Testimonials

Sands & Associate helped my family and I to solve our debt problem, with great service and clear explanation of everything. Thanks Regina and Team.

Regina has been extremely helpful, even after we had signed the consumer proposal. One year has past and any questions that has come up, she promptly answered them all very quickly. Happy with the service provided, and I would recommend to anyone that wants to deal with their financial struggles.

Sands & associates was a life saver for me as I was dealing with a lot of debt and I felt like I was carrying a lot of weight on my shoulders had sleepless nights and not able to be attentive at work, luckily for me I saw an add for sands & associates and gave them a call and made an appointment with John Manson I explained my situation to him and he was very straightforward about how the process works and my debt was cut by 70% I finally felt the weight of debt come off my shoulders and I finally felt free and that I can breathe easier. I highly recommend sands & associates to anyone who needs help with any kind of debt to make an appointment with them you will be glad you did I know I am.👍👍💯

I am really satisfied with their service. They always make sure all your questions and worries are answered. Will totally recommend their service to anyone. Shout out to Larisa who has been really helpful from the start. <3

Sands were a great help and were very understanding and supportive.

The hardest step was the first one: “To make the Call”. No one wants to be in the position of needing debt assistance. I made the call out of complete desperation. My only regret was “I didn’t do it Sooner”. I was not expecting Sands and Associates to help me start fresh, financially. I expected they would sympathize with me and wish me well. Instead, they educated me on what options were available to me and advised me on which ones would best serve my situation. There is absolutely no judgment, whatsoever, for the reason you need their help. They make that very clear in the beginning, and it’s reinforced when necessary as the journey to getting control of your finances progresses. Sands and Associates and their employees are all very professional and they stay focused on the task at hand…”Getting their clients looked After”, while showing empathy and understanding at the same time. Just Amazing! From there, the steps I needed to take were laid out and explained clearly. With the very professional knowledge and assistance from both Joanne and Lilian my path to getting control over my finances began. I also found the counseling sessions with Lesley and Melanie to be a very important part of the whole process. Thank you ladies for all your help!  I know the steps that were in place helped me stay on track and focused, to getting financially stable and STAYING debit free. From this experience I have learned how to • Complete a monthly budget properly, and to stick by it. • To pay cash for the majority of my purchases • Put money in a TFSA • I will have 1 credit card only --- with a $300.00 credit limit Now I have control over my finances and I have a less stressful life. I know I will be able to stay debt free. To: Sands and Associates: My story is a success story and I have you to thank for it! Very Much appreciated!! 

I highly recommend working with Sands & Associates, specifically John Manson, who provided me with exceptional guidance and support throughout my consumer proposal process. His expertise and dedication made the entire experience smooth and stress-free, allowing me to move forward in the right financial direction. Thank you, John, for your invaluable help!

Extremely helpful, they went above and beyond for me and they are always so pleasant on the phone. They definitely have my best interest at heart. Highly highly recommend this company if you need help at all.

My experience with Sands & Associates has been excellent! Reaching out for help because of my growing financial debt was a very difficult decision for me to make but I'm so glad I made it! The stress and shame of not being able to keep up with paying my bills on time and mounting credit card debt was taking a toll on my health and I knew I needed to do something. The support I received from Sands & Associates, especially from Darlene and Marlene, was wonderful and so appreciated. I never felt judged or made to feel less than while working with them to create a plan of action for my situation which made all the difference. I have such gratitude coming away from this process with tools that will help me to better manage my finances and make smarter choices going forward so I can avoid repeating patterns which got me into debt in the first place. By reaching out to ask for help, I was able to take back control of my life, make things more manageable for myself and have hope once again towards a better and brighter future. Thank you for everything Sands & Associates!

Absolutely wonderful service. I was in desperate need for help with my finances and was so glad that Sands & Associates were able to help me with a consumer proposal. Their team is knowledgeable and nonjudgmental. They understood my situation and were quick to offer a solution that works perfectly for me. Now with monthly payments far less than my minimum credit card payments most of my financial stress has been resolved. I couldn’t be more thankful for the help I received. Thank you!

Customer experience was great. They did everything for you to put your mind at ease!! Jennifer Thom was great and very welcoming. Would recommend this to anyone that needs help getting out from their debt.

I would like to say thank you to David for helping me since day 1 . He was so kind and accomodating and with excellent service . He was able to process my consumer proposal and all has been good all the way through.. Now there’s a light in my life and have a peace of mind without worrying anything regarding my debt, all has been great because of him. I am so glad i found Sands and Associates , they we’re very helpful. A perfect 5 star for an amazing service!