Review Your Financial Situation
If you’re unable to make more than minimum monthly payments on your debts, rely on credit to meet your monthly expenses, or are being harassed by creditors, please know that there are options available to you. You can move forward without debt.
A Licensed Insolvency Trustee will work with you to evaluate your current financial standing. Many people feel anxious about contacting an advisor about their debts. At Sands & Associates, we are here to help you manage your situation – judgement free. We’ll start our conversation by asking you about your financial goals. For most people we work with, their goal is to become debt-free.
A Licensed Insolvency Trustee is your best ally and the only professional who is qualified to advise you on all of your options to achieve a financial fresh start. The first step is to meet with us to assess your situation – no jargon or confusion – just clear, practical advice.
Debt Assessment Tool
Fill in the amounts below to calculate your debt ratio using our Debt Assessment Tool.