Even though it’s generally recommended to check your credit report about once a year, this is a financial chore that often falls by the wayside, even for the most financially-savvy of us. Because an unkempt credit history can be hiding a lot of hassle for...Read more
Read our top 7 back-to-school budget tips to help prepare your kids for the classroom, without feeling the financial pinch! To meet with a representative for a free, confidential consultation in one of our local BC offices, please contact...Read more
Whether or not you can afford it, sometimes spending can get out of hand. Spending issues don’t tend to go away on their own and left unattended can create big problems with debt. If you find that avoiding the urge to spend money is a particularly difficult...Read more
Overall, we tend to worry a lot about what other think of us – and there’s no exception when it comes to finances. We often hear from people in serious financial crisis who are more concerned with what the bank thinks about them (via a credit score)...Read more
One of the two certainties of life is an annual event that can leave more than a few people feeling stressed. Read on for our tips on how to navigate through this year's tax season. Pre-filing - Keys to Minimize Tax Stress Keeping a list of documents...Read more
Let cupid aim at your heart, not your wallet! To meet with a representative for a free, confidential debt consultation in one of our local BC offices, please contact...Read more
Check out our newest infographic - A 4-Step Kick-Start for your New Year Finances! To meet with a representative for a free, confidential consultation in one of our local BC offices, please contact...Read more
If the thought of costs associated with the holiday season are leaving you anything but jolly, check our newest infographic for tips on how to get yourself and your wallet through the holidays unscathed! To meet with a representative for a free,...Read more
Sands & Associates Vice-President and licensed Trustee Blair Mantin appeared on today’s CTV Morning Live segment “Ask an Expert”. Today’s segment looked at how students can tackle their student loans. Recent studies have shown that students may...Read more
Sands & Associates Vice-President and licensed Trustee Blair Mantin appeared on today’s CTV Morning Live segment “Ask an Expert”. Today’s episode explores credit scores, and how they can be improved. Mistaking American credit laws for our own...Read more
Always popular with parents – ‘tis the season of back-to-school! To help prepare for summer’s end and a return of kids to the classroom, without feeling the financial pinch, read on for our top 7 back-to-school budget tips. Only buy essential school...Read more
Ontario Trustees Hoyes Michalos recently released their 2015 “Joe Debtor” study, exposing concerning trends for those financially at-risk and examining why and how Canadians face economic distress. Some encouraging figures emerged from the 2015 Joe...Read more
Sands & Associates, BC’s largest firm of licensed Credit Counsellors, Proposal Administrators and Trustees in Bankruptcy released results of their third annual BC Consumer Debt Study today, specifically focused on markets throughout Vancouver and the...Read more
Each and every year many of us fall into the same cycle: Our good intentions fall by the wayside and near the end of the year the frenzied spending of holiday hype leads to the crash and burn of bills come January. Start a fresh financial page as we turn...Read more
Sands & Associates’ Vice-President and Bankruptcy Trustee Blair Mantin appeared on Vancouver’s Breakfast Television to share tips on how viewers can create and maintain a successful budget. Watch here: Why is a budget important? Less than half...Read more
Sands & Associates’ Vice-President and Bankruptcy Trustee Blair Mantin appeared on Vancouver’s Breakfast Television, sharing seasonal spending tips to help viewers make good financial decisions this holiday season. Watch here: Affordable is...Read more
Our newest infographic, with holiday spending by the numbers and tips to keep your financial health this season! To discuss your debt resolution options in one of our 17 BC offices, please contact us for a free, confidential...Read more
Did you know that November is Financial Literacy Month? To help increase consumer awareness, Proposal Administrator, Trustee in Bankruptcy and Vice-President of Sands & Associates Blair Mantin shared some of his top financial myths and misconceptions...Read more
As surprising as it may seem – a lot of people out there don’t have a budget. If you’re someone that does – kudos to you! Sometimes despite our best intentions, our budgets just don’t quite work. If, try as you might, there never seems to be...Read more
We're about halfway through the calendar year now and it's a great time to check in on your financial affairs! To arrange a free and confidential consultation to discuss your debt resolution options in one of our local BC offices, please contact...Read more
Whether the goal of your budget is to save up, pay debt down or mange regular expenses, the idea is the same – it needs to function well – blindly spending doesn’t work for long. If your budget just isn’t doing the trick we’ve put together some...Read more
Hate budgeting? Think watching dollars is a real drag? Get on good terms with your budget with our top 7 ‘Budget Booster’ tips: Schedule a financial check-up. When was the last time you had a heart-to-heart with your finances? If it’s been...Read more