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“I Wish I Knew” Contest Finalists

Jan 13, 2014

As part of 2013’s Financial Literacy Month, Sands & Associates partnered with Goth & Company, Hoyes Michalos, Allan Marshall & Associates and Janes Noseworthy, Trustees across Canada to host the “I Wish I Knew” video contest. Our $2,000...Read more

‘Twas the Debt after Christmas

Dec 30, 2013

No matter how much you did or didn’t celebrate the holidays, January can leave many people feeling financially low. There’s a lot of winter left and maybe not much keeping the bank accounts warm… Read on for some Do’s and Don’ts when it comes to...Read more

Guest Blog: Holiday Décor on a Budget- Part 2

Dec 16, 2013

Festive ambiance doesn’t have to overwhelm your budget - our guest blogger Melissa shares some Do’s and Don’ts for holiday decorating on a budget. Be sure to check out the accompanying post to this special guest blog for more tips! DO light your...Read more

Guest Blog: Holiday Décor on a Budget- Part I

Dec 9, 2013

Love the look of designer trees but loathe the costs? Want to ‘Wow’ your guests this year without breaking the bank? Check out our special guest blog for tips on stunning holiday décor from design and décor pro Melissa Laithwaite: Designer trees...Read more

O’ Holiday Budget

Nov 25, 2013

Our newest infographic, with holiday spending stats and tips to keep your financial health this season! To arrange a free and confidential debt consultation to discuss your debt resolution options in one of our local BC offices please contact...Read more

Shedding Light on Black Friday

Nov 4, 2013

The American-based trend of "Black Friday" has exploded across Canada as retailers attempt to keep shoppers from spending over the border... To arrange a free and confidential debt consultation to discuss your debt resolution options in one of our...Read more

Sands & Associates Conducts First B.C. Student Finances Study

Oct 25, 2013

Study results show that B.C. University students lack financial life skills and knowledge Vancouver, B.C. (October 28, 2013) -- Sands & Associates, B.C.'s Largest Firm of Licensed Trustees and Administrators of Consumer Proposals announced today, the...Read more

But what about my Credit Score?

Oct 21, 2013

Concerns about credit reports and credit scores are very common worries that people mention. Despite the fact that their debts are causing stress, some individuals are more focused on what the credit bureau thinks of them than what they are facing (often on...Read more

Put the Trick in Treat this Halloween!

Sep 30, 2013

To arrange a free and confidential debt consultation to discuss your debt resolution options in one of our local BC offices please contact...Read more

Apps for Budgeting

Sep 23, 2013

As more and more of us embrace the technological with a variety of hand-held devices, the ease of creating a portable budget is increasing. For the diligent budgeter gone is the need to store paper receipts to be sifted through when calculating your...Read more

Budget Breakers: 7 Little Things that can make a Big Difference

Jul 22, 2013

Sometimes even the smallest things can make a big difference, especially when it comes to your budget. No matter how well laid your plans may be those little variances can really break the bank. If you’re finding it tough to keep on track or can’t...Read more

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How Do I Get a Consumer Proposal Loan?

Jul 10, 2023

Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more

What Happens When You Can’t Pay Your Debt?

Jul 10, 2019

Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more

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