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Your Credit Report & Score Basics

Mar 10, 2014

Credit history is often a confusing area for Canadians. We hear misinformation from others, misunderstand what we’ve read, or mistake our American neighbours’ laws for our own. To help set the record straight we’ve outlined some credit report and credit...Read more

Warning Signs: Home Ownership Costs

Mar 3, 2014

Owning a home is a great source of pride for many Canadians, one that can have many perks and benefits. For some however, it can be a financial downfall: sky-high mortgage costs, special assessments or unaffordable property taxes can quickly become a...Read more

Love, Marriage & Debt: Poll Results

Feb 17, 2014

Now that Valentine’s Day has passed and the love hangover known as reality has begun to set in, it may just be the ideal time to take a look at the role debt plays in our relationship. Ontario Trustees and Proposal Administrators, Hoyes Michalos &...Read more

All You Need is Love

Feb 3, 2014

Our newest infographic - in time to help you (and your wallet) with Valentine's Day! To arrange a free and confidential consultation to discuss your debt resolution options in one of our local BC offices please contact...Read more

More “I Wish I Knew” Entries!

Jan 27, 2014

Although there could only be one grand prize winner, there were several other great entries in our Financial Literacy Month video contest. Watch these notable entries below to see what financial tip or lesson contestants shared: Thank you to all our...Read more

Sands & Associates Releases Second Annual BC Consumer Debt Study

Jan 19, 2014

Sands & Associates, BC's largest firm of licensed Trustees in bankruptcy and consumer proposal administrators, today released results of a study offering insight into BC’s soaring consumer debt levels. As part of the second annual BC Consumer Debt...Read more

“I Wish I Knew” Contest Finalists

Jan 13, 2014

As part of 2013’s Financial Literacy Month, Sands & Associates partnered with Goth & Company, Hoyes Michalos, Allan Marshall & Associates and Janes Noseworthy, Trustees across Canada to host the “I Wish I Knew” video contest. Our $2,000...Read more

‘Twas the Debt after Christmas

Dec 30, 2013

No matter how much you did or didn’t celebrate the holidays, January can leave many people feeling financially low. There’s a lot of winter left and maybe not much keeping the bank accounts warm… Read on for some Do’s and Don’ts when it comes to...Read more

Guest Blog: Holiday Décor on a Budget- Part 2

Dec 16, 2013

Festive ambiance doesn’t have to overwhelm your budget - our guest blogger Melissa shares some Do’s and Don’ts for holiday decorating on a budget. Be sure to check out the accompanying post to this special guest blog for more tips! DO light your...Read more

Guest Blog: Holiday Décor on a Budget- Part I

Dec 9, 2013

Love the look of designer trees but loathe the costs? Want to ‘Wow’ your guests this year without breaking the bank? Check out our special guest blog for tips on stunning holiday décor from design and décor pro Melissa Laithwaite: Designer trees...Read more

O’ Holiday Budget

Nov 25, 2013

Our newest infographic, with holiday spending stats and tips to keep your financial health this season! To arrange a free and confidential debt consultation to discuss your debt resolution options in one of our local BC offices please contact...Read more

Book your free consultation with one of our experts and start living a debt-free life.

What’s the Best Way to Consolidate my Debt?

Dec 12, 2022

Debt consolidation can make it easier for you to pay off your debt, and there are several different types of debt consolidation you might consider. Read on to learn about one of the best ways consumers can consolidate AND cut their debt without paying...Read more

9 Things Sands & Associates Licensed Insolvency Trustees Want You to Know About Dealing with a Debt Problem

Dec 3, 2021

Since 1990, Sands & Associates - BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for consumers - has helped tens of thousands of people break free from debt and ultimately change their lives with a financial fresh start....Read more

What is a Licensed Insolvency Trustee?

Sep 10, 2021

Although tens of thousands of Canadians proceed with formal debt solutions each year, many others who struggle with financial challenges don’t know where to turn for support when it comes to dealing with debt. It is important for consumers to not only be...Read more

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