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Knowing is Not Owing – 5 Debt Myths Dispelled

Oct 17, 2019
When it comes to debt, what you don’t know can hurt you financially. Vancouver-based Licensed Insolvency Trustee and Vice-President of Sands & Associates Blair Mantin helps people with debt solutions every day and is no stranger to giving advice and...Read more

4 Actions That Can Hurt A Credit Rating

Oct 1, 2019
Local Licensed Insolvency Trustee and Vice-President of Sands & Associates Blair Mantin meets with people every day who are looking for solutions to help them manage debt. Whether ultimately trying to pay off debt or boost their credit score, as a debt...Read more

Office Spotlight: Sands & Associates Penticton

Sep 16, 2019
Sands & Associates is pleased to announce we are adding to our local office network in the Thompson-Okanagan region with the opening of our newest office in Penticton. Since 1990 Sands & Associates has served a network of local offices across the...Read more

How Does a Licensed Insolvency Trustee Get Paid?

Sep 11, 2019
If you’ve been considering debt management solutions, you’ve likely discovered that there are several options available. You may also have learned that in Canada only one type of debt help professional is legally empowered and endorsed by the federal...Read more

How Bankruptcy Protects Your Assets

Sep 11, 2019
Many people facing a serious debt problem avoid considering bankruptcy as a solution because they believe filing bankruptcy will cause them to lose their personal assets or put their income at risk. Contrary to popular belief, the truth is that filing a...Read more

4 Ways to Pay Off Credit Card Debts

Aug 19, 2019
With every major bank and big retailer offering consumers a credit card, it’s no surprise that most Canadians have at least one credit card in their wallet. While credit cards can be convenient, not paying your balance in full each month can accumulate a...Read more

Office Spotlight: Sands & Associates Duncan

Jul 22, 2019
Sands & Associates is pleased to announce the opening of our newest Vancouver Island office in Duncan BC! Since its founding in 1990, Sands & Associates has grown to a network of local offices throughout the province and we are proud to help more...Read more

Office Spotlight: Sands & Associates Colwood

Jul 15, 2019
One of our four Vancouver Island locations, Sands & Associates’ Colwood office serves local residents of Colwood, Langford and surrounding areas. Our friendly team of debt management experts helps individuals and small businesses assess their debt...Read more

What Happens When You Can’t Pay Your Debt?

Jul 10, 2019
Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debt as planned. Many people don’t know where to turn for answers, or help - something Blair Mantin, a...Read more

What You Need to Know Before Consolidating Debt

Jun 10, 2019
First off – what do we mean by ‘debt consolidation’? Debt consolidation is a term that you hear a lot, and it typically means that you combine all of your debt into a single monthly payment, rather than paying each of your debts separately each month....Read more

4 Financial Professionals Everyone Should Know

May 28, 2019
Blair Mantin, Senior Vice-President of Sands & Associates and Vancouver Licensed Insolvency Trustee meets with people every day who are looking for debt help and financial expertise. He knows better than most that there are times and situations in life...Read more

Bankruptcy Basics Explained

May 14, 2019
The 12-month period ending December 31 2018 saw over 10,000 BC consumers turn to insolvency legislation for debt relief. Over 4,000 of those people filed personal bankruptcy, and debt industry experts are predicting that annual filings will rise over the next...Read more

5 Ways to Make Your Debt Problem Worse

Apr 29, 2019
It can take a long time to realize that your slowly-accumulating debts have become a problem too big to handle alone. Many people struggle for months and even years to get out of debt before seeking the help of a professional. Sadly, sometimes people learn...Read more

4 Debt Help Resources Everyone Should Know About

Jan 29, 2019
As Licensed Insolvency Trustees, we have the legal authority and expertise to help you get out of debt. For many people that come to see us, some of the best value we provide is to give coaching and education about what resources exist for consumers faced...Read more

Office Spotlight: Sands & Associates Tri-Cities

Jan 4, 2019
Providing debt help in the Tri-Cities area of Metro Vancouver, Sands & Associates’ Tri-Cities office is located in the city of Port Coquitlam. In addition to being part of our multi-year Consumer Choice Award winning office network, our Tri-Cities...Read more