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After Making a Consumer Proposal – What You Need to Know

Dec 17, 2018

No matter what stage of making a Consumer Proposal you may be at (even if you’re still considering one), you probably have questions about what to expect after your Consumer Proposal is finished. Below we’ve outlined some important information about what...Read more

Sands & Associates Wins Consumer Choice Award for 8th Consecutive Year

Dec 10, 2018

Sands & Associates is proud to announce that we have been voted the Consumer Choice Award winner in the category of Vancouver and Lower Mainland Bankruptcy/Licensed Insolvency Trustees for 2019. This award marks a consecutive eight-year win for Sands...Read more

What Happens After You File Bankruptcy?

Dec 3, 2018

Many people worry that a bankruptcy will be a permanent or long-term setback. The reality is that personal bankruptcy provides a financial fresh start by eliminating debts that you may have struggled for years to manage and repay. Once your bankruptcy is...Read more

Breakfast Television Vancouver: 5 Facts About Debt You Didn’t Know

Nov 26, 2018

If you were facing a serious financial problem because of debt, would you know what legal options, rights and remedies were available to you? The stressful reality many Canadians face is that they don’t know the facts about how to manage a debt problem, or...Read more

Getting Debt Advice

Nov 26, 2018

Do you need advice on how to deal with your debts? Have you found yourself facing a major financial crisis? Tired of making minimum payments that never seem to get you ahead? The best place to get debt advice is from a Licensed Insolvency Trustee. Why?...Read more

What Can Creditors Do if I Can’t Pay? – Global News Reports

Nov 13, 2018

No one expects to face a situation that leaves you unable to meet your financial obligations. Fear over wondering “what will happen if I can’t pay?” can seriously compound the stress of a debt problem. Blair Mantin, Vice-President and Licensed...Read more

What’s the Difference Between Credit Counselling and Bankruptcy?

Nov 5, 2018

This installment in Sands & Associates’ “Ask a Licensed Insolvency Trustee” series compares some of the main differences between credit counselling programs and personal bankruptcy. Q: What’s the difference between credit counselling and...Read more

Understanding Interest Rates – Global News Reports

Oct 23, 2018

Interest rates are frequently speculated about in the media and by financial analysts, but what do they mean for the average person? The impact of interest rates can vary, from significant to virtually nothing – mostly depending on which types of debts you...Read more

Office Spotlight: Sands & Associates Kelowna

Oct 22, 2018

Are you looking for help managing your debts? Wondering where to turn for professional debt advice? At Sands & Associates we can help you clear your debts and get a financial fresh start. As Licensed Insolvency Trustees we are professionals empowered...Read more

What Happens if you Declare Bankruptcy

Oct 9, 2018

Contrary to the fears many people have, the process of filing bankruptcy in BC is actually quite straightforward. Between 600 and 1,000 individuals in BC each and every month opt to restructure their finances by filing for bankruptcy or making a Consumer...Read more

Breakfast Television Vancouver: Tips to Avoid the Minimum Payment Trap

Oct 2, 2018

According to Equifax data last year approximately 59% of Canadians paid off their credit card balances in full each month; so far this year that number has declined to 56%. Although this may seem like a small change, the fact that total consumer debt...Read more

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How Do I Get a Consumer Proposal Loan?

Jul 10, 2023

Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more

What Happens When You Can’t Pay Your Debt?

Jul 10, 2019

Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more

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