未必。在大溫哥華地區，破產人可以擁有一幢資產總值不超過每人$12,000的樓房。若該物業中的資產值超出以上豁免額，你可以向信託人回購豁免額以上的資產值，否則，信託人有權將樓房賣掉。此外，因房屋是銀行的抵押品，若破產人未能如期供款，銀行有權收樓。
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