Office Spotlight: Sands & Associates New Westminster

If you’re facing a debt problem it can be hard to decide what to do next, and many people are unsure where to turn for advice. If you or someone you know is struggling with debt, or looking for solutions to better manage debt, talk with a Licensed Insolvency Trustee – Canada’s official debt help professionals.

Sands & Associates is an award-winning firm of Licensed Insolvency Trustees, focused exclusively on debt help services for British Columbians. Since founding in 1990 we have helped thousands of people become debt-free, with an empathetic and supportive “debt smart with heart” approach.

• Sands & Associates’ New Westminster Licensed Insolvency Trustees are qualified to provide you accurate, non-judgmental debt advice and solutions to help you deal with your debt.
• BC residents can get support from Sands & Associates 7 days a week, with options to be connected with our full suite of debt management services by phone, online video, and in-person meetings at local offices across the province.

Choose a Debt-Free Plan That’s Right for You

You have choices about how to become debt-free, and a confidential consultation is your opportunity to get one-on-one advice about your unique situation from a qualified debt expert.

Working with a Licensed Insolvency Trustee allows you to access solutions that can consolidate and cut virtually all types of debt, freeze interest, and provide protection from your creditors – giving you peace of mind. We will talk with you about all your options, including but not limited to:

Consumer Proposals: A top choice for people who want to consolidate and cut their debt down to what they can afford to repay over a period of up to five years, with no interest or added fees.

• Your creditors will agree to forgive the unpaid balance and you can typically cut your debt by up to 50-80%.
• Consumer Proposals are also the number one alternative to personal bankruptcy.

Credit Counselling: An informal debt repayment solution for people with basic consumer debts who can afford to repay 100% of their balance over a period of up to five years, with added program administration fees.

Personal Bankruptcy: A legal debt forgiveness solution for people with limited income who may not be able to afford to repay a portion of their debt.

• The bankruptcy process usually lasts for nine months, and consumers commonly only pay a basic administration fee.
• Most people will keep all their assets.

Free Consultations with Local Debt Experts Who Care

Sands & Associates’ team of debt help specialists are dedicated to our clients and committed to providing real solutions in a caring, professional, and comfortable environment. 

• Your initial consultation should take around 30 minutes, and it is our goal that by the end of our meeting you will have a clear outline of your next steps, and will start to feel relief from any debt-stress you may have been experiencing.
• We offer consultation and follow-up meeting options over the phone, through online video, or in-person at offices throughout BC, so you can get support in the way that’s most comfortable and convenient for you.
• No referral is needed to discuss your situation and evaluate your options with a Sands & Associates representative, and our debt consultations are always confidential, and completely free.

Your financial fresh start could be just a phone call away. Book your free, confidential, non-judgmental consultation today.