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Office Spotlight: Sands & Associates Duncan

Jul 22, 2019

Sands & Associates is pleased to announce the opening of our newest Vancouver Island office in Duncan BC! Since its founding in 1990, Sands & Associates has grown to a network of local offices throughout the province and we are proud to help more...Read more

Office Spotlight: Sands & Associates Richmond

Jul 15, 2019

Sands & Associates has been helping people in BC leave their debt behind for almost 30 years. As the only qualified debt professionals licensed by the Federal Government, we have the legal power to eliminate debt and get you back on track. Our dedicated...Read more

Office Spotlight: Sands & Associates Colwood

Jul 15, 2019

One of our four Vancouver Island locations, Sands & Associates’ Colwood office serves local residents of Colwood, Langford and surrounding areas. Our friendly team of debt management experts helps individuals and small businesses assess their debt...Read more

What Happens When You Can’t Pay Your Debt?

Jul 10, 2019

Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more

Why Your Credit Rating is the Wrong Indicator of Your Financial Health

Jul 3, 2019

Although many consumers aren’t totally clear on what a credit score really means, most are concerned about their credit rating when it comes to evaluating their financial health. Learn why your credit rating is often the wrong measure, how focusing on your...Read more

An Overview of Wage Garnishment in BC

Jun 24, 2019

Wage garnishments or seizures are an extreme collection method that creditors may use to recover money owed to them. Facing a wage garnishment can be incredibly stressful and overwhelming, and many people don’t know what their rights and remedies are in the...Read more

What You Need to Know Before Consolidating Debt

Jun 10, 2019

First off – what do we mean by ‘debt consolidation’? Debt consolidation is a term that you hear a lot, and it typically means that you combine all of your debt into a single monthly payment, rather than paying each of your debts separately each month....Read more

4 Financial Professionals Everyone Should Know

May 28, 2019

Blair Mantin, Senior Vice-President of Sands & Associates and Vancouver Licensed Insolvency Trustee meets with people every day who are looking for debt help and financial expertise. He knows better than most that there are times and situations in life...Read more

Cutting Interest on Student Loans – Is It Enough?

May 21, 2019

Blair Mantin Senior Vice-President at Sands & Associates, BC’s biggest firm of Licensed Insolvency Trustees, cautions that recent moves by provincial and federal governments on student loans may not be enough to entirely halt future financial challenges...Read more

Bankruptcy Basics Explained

May 14, 2019

The 12-month period ending December 31 2018 saw over 10,000 BC consumers turn to insolvency legislation for debt relief. Over 4,000 of those people filed personal bankruptcy, and debt industry experts are predicting that annual filings will rise over the next...Read more

5 Ways to Make Your Debt Problem Worse

Apr 29, 2019

It can take a long time to realize that your slowly-accumulating debts have become a problem too big to handle alone. Many people struggle for months and even years to get out of debt before seeking the help of a professional. Sadly, sometimes people learn...Read more

Book your free consultation with one of our experts and start living a debt-free life.

How Do I Get a Consumer Proposal Loan?

Jul 10, 2023

Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more

What Happens When You Can’t Pay Your Debt?

Jul 10, 2019

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