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Tips to Avoid a Financial Bah, Humbug!

Dec 12, 2016

Our latest holiday infographic, with seasonal spending stats and tips to keep your finances festive - well into the new year! To meet with a representative for a free, confidential consultation in one of our 17 BC offices, please contact...Read more

CTV News at Noon: Financial Myths and Misconceptions

Nov 21, 2016

Vice-President of Sands & Associates and Licensed Insolvency Trustee Blair Mantin was a guest on CTV Vancouver’s ‘News at Noon’ today. As November is Financial Literacy Month in Canada, this afternoon Blair shared his top 4 financial myths and...Read more

CTV Morning Live – Ask an Expert: “How to Choose a Debt Advisor”

Oct 19, 2016

Vice-President of Sands & Associates and Licensed Insolvency Trustee Blair Mantin was featured on CTV Morning Live’s segment “Ask an Expert” this morning. Today’s segment focused on some key questions that consumers should consider when seeking...Read more

Halloween Infographic – Get More Scare and Less Spend

Oct 3, 2016

To meet with a representative for a free, confidential consultation in one of our 17 BC offices, please contact...Read more

How (and Why) to Check Your Credit Report

Sep 26, 2016

Even though it’s generally recommended to check your credit report about once a year, this is a financial chore that often falls by the wayside, even for the most financially-savvy of us. Because an unkempt credit history can be hiding a lot of hassle for...Read more

Can a Bankruptcy or Consumer Proposal Cover Government Debt?

Sep 19, 2016

There are many different types of debts AND debt solutions available to Canadians, and not all are created equal. Notwithstanding the appearance of a large number of debt resolution options, there are only two legislated debt options that will give a person...Read more

Back-to-School Budget Hacks

Aug 29, 2016

Read our top 7 back-to-school budget tips to help prepare your kids for the classroom, without feeling the financial pinch! To meet with a representative for a free, confidential consultation in one of our local BC offices, please contact...Read more

How Much Debt will a Consumer Proposal Eliminate?

Aug 22, 2016

When it comes to debt management solutions Canadians have many options to consider. Consumer Proposals are a powerful alternative to avenues such as consolidation financing, credit counselling and even personal bankruptcy. Read on to learn more about how...Read more

What Should I Consider Before Taking on Joint Debt or Co-signing a Loan?

Aug 15, 2016

Licensed Insolvency Trustee Blair Mantin answers your questions about how to manage debts, including options such as Credit Counselling, Consumer Proposals and Bankruptcy in BC! Q: What should I consider before taking on joint debt or co-signing a...Read more

5 Easy Ways to Avoid Spending Money

Aug 8, 2016

Whether or not you can afford it, sometimes spending can get out of hand. Spending issues don’t tend to go away on their own and left unattended can create big problems with debt. If you find that avoiding the urge to spend money is a particularly difficult...Read more

Sands & Associates Answers your Top FAQs – Part II

Aug 2, 2016

Most people aren’t aware of how Consumer Proposals or personal bankruptcy work – so it’s no surprise that as Licensed Insolvency Trustees we get asked a lot of questions each and every day. We’ve asked some of our knowledgeable staff to answer the...Read more

Book your free consultation with one of our experts and start living a debt-free life.

How Do I Get a Consumer Proposal Loan?

Jul 10, 2023

Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more

What Happens When You Can’t Pay Your Debt?

Jul 10, 2019

Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more

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