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But what about my Credit Score?

Oct 21, 2013
Concerns about credit reports and credit scores are very common worries that people mention.  Despite the fact that their debts are causing stress, some individuals are more focused on what the credit bureau thinks of them than what they are facing (often on...Read more

Apps for Budgeting

Sep 23, 2013
As more and more of us embrace the technological with a variety of hand-held devices, the ease of creating a portable budget is increasing.  For the diligent budgeter gone is the need to store paper receipts to be sifted through when calculating your...Read more

Life After Bankruptcy: What to Expect

Jul 15, 2013
A very common question from people entering into bankruptcy is “What happens after bankruptcy?”  Once you’ve completed your required bankruptcy duties and have received a discharge you may be concerned about a few areas around your finances.  To help...Read more

How to Build a Budget

Jul 2, 2013
If you’re a regular reader of our Sands & Associates blog you may have noticed a frequently recurring suggestion: budgeting. Whether you’re already debt free or are trying to get there, having a budget that works is one of the keys to financial...Read more

Guest Blog: Keys to Good Financial Planning

May 21, 2013
A financial plan is like a roadmap.  When you move to a new city, or travel to an area that you’re unfamiliar with, you need to chart the way to your next destination.  It’s the same with financial planning.  Here to help you navigate, with some...Read more

Small and Easy Ways to Save

May 13, 2013
So, you’ve decided to start saving.  The accounts are ready and the goals are set — you just need a few more ideas on where the extra money is going to come from.  To get those saving wheels turning, we’ve put together a list of 10 simple tips to...Read more

How to Start Saving

May 6, 2013
Maybe you’ve read the news stories about how few Canadians currently have savings, or you’ve decided to accumulate savings as part of an overdue New Year’s resolution.  Whatever the reason, having savings has major benefits — and here are some easy...Read more

Guest Blog: Eating Healthy on a Budget

Jan 21, 2013
January already ... the calendars have been changed and the time for acting on our good intentions for the year is here!  Improving health and diet as well as finances are typically high on Canadians’ New Year’s resolution lists; statistically, however,...Read more