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Your Credit Report & Score Basics

Mar 10, 2014
Credit history is often a confusing area for Canadians. We hear misinformation from others, misunderstand what we’ve read, or mistake our American neighbours’ laws for our own. To help set the record straight we’ve outlined some credit report and credit...Read more

Warning Signs: Home Ownership Costs

Mar 3, 2014
Owning a home is a great source of pride for many Canadians, one that can have many perks and benefits.  For some however, it can be a financial downfall: sky-high mortgage costs, special assessments or unaffordable property taxes can quickly become a...Read more

Love, Marriage & Debt: Poll Results

Feb 17, 2014
Now that Valentine’s Day has passed and the love hangover known as reality has begun to set in, it may just be the ideal time to take a look at the role debt plays in our relationship.  Ontario Trustees and Proposal Administrators, Hoyes Michalos &...Read more

All You Need is Love

Feb 3, 2014
Our newest infographic - in time to help you (and your wallet) with Valentine's Day! To arrange a free and confidential consultation to discuss your debt resolution options in one of our local BC offices please contact...Read more

More “I Wish I Knew” Entries!

Jan 27, 2014
Although there could only be one grand prize winner, there were several other great entries in our Financial Literacy Month video contest.  Watch these notable entries below to see what financial tip or lesson contestants shared: Thank you to all our...Read more

“I Wish I Knew” Contest Finalists

Jan 13, 2014
As part of 2013’s Financial Literacy Month, Sands & Associates partnered with Goth & Company, Hoyes Michalos, Allan Marshall & Associates and Janes Noseworthy, Trustees across Canada to host the “I Wish I Knew” video contest. Our $2,000...Read more

‘Twas the Debt after Christmas

Dec 30, 2013
No matter how much you did or didn’t celebrate the holidays, January can leave many people feeling financially low.  There’s a lot of winter left and maybe not much keeping the bank accounts warm…  Read on for some Do’s and Don’ts when it comes to...Read more

Guest Blog: Holiday Décor on a Budget- Part 2

Dec 16, 2013
Festive ambiance doesn’t have to overwhelm your budget - our guest blogger Melissa shares some Do’s and Don’ts for holiday decorating on a budget.  Be sure to check out the accompanying post to this special guest blog for more tips! DO light your...Read more

Guest Blog: Holiday Décor on a Budget- Part I

Dec 9, 2013
Love the look of designer trees but loathe the costs?  Want to ‘Wow’ your guests this year without breaking the bank?  Check out our special guest blog for tips on stunning holiday décor from design and décor pro Melissa Laithwaite: Designer trees...Read more

O’ Holiday Budget

Nov 25, 2013
Our newest infographic, with holiday spending stats and tips to keep your financial health this season! To arrange a free and confidential debt consultation to discuss your debt resolution options in one of our local BC offices please contact...Read more