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4 Financial Professionals Everyone Should Know

May 28, 2019

Blair Mantin, Senior Vice-President of Sands & Associates and Vancouver Licensed Insolvency Trustee meets with people every day who are looking for debt help and financial expertise. He knows better than most that there are times and situations in life...Read more

Cutting Interest on Student Loans – Is It Enough?

May 21, 2019

Blair Mantin Senior Vice-President at Sands & Associates, BC’s biggest firm of Licensed Insolvency Trustees, cautions that recent moves by provincial and federal governments on student loans may not be enough to entirely halt future financial challenges...Read more

Bankruptcy Basics Explained

May 14, 2019

The 12-month period ending December 31 2018 saw over 10,000 BC consumers turn to insolvency legislation for debt relief. Over 4,000 of those people filed personal bankruptcy, and debt industry experts are predicting that annual filings will rise over the next...Read more

5 Ways to Make Your Debt Problem Worse

Apr 29, 2019

It can take a long time to realize that your slowly-accumulating debts have become a problem too big to handle alone. Many people struggle for months and even years to get out of debt before seeking the help of a professional. Sadly, sometimes people learn...Read more

Comparing 5 Debt Solutions – Pros and Cons to Consider

Apr 15, 2019

Every day Licensed Insolvency Trustees help individuals and businesses assess their debt options. We understand that most people feel stressed and pressured to find a solution, and often don’t know where to start evaluating or even what their options might...Read more

4 Common Causes of Tax Debt (and What to Do if you Can’t Pay)

Apr 2, 2019

While filing an income tax return might be a financial win if you’re expecting a refund, it can be a huge source of stress if you’re one of the thousands of Canadians who have unpaid tax debt. Blair Mantin, a Licensed Insolvency Trustee and Senior...Read more

4 Tips for a Stress-Free Tax Time

Mar 13, 2019

Tax season can be the best of times (if you’re getting a refund), or the worst of times (if you procrastinate filing or know you owe money). Like it or not, tax time is here! Vice-President at Sands & Associates and Vancouver Licensed Insolvency...Read more

Risky and Riskier – Understanding Payday and Brokered Cash Loans

Feb 25, 2019

When it comes to alternative borrowing, payday loans are about as risky as it gets. Payday loans are often used as a way to get access to credit quickly, regardless of your credit history or score. Here’s how it works: Payday loans are short-term loans...Read more

Why Financial Advisors Need to Know a Debt Expert

Feb 21, 2019

“Knowing is not owing” isn’t just good advice for those in debt; if you’re a specialist in the financial industry, here’s why you should have a Licensed Insolvency Trustee (formerly called Bankruptcy Trustees) within your professional...Read more

What’s the Difference Between Credit Counselling and Debt Consolidation?

Feb 11, 2019

One of the first debt management tools most people research is a debt consolidation loan. Another debt solution that is a type of debt consolidation is a credit counselling program, often known as a Debt Management Plan (“DMP”). Although both options can...Read more

Annual BC Consumer Debt Study Reveals New Debt Red Flag

Feb 7, 2019

Sands & Associates, British Columbia’s largest firm of Licensed Insolvency Trustees recently released the findings of its sixth annual BC Consumer Debt Study, based on survey responses from over 1,600 British Columbians who had either filed for personal...Read more

Can a Consumer Proposal or Bankruptcy Help with Tax Debt?

Feb 20, 2020

Licensed Insolvency Trustees are often contacted by individuals and business owners who are looking for solutions to help them deal with Canada Revenue Agency (CRA) debts that they are unable to repay. If you are facing a balance owing to CRA for income tax,...Read more

Credit Card Debt Driving Insolvencies – Even for Consumers with Full-Time Employment and Good Credit Scores

Feb 10, 2020

VANCOUVER, BRITISH COLUMBIA – February 10, 2020 Working full-time and hold a good credit score? That might not be enough to keep a debt problem from setting in. A new BC debt study shows over 70% of BC residents who filed for bankruptcy or made a...Read more

Meet Jessica, Hear her Debt-Free Success Story

Dec 27, 2019

Even debts that start off small can snowball into long-term unmanageable monthly payments and a balance that just doesn’t seem to go down, no matter how disciplined you are with making monthly payments. The worry and stress of a money problem isn’t...Read more

4 Financial Professionals Everyone Should Know

Cutting Interest on Student Loans – Is It Enough?

Bankruptcy Basics Explained

5 Ways to Make Your Debt Problem Worse

Comparing 5 Debt Solutions – Pros and Cons to Consider

4 Common Causes of Tax Debt (and What to Do if you Can’t Pay)

4 Tips for a Stress-Free Tax Time

Risky and Riskier – Understanding Payday and Brokered Cash Loans

Why Financial Advisors Need to Know a Debt Expert

What’s the Difference Between Credit Counselling and Debt Consolidation?

Annual BC Consumer Debt Study Reveals New Debt Red Flag

GET A FINANCIAL FRESH START

Featured Blogs

Can a Consumer Proposal or Bankruptcy Help with Tax Debt?

Credit Card Debt Driving Insolvencies – Even for Consumers with Full-Time Employment and Good Credit Scores

Meet Jessica, Hear her Debt-Free Success Story

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