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Tips to Avoid a Holiday Spending Hangover

Nov 30, 2015

If the thought of costs associated with the holiday season are leaving you anything but jolly, check our newest infographic for tips on how to get yourself and your wallet through the holidays unscathed! To meet with a representative for a free,...Read more

CTV Morning Live – Ask an Expert: “Tackling Student Loans”

Nov 9, 2015

Sands & Associates Vice-President and licensed Trustee Blair Mantin appeared on today’s CTV Morning Live segment “Ask an Expert”. Today’s segment looked at how students can tackle their student loans. Recent studies have shown that students may...Read more

Why Knowing is Not Owing

Nov 2, 2015

When faced with a financial crisis many people are unsure where to turn for guidance. Between friends, family and the internet a plethora of information and possible solutions seem to be available. But what happens when we think we know? More often than not...Read more

Shadows, spooks and spending!

Oct 16, 2015

To meet with a representative for a free, confidential debt consultation in one of our local BC offices, please contact...Read more

CTV Morning Live – Ask an Expert: “Credit Scores – 101”

Oct 14, 2015

Sands & Associates Vice-President and licensed Trustee Blair Mantin appeared on today’s CTV Morning Live segment “Ask an Expert”. Today’s episode explores credit scores, and how they can be improved. Mistaking American credit laws for our own...Read more

CTV Morning Live – Ask an Expert: “What is a Consumer Proposal?”

Sep 28, 2015

Sands & Associates Vice-President and licensed Trustee Blair Mantin will be appearing on today’s CTV Morning Live segment “Ask an Expert”. Today’s segment focuses on the number one alternative to bankruptcy in Canada, a Consumer Proposal. A...Read more

CTV Morning Live – Ask an Expert: “What is Bankruptcy?”

Sep 14, 2015

Sands & Associates Vice-President and licensed Trustee Blair Mantin appeared on today’s CTV Morning Live segment “Ask an Expert”. An often misunderstood process, today’s episode asks: “What is bankruptcy?” Watch the clip here, and read more...Read more

Budget Hacks: Back-to-School

Aug 17, 2015

Always popular with parents – ‘tis the season of back-to-school! To help prepare for summer’s end and a return of kids to the classroom, without feeling the financial pinch, read on for our top 7 back-to-school budget tips. Only buy essential school...Read more

Bankruptcy Trustees & Proposal Administrators: Fact VS Fiction

Aug 4, 2015

Nowadays there aren’t many taboos left in Canadian society, but one taboo that has persisted over the years is debt. Unfortunately our reluctance to talk about debt often results in a lot of misinformation being taken for truth, particularly where debt...Read more

Joe Debtor: 2015 Study Findings

May 11, 2015

Ontario Trustees Hoyes Michalos recently released their 2015 “Joe Debtor” study, exposing concerning trends for those financially at-risk and examining why and how Canadians face economic distress. Some encouraging figures emerged from the 2015 Joe...Read more

What Debts does a Bankruptcy or Consumer Proposal Cover?

Mar 23, 2015

When investigating the different types of debt solutions available in Canada, two that offer federally licensed and regulated protection are bankruptcy and consumer proposals. While it’s generally understood that common debts such as credit cards, lines...Read more

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9 Things Sands & Associates Licensed Insolvency Trustees Want You to Know About Dealing with a Debt Problem

Dec 3, 2021

Since 1990, Sands & Associates - BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for consumers - has helped tens of thousands of people break free from debt and ultimately change their lives with a financial fresh start....Read more

What is a Licensed Insolvency Trustee?

Sep 10, 2021

Although tens of thousands of Canadians proceed with formal debt solutions each year, many others who struggle with financial challenges don’t know where to turn for support when it comes to dealing with debt. It is important for consumers to not only be...Read more

How do Consumer Proposals Compare to Debt Consolidation Loans?

Nov 16, 2020

Consumer Proposals are an increasingly popular choice for Canadians seeking to better manage their debts. Known for affordable monthly payments and flexibility, a Consumer Proposal can have many benefits over choosing to consolidate debt with a consolidation...Read more

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