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Financial Survival Tips for the Holiday Season

Nov 19, 2012
With the constant talk about personal debt levels and the economy, a looming holiday season may be the last thing a lot of Canadians want to think about.  Like it or not, that time of year will be upon us before you know it!  If the thought of the upcoming...Read more

Teens and Their Dollars

Sep 17, 2012
If you’ve got a teen (or pre-teen) under your roof, you’ve likely noticed that besides a scarcity of food, what was once a sufficient allowance or financial life lesson for Junior (i.e. “do your chores, don’t spend it all at the candy shop”)...Read more

Starting Kids’ Allowances

Sep 10, 2012
When it comes to children, one of the myriad goals in raising them is to teach them enough about money that they are able to become financially independent once they reach adulthood. Many adults relate that their own problems with finances and budgeting stem...Read more

5 Ways to Beat Financial Stress

Aug 27, 2012
Financial stress — it can be a vicious cycle, really.  From life events (divorce, illness or job loss) to life lessons (overspending, poor budgeting), debts and other financial responsibilities can really pile up.  Once the stress starts many people wind...Read more

Consumer Proposals – Your Questions Answered

Jul 23, 2012
If you’re new to the realm of debt resolution options, or you feel the need to replenish your financial memory banks, there may just be some fogginess as to what exactly a Consumer Proposal is.  Read ahead for some assistance in clearing the air around...Read more

Quick Sands Tip of the Week: Automatic Savings

May 14, 2012
Join Sands & Associates each week (for about 60 seconds) and catch a Quick Sands tip of the week to help guide you to better financial management. This week's financial tip is about automatic savings.  Contributing to your savings should be a top...Read more

Spring-Clean your Monthly Expenses

Apr 10, 2012
As the days get lighter and the weather (hopefully) improves, there’s less and less doubt about it – spring is here!  Like most people, you’ve probably accumulated a list of springtime to-do’s around the house throughout the winter.  But don’t...Read more