Debt-Free Living Archives - Sands & Associates

What to do When You Can’t Pay a Student Loan in Canada

Apr 24, 2020

While studies have shown that students are often optimistic about their ability to earn great wages after graduation and easily repay their debts, the reality is that many may people wind up juggling student loans, in addition to other debt accumulated during...Read more

Less Debt, More Cheer – 5 Quick Holiday Spending Tips

Dec 11, 2019

The approaching holiday season can bring new memories, time to reconnect with loved ones and celebrate the season. For some though, the financial pressures can mean big stress throughout the holidays that often endures long after the festive times have...Read more

Knowing is Not Owing – 5 Debt Myths Dispelled

Oct 17, 2019

When it comes to debt, what you don’t know can hurt you financially. Vancouver-based Licensed Insolvency Trustee and Vice-President of Sands & Associates Blair Mantin helps people with debt solutions every day and is no stranger to giving advice and...Read more

4 Financial Professionals Everyone Should Know

May 28, 2019

Blair Mantin, Senior Vice-President of Sands & Associates and Vancouver Licensed Insolvency Trustee meets with people every day who are looking for debt help and financial expertise. He knows better than most that there are times and situations in life...Read more

Cutting Interest on Student Loans – Is It Enough?

May 21, 2019

Blair Mantin Senior Vice-President at Sands & Associates, BC’s biggest firm of Licensed Insolvency Trustees, cautions that recent moves by provincial and federal governments on student loans may not be enough to entirely halt future financial challenges...Read more

4 Tips for a Stress-Free Tax Time

Mar 13, 2019

Tax season can be the best of times (if you’re getting a refund), or the worst of times (if you procrastinate filing or know you owe money). Like it or not, tax time is here! Vice-President at Sands & Associates and Vancouver Licensed Insolvency...Read more

The Cost of Being Single…

Apr 9, 2018

For the first time ever, one-person households are the most common type of living arrangement in Canada. Because expenses are not being shared, singles are typically forced to spend more of their income on basic necessities like food and housing. In a...Read more

Budget Best Practices with Blair Mantin: Breakfast Television Vancouver

Jan 29, 2018

How much of my income should be allocated to housing? What percentage of my pay should go towards debt repayment? Savings? Groceries? These are just a few commonly asked questions for people looking for best practices when it comes to budgeting. ...Read more

What the Higher Interest Rate Means to You: Blair Mantin on Breakfast Television Vancouver

Jan 19, 2018

A predicted interest rate hike took effect this week, following record-low interest rates Canadians have previously enjoyed. The Bank of Canada’s interest rate raise has left many Canadians wondering how they may be impacted. Debt management expert...Read more

Global News: “Focus on Financial Literacy Month” – 5 Things You Didn’t Know about Debt

Nov 20, 2017

Vice-President of Sands & Associates and Licensed Insolvency Trustee Blair Mantin was a recent guest of Global News Vancouver, for a segment highlighting November’s Financial Literacy Month. Blair shares “5 Things You Didn’t Know about Debt”...Read more

Frightening Facts, Startling Stats and Terrifying Tips!

Oct 10, 2017

One of the most chilling things about Halloween? Just how much cash Canadians are willing to part with for the annual thrill! (Click the above infographic to enlarge.) A debt-free future IS possible. Take the first step, book your free confidential...Read more

Global News – Money Matters: Five Sneaky Credit Killers

Aug 21, 2017

Sands & Associates Vice-President and Licensed Insolvency Trustee Blair Mantin recently appeared on the Global News segment “Money Matters”. In this segment, Blair sheds light on some of the most common, yet often unknown issues that can impact...Read more

Mental and Physical Health Suffers under Strain of Debt: BC Consumer Debt Study Report

Jun 5, 2017

Sands & Associates recently released the results of the fifth annual BC Consumer Debt Study. The study highlighted several findings, with a focus on providing insights into the psychological and physical impacts of debts on consumers. The 2017 BC...Read more

Sands & Associates Releases Fifth Annual BC Consumer Debt Study

May 25, 2017

VANCOUVER, BRITISH COLUMBIA – May 25, 2017 Sands & Associates, BC’s largest firm of Licensed Insolvency Trustees, released the results of their fifth annual BC Consumer Debt Study today. The 2017 BC Consumer Debt Study provides an in-depth look...Read more

CTV News at Noon: “Tips for Tax Time”

Mar 20, 2017

Vice-President of Sands & Associates and Licensed Insolvency Trustee Blair Mantin was a guest on CTV Vancouver’s ‘News at Noon’ today. While tax time can seem intimidating to many filers (especially if you owe money), the season for tax returns is...Read more

CTV News at Noon: “Relationships & Debt”

Feb 7, 2017

Vice-President of Sands & Associates and Licensed Insolvency Trustee Blair Mantin was a guest on CTV Vancouver’s ‘News at Noon’ today. Although finances don’t often play a part in couples Valentine’s Day plans, one in three couples do say that...Read more

CTV News at Noon: “Budget Best Practices to Start 2017 Off Right!”

Jan 9, 2017

Licensed Insolvency Trustee and Vice-President of Sands & Associates Blair Mantin was a guest on CTV Vancouver’s ‘News at Noon’ today. With a fresh year and new resolutions, January is the perfect time to start, or improve upon a household...Read more

CTV News at Noon: “Holiday Tips to Keep you in the Black”

Dec 12, 2016

Vice-President of Sands & Associates and Licensed Insolvency Trustee Blair Mantin was a guest on CTV Vancouver’s ‘News at Noon’ today. The holidays are often a time when the best laid financial plans can take a big hit! If you embark on the...Read more

Tips to Avoid a Financial Bah, Humbug!

Dec 12, 2016

Our latest holiday infographic, with seasonal spending stats and tips to keep your finances festive - well into the new year! Click the infographic to enlarge. To meet with a representative for a free, confidential consultation in one of our 17 BC...Read more

CTV News at Noon: Financial Myths and Misconceptions

Nov 21, 2016

Vice-President of Sands & Associates and Licensed Insolvency Trustee Blair Mantin was a guest on CTV Vancouver’s ‘News at Noon’ today. As November is Financial Literacy Month in Canada, this afternoon Blair shared his top 4 financial myths and...Read more

Halloween Infographic – Get More Scare and Less Spend

Oct 3, 2016

Click the infographic to enlarge. To meet with a representative for a free, confidential consultation in one of our 17 BC offices, please contact...Read more

How (and Why) to Check Your Credit Report

Sep 26, 2016

Even though it’s generally recommended to check your credit report about once a year, this is a financial chore that often falls by the wayside, even for the most financially-savvy of us. Because an unkempt credit history can be hiding a lot of hassle for...Read more

Back-to-School Budget Hacks

Aug 29, 2016

Read our top 7 back-to-school budget tips to help prepare your kids for the classroom, without feeling the financial pinch! Click the infographic to enlarge. To meet with a representative for a free, confidential consultation in one of our local BC...Read more

5 Easy Ways to Avoid Spending Money

Aug 8, 2016

Whether or not you can afford it, sometimes spending can get out of hand. Spending issues don’t tend to go away on their own and left unattended can create big problems with debt. If you find that avoiding the urge to spend money is a particularly difficult...Read more

Why your Credit Score Doesn’t Really Matter

Jul 11, 2016

Overall, we tend to worry a lot about what other think of us – and there’s no exception when it comes to finances. We often hear from people in serious financial crisis who are more concerned with what the bank thinks about them (via a credit score)...Read more

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