’s no handbook explaining the financial ins and outs. Given the difficulties of starting and maintaining a successful business, it’s no...Read more

Tips for Dealing with Credit Card Debt

Jun 16, 2020

Although one of the most common types of debts consumers can have – credit cards also tend to be the most problematic, that’s according to a BC Consumer Debt Study released earlier this year by Licensed Insolvency Trustees Sands & Associates. Credit...Read more

We Help With Debt – 30 Years and Counting

Jun 8, 2020

In early 2020 Sands & Associates reached a new milestone in their longstanding history as a firm of Licensed Insolvency Trustees dedicated to debt help services in BC - our 30-year anniversary. As we celebrate this important milestone, we would like to...Read more

Managing Debt During COVID-19 – and Planning for the Future

May 26, 2020

Even before the COVID-19 pandemic hit, many BC consumers were in precarious financial situations, leading to recent increases in personal bankruptcy and Consumer Proposal filings. As recently as February 2020, province-wide filings for bankruptcies and...Read more

When is Filing for Personal Bankruptcy the Best Option?

May 22, 2020

Although many people considering debt restructuring solutions first turn to borrowing with debt consolidation loans and think of personal bankruptcy as a last resort, there are many situations where filing a personal bankruptcy – or consolidating without...Read more

5 Free Debt Management Resources

May 12, 2020

Each year thousands of consumers across the province seek professional debt help solutions from Licensed Insolvency Trustees, Canada’s only government-endorsed debt management professional. For most of these people, knowing what debt management resources...Read more

Book your free consultation with one of our experts and start living a debt-free life.

How Do I Get a Consumer Proposal Loan?

Jul 10, 2023

Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more

What Happens When You Can’t Pay Your Debt?

Jul 10, 2019

Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more

GET A FINANCIAL FRESH START

Featured Blogs

Find Your Local Office

Abbotsford

Burnaby

Chilliwack

Colwood

Cranbrook

Duncan

Kamloops

Kelowna

Langley

Maple Ridge

Mission

Nanaimo

New Westminster

Newton

North & Central Vancouver Island

Penticton

Prince George

Prince Rupert

Richmond

Squamish

Surrey

Terrace & Kitimat

Tri-Cities

Vancouver

Vernon

Victoria

White Rock

Say Goodbyeto Debt Stress

Say Goodbye
to Debt Stress