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Northern & Haida Gwaii Bankruptcy & Debt Services

Licensed Insolvency Trustees specializing in bankruptcy and consumer proposals, servicing , BC

Are you worried about paying off your debts? Scared you won’t be able to make all your payments? Being harassed by creditors? You are not alone – we are here to help you find your financial fresh start.

Book your confidential free debt consultation with a caring debt advisor from Sands & Associates who can help you get a plan to become debt-free. Our Northern & Haida Gwaii Licensed Insolvency Trustees are qualified to assist you with solutions such as consolidation, bankruptcy and Consumer Proposals that can deal with virtually all types of debts, from credit cards to tax debt and everything in between.












Monday: 8:30am to 5:30pm

Tuesday: 8:30am to 5:30pm

Wednesday: 8:30am to 5:30pm

Thursday: 8:30am to 5:30pm

Friday: 8:30am to 5:30pm

Saturday: 9:00am to 5:00pm

(Excluding statutory holiday weekends)


All Sands & Associates debt help services and solutions are available by telephone or video conferencing for BC residents in the Northern & Haida Gwaii region.

You have legal options that can stop your debt-stress for good – connect with Sands & Associates to get help assessing and choosing the debt solution that’s right for you.

We understand that no one expects to face a situation that leaves them unable to repay their debts, the friendly non-judgmental team at Sands & Associates is here to ensure you understand your rights and remedies so you can move forward making informed decisions. If you are in the Northern & Haida Gwaii region of BC you can even connect and work with Sands & Associates’ Licensed Insolvency Trustees remotely from the comfort, convenience and privacy of your own home. Get a plan to be debt-free today!


Book your free consultation today to get advice from our caring, non-judgmental debt professionals. In less than an hour we can work with you to find a debt solution that meets all of your needs – your financial fresh start awaits!

Book your Free Consultation




"I was referred to Sands by somebody I trusted. I was drowning in debt, barely able to keep my head above water. Once the CRA came after me for past debts owed, of which I had no way of paying, I knew I needed help. Sands helped me to not only get the creditors off my back. Thank you to all of those at Sands, for helping me get back on my feet and actually be able to enjoy life instead of just focusing on my unbearable debt load."



"I went into this process scared and feeling like a failure. With these guys I felt none of the above. So helpful and kind and understanding. I’m very grateful."



"What a relief! I was really sick last year and my world crumbled! S&A was so easy and never judged me. You never think you will need help but when you do this is the place to turn!"



"As unsure as I was and nervous to book my appointment I was pleasantly surprised at how professional everyone at Sands was. From the initial call to my last appointment I can not believe how informative the staff are. They are very understanding and helpful. Highly recommend especially if you are not sure what to do...they will guide you to make the right choice whatever your circumstance."



"Everyone at Sands has been extremely helpful, very professional, absolutely respectful and just plain awesome. They've taken a big weight off me and now I can go forward and work towards getting out of debt without the fears I had before."



"Sands made what might have been a daunting experience into something quite smooth. The representatives that I dealt with were all very experienced at making me feel less anxious about the steps I’m taking to take control of my situation."

Meet the Northern & Haida Gwaii Team

Blair Mantin

CMC, CIRP, Senior Vice President of Sands & Associates, Licensed Insolvency Trustee

Blair Mantin specializes in consumer insolvency and strategies for debt resolution. With 13 years of experience, Blair helps individuals and organizations facing challenging financial situations navigate the often overwhelming, and sometimes confusing, world of insolvency. While each person’s situation is unique, his approach remains the same: “Let’s take the shame and despair away from being in debt – it’s a problem like any other, and it has a solution that works just about every time.”

As Sands & Associates Senior Vice President, Blair says the most important aspect of his job is empowering clients with information about their options to become debt free. “My job is to ‘level the playing field’ from a knowledge perspective – by providing individuals with the insights they really need to resolve their situation, they are able to move forward from a position of strength,” he says.

Blair’s number one piece of advice for people seeking help with their debts:

“Never, never pay for debt advice, and be careful about who you take advice from. Only a Licensed Insolvency Trustee will give you the straight goods at absolutely no cost to you.”

Connect with Blair today to discuss your options during a free, confidential, one-on-one consultation.

Contact Blair to set up your appointment.

Bethany Cann

Estate Manager, Qualified Insolvency Counsellor

Bethany Cann is an Estate Manager and Qualified Insolvency Counsellor with over five years of experience working in the personal debt help industry with Sands & Associates. Bethany feels it’s important to provide debt help without judgment and says, “Through debt restructuring and financial counselling clients begin to feel empowered with knowledge of money management, and most importantly – hopeful about the future.”

Bethany’s number one piece of advice for people seeking help with their debts:

“In order to achieve your goals, let go and don’t dwell on the past. Let us help you focus on your future and get you where you want to be!”

Connect with Bethany today to discuss your options during a free, confidential, one-on-one consultation.

Contact Bethany to set up your appointment.

Dana Timko

Estate Manager, Qualified Insolvency Counsellor

Dana Timko has 21 years of experience in the area of insolvency, including 18 years as an Estate Manager. Dana is committed to ensuring all Sands & Associates clients she works with are thoroughly informed about their debt management and resolution options. “Although every client I see is unique, my goal for every session is the same: making sure they leave the appointment feeling like they have enough information to make a good decision about how to move forward,” says Dana. Dana specializes in consumer proposals and personal bankruptcy .

Dana’s number one piece of advice for people seeking help with their debts:

“Financial difficulties are not a reflection of who you are as a person, they are only a symptom of something bigger that you may have no control over.”

Connect with Dana today to discuss your options during a free, confidential, one-on-one consultation.

Contact Dana to set up your appointment.