One of our three Vancouver Island locations, Sands & Associates’ Colwood office serves local residents of Colwood, Langford and surrounding areas. Our friendly team of debt management experts helps individuals and small businesses assess their debt options, and put into effect legal debt solutions to help them break free from overwhelming debt and get a financial fresh start.

Many people we meet feel like they are faced with insurmountable debt, out of options, and as though they will never be debt-free. We’re here to listen to your situation and put together a plan of action so that you can move forward with your life – without debt!

Meet our Colwood Debt Help Professionals:

Janet Humes

Janet is a Licensed Insolvency Trustee who has over 20 years of experience in personal and business debt management. She is passionate about helping people take control of their debts.

Jennifer Thom

Estate Manager and Qualified Insolvency Counsellor Jennifer Thom helps individuals understand their legal debt solutions and how to become debt-free. Her supportive approach helps clients feel at ease during what can be a stressful time.

Stephanie Munsie

Estate Manager Stephanie Munsie focuses on debt solutions for consumers and she offers a knowledge-based style to help clients work towards their financial goals. Knowing is not owing!

What clients are saying about working with Sands & Associates:

Knowing your options relieves half the stress and enables you to see and do the best thing to deal with your financial issues. Sands & Associates did that for me and I will be forever grateful.” – Judy

“Sands and Associates took a bleak situation and made it better.” – Douglas

“I had a lot of mixed feelings when I first went to speak to my trustee about my options – a lot of it was because of fear of the unknown but also a lot was due to feeling very guilty and ashamed. My trustee just let me talk, cry and go through the emotions of the whole process and was so kind. When I walked away I was able to hold my head high and understand that having to do this was the best thing I could do for me – I really wish I would have done it sooner.” – Ingrid

How Can Sands & Associates Help with Debt?

As Licensed Insolvency Trustees we are the one debt professional endorsed and qualified by the federal government to help people and businesses with debt solutions. So, what exactly does this mean?

When you meet with a Sands & Associates representative we will:

  • Take the time to understand your situation and the unique problems you may be facing
  • Talk with you about all possible options for you to get out of debt, including:
  • Help you evaluate the pros and cons of each solution, based on your specific circumstances

It should never cost you money to get a plan to become debt-free. All our consultations are free of charge and you are under no obligation to proceed.

If you decide to move forward with a Consumer Proposal or Bankruptcy with Sands & Associates we will help you through the process. Should you choose to pursue another alternative we will arm you with the information you need to move forward successfully.

Ready to get a plan? Get professional debt help in Colwood today, book your confidential free debt consultation with Sands & Associates. Click here to see a list of all our BC locations and find a local office near you.