Blog

Budget Breakers: 7 Little Things that can make a Big Difference

Jul 22, 2013

Sometimes even the smallest things can make a big difference, especially when it comes to your budget. No matter how well laid your plans may be those little variances can really break the bank. If you’re finding it tough to keep on track or can’t...Read more

Life After Bankruptcy: What to Expect

Jul 15, 2013

A very common question from people entering into bankruptcy is “What happens after bankruptcy?” Once you’ve completed your required bankruptcy duties and have received a discharge you may be concerned about a few areas around your finances. To help...Read more

How to Build a Budget

Jul 2, 2013

If you’re a regular reader of our Sands & Associates blog you may have noticed a frequently recurring suggestion: budgeting. Whether you’re already debt free or are trying to get there, having a budget that works is one of the keys to financial...Read more

Personal Bankruptcy Rates Drop in BC as Consumer Proposal Filings Continue to Rise

May 29, 2013

Sands & Associates, BC's largest firm of licensed trustees in bankruptcy and administrators of consumer proposals, has compiled region specific numbers from the Office of the Superintendent of Bankruptcy, indicating insolvency rates from seventeen major...Read more

Guest Blog: Keys to Good Financial Planning

May 21, 2013

A financial plan is like a roadmap. When you move to a new city, or travel to an area that you’re unfamiliar with, you need to chart the way to your next destination. It’s the same with financial planning. Here to help you navigate, with some...Read more

Small and Easy Ways to Save

May 13, 2013

So, you’ve decided to start saving. The accounts are ready and the goals are set — you just need a few more ideas on where the extra money is going to come from. To get those saving wheels turning, we’ve put together a list of 10 simple tips to...Read more

How to Start Saving

May 6, 2013

Maybe you’ve read the news stories about how few Canadians currently have savings, or you’ve decided to accumulate savings as part of an overdue New Year’s resolution. Whatever the reason, having savings has major benefits — and here are some easy...Read more

Guest Blog: Eating Healthy on a Budget

Jan 21, 2013

January already ... the calendars have been changed and the time for acting on our good intentions for the year is here! Improving health and diet as well as finances are typically high on Canadians’ New Year’s resolution lists; statistically, however,...Read more

Kicking the Post-Holiday Financial Blues

Jan 7, 2013

The merriment of the holidays has passed and if you found that your wallet was hit harder than your diet (even with all that eggnog), read on for some ways to make a new financial start this year: Brew a fresh Budget: If your festivities got the better...Read more

Holiday Spending by the Numbers

Dec 13, 2012

To arrange a free and confidential consultation regarding your debt resolution options please contact...Read more

Guest Blog: A Low Cost Christmas

Dec 10, 2012

Celebrating Christmas without breaking the bank account – is it actually possible? Our Quebecois friends at Pierre Roy & Associates, advisors in financial restructuring and bankruptcy trustees, have shared a few tips with us to limit the consequences of...Read more

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How Do I Get a Consumer Proposal Loan?

Jul 10, 2023

Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more

What’s the Best Way to Consolidate my Debt?

Dec 12, 2022

Debt consolidation can make it easier for you to pay off your debt, and there are several different types of debt consolidation you might consider. Read on to learn about one of the best ways consumers can consolidate AND cut their debt without paying...Read more

9 Things Sands & Associates Licensed Insolvency Trustees Want You to Know About Dealing with a Debt Problem

Dec 3, 2021

Since 1990, Sands & Associates - BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for consumers - has helped tens of thousands of people break free from debt and ultimately change their lives with a financial fresh start....Read more

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