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A Mid-Year Financial Check-Up

Jul 7, 2014

We're about halfway through the calendar year now and it's a great time to check in on your financial affairs! To arrange a free and confidential consultation to discuss your debt resolution options in one of our local BC offices, please contact...Read more

Trustee in Bankruptcy Basics

Jun 23, 2014

If you’re considering meeting with a bankruptcy trustee about your debts you probably have a lot of questions about what a trustee does. If you’ve never even heard of a bankruptcy trustee or Consumer Proposal administrator there’s probably even more...Read more

Troubleshooting Your Budget

Jun 9, 2014

Whether the goal of your budget is to save up, pay debt down or mange regular expenses, the idea is the same – it needs to function well – blindly spending doesn’t work for long. If your budget just isn’t doing the trick we’ve put together some...Read more

Mistakes to Avoid When Dealing with Debt

Jun 2, 2014

If you’re taking the plunge and are preparing to deal with your debts head on – kudos! Tackling financial challenges is often an area many people avoid until they can’t possibly ignore it any longer. When it comes to debt strategies here are a few...Read more

Budget Boosters

May 12, 2014

Hate budgeting? Think watching dollars is a real drag? Get on good terms with your budget with our top 7 ‘Budget Booster’ tips: Schedule a financial check-up. When was the last time you had a heart-to-heart with your finances? If it’s been...Read more

5 Things you Didn’t Know about Bankruptcy

Apr 7, 2014

If you’re researching bankruptcy in BC you’ll find an overwhelming amount of available information, whether it’s from the internet, friends and family or even a financial advisor. Unfortunately, it won’t all be true… A lot of people tend to make up...Read more

Tax Debt Tips

Mar 24, 2014

Your slips are all in, the forms compiled and submitted and you’re waiting for the bottom line. A triumph for those expecting money back, or a nerve-wracking wait for those with a bill – yes, it’s tax time! If you’re in the category of people who...Read more

3 Things you Need to Know Before you Co-sign a Debt

Mar 17, 2014

If you’ve been approached by a family member or friend asking for your help getting credit by having you co-sign a loan, or are considering obtaining joint credit (read: debt) with your spouse, there are a few things you should know first. Whether...Read more

Your Credit Report & Score Basics

Mar 10, 2014

Credit history is often a confusing area for Canadians. We hear misinformation from others, misunderstand what we’ve read, or mistake our American neighbours’ laws for our own. To help set the record straight we’ve outlined some credit report and credit...Read more

Warning Signs: Home Ownership Costs

Mar 3, 2014

Owning a home is a great source of pride for many Canadians, one that can have many perks and benefits. For some however, it can be a financial downfall: sky-high mortgage costs, special assessments or unaffordable property taxes can quickly become a...Read more

Love, Marriage & Debt: Poll Results

Feb 17, 2014

Now that Valentine’s Day has passed and the love hangover known as reality has begun to set in, it may just be the ideal time to take a look at the role debt plays in our relationship. Ontario Trustees and Proposal Administrators, Hoyes Michalos &...Read more

Book your free consultation with one of our experts and start living a debt-free life.

9 Things Sands & Associates Licensed Insolvency Trustees Want You to Know About Dealing with a Debt Problem

Dec 3, 2021

Since 1990, Sands & Associates - BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for consumers - has helped tens of thousands of people break free from debt and ultimately change their lives with a financial fresh start....Read more

What is a Licensed Insolvency Trustee?

Sep 10, 2021

Although tens of thousands of Canadians proceed with formal debt solutions each year, many others who struggle with financial challenges don’t know where to turn for support when it comes to dealing with debt. It is important for consumers to not only be...Read more

How do Consumer Proposals Compare to Debt Consolidation Loans?

Nov 16, 2020

Consumer Proposals are an increasingly popular choice for Canadians seeking to better manage their debts. Known for affordable monthly payments and flexibility, a Consumer Proposal can have many benefits over choosing to consolidate debt with a consolidation...Read more

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