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5 Ways to Beat Financial Stress

Aug 27, 2012

Financial stress — it can be a vicious cycle, really. From life events (divorce, illness or job loss) to life lessons (overspending, poor budgeting), debts and other financial responsibilities can really pile up. Once the stress starts many people wind...Read more

Consumer Proposals – Your Questions Answered

Jul 23, 2012

If you’re new to the realm of debt resolution options, or you feel the need to replenish your financial memory banks, there may just be some fogginess as to what exactly a Consumer Proposal is. Read ahead for some assistance in clearing the air around...Read more

Quick Sands Tip of the Week: Automatic Savings

May 14, 2012

Join Sands & Associates each week (for about 60 seconds) and catch a Quick Sands tip of the week to help guide you to better financial management. This week's financial tip is about automatic savings. Contributing to your savings should be a top...Read more

Spring-Clean your Monthly Expenses

Apr 10, 2012

As the days get lighter and the weather (hopefully) improves, there’s less and less doubt about it – spring is here! Like most people, you’ve probably accumulated a list of springtime to-do’s around the house throughout the winter. But don’t...Read more

2 Things are Certain: Death and Taxes – Part II of II

Mar 5, 2012

It’s time to take a big, relaxing breath, friends. We are embarking upon a subject that makes most of us rather squeamish. In Part II of our “2 THINGS ARE CERTAIN: DEATH AND TAXES” series we’ll be delving into the less than positive areas of...Read more

2 Things are Certain: Death and Taxes – Part I of II

Feb 27, 2012

You’ve probably heard the expression “Two things in life are certain: Death and Taxes.” And yes, it’s true – mortality and the Canada Revenue Agency (CRA) are unavoidable realities for Canadians. In this two-part post we’ll give you a bit of a...Read more

4 Ways to Help Your (Financial) Holiday Hangover

Jan 18, 2012

It’s been more than two full weeks since your New Year’s resolutions have come into play, or so you hope. How’s your holiday hangover? If you’re still struggling with the same financial setbacks that keep you down year after year, or you just don’t...Read more

Personal Bankruptcy in BC – “What you need to know” – Episode 2

Jul 11, 2011

Click to view our latest Personal Bankruptcy YouTube...Read more

Nine Signs You Can’t Afford a Mortgage

May 18, 2011

Referenced below is an interesting article from Investopedia that highlights a number of warning signs that we see quite often when people meet with us for an initial consultation. With the significant run-up in house prices in the Lower Mainland in recent...Read more

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How Do I Get a Consumer Proposal Loan?

Jul 10, 2023

Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more

What Happens When You Can’t Pay Your Debt?

Jul 10, 2019

Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more

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Say Goodbyeto Debt Stress

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