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Starting Kids’ Allowances

Sep 10, 2012

When it comes to children, one of the myriad goals in raising them is to teach them enough about money that they are able to become financially independent once they reach adulthood. Many adults relate that their own problems with finances and budgeting stem...Read more

5 Ways to Beat Financial Stress

Aug 27, 2012

Financial stress — it can be a vicious cycle, really. From life events (divorce, illness or job loss) to life lessons (overspending, poor budgeting), debts and other financial responsibilities can really pile up. Once the stress starts many people wind...Read more

Consumer Proposals – Your Questions Answered

Jul 23, 2012

If you’re new to the realm of debt resolution options, or you feel the need to replenish your financial memory banks, there may just be some fogginess as to what exactly a Consumer Proposal is. Read ahead for some assistance in clearing the air around...Read more

Quick Sands Tip of the Week: Automatic Savings

May 14, 2012

Join Sands & Associates each week (for about 60 seconds) and catch a Quick Sands tip of the week to help guide you to better financial management. This week's financial tip is about automatic savings. Contributing to your savings should be a top...Read more

Spring-Clean your Monthly Expenses

Apr 10, 2012

As the days get lighter and the weather (hopefully) improves, there’s less and less doubt about it – spring is here! Like most people, you’ve probably accumulated a list of springtime to-do’s around the house throughout the winter. But don’t...Read more

2 Things are Certain: Death and Taxes – Part II of II

Mar 5, 2012

It’s time to take a big, relaxing breath, friends. We are embarking upon a subject that makes most of us rather squeamish. In Part II of our “2 THINGS ARE CERTAIN: DEATH AND TAXES” series we’ll be delving into the less than positive areas of...Read more

2 Things are Certain: Death and Taxes – Part I of II

Feb 27, 2012

You’ve probably heard the expression “Two things in life are certain: Death and Taxes.” And yes, it’s true – mortality and the Canada Revenue Agency (CRA) are unavoidable realities for Canadians. In this two-part post we’ll give you a bit of a...Read more

4 Ways to Help Your (Financial) Holiday Hangover

Jan 18, 2012

It’s been more than two full weeks since your New Year’s resolutions have come into play, or so you hope. How’s your holiday hangover? If you’re still struggling with the same financial setbacks that keep you down year after year, or you just don’t...Read more

Personal Bankruptcy in BC – “What you need to know” – Episode 2

Jul 11, 2011

Click to view our latest Personal Bankruptcy YouTube...Read more

Nine Signs You Can’t Afford a Mortgage

May 18, 2011

Referenced below is an interesting article from Investopedia that highlights a number of warning signs that we see quite often when people meet with us for an initial consultation. With the significant run-up in house prices in the Lower Mainland in recent...Read more

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9 Things Sands & Associates Licensed Insolvency Trustees Want You to Know About Dealing with a Debt Problem

Dec 3, 2021

Since 1990, Sands & Associates - BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for consumers - has helped tens of thousands of people break free from debt and ultimately change their lives with a financial fresh start....Read more

What is a Licensed Insolvency Trustee?

Sep 10, 2021

Although tens of thousands of Canadians proceed with formal debt solutions each year, many others who struggle with financial challenges don’t know where to turn for support when it comes to dealing with debt. It is important for consumers to not only be...Read more

How do Consumer Proposals Compare to Debt Consolidation Loans?

Nov 16, 2020

Consumer Proposals are an increasingly popular choice for Canadians seeking to better manage their debts. Known for affordable monthly payments and flexibility, a Consumer Proposal can have many benefits over choosing to consolidate debt with a consolidation...Read more

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