Events and circumstances beyond our personal control are a fact of life, and the resulting strain and stress of financial challenges can be overwhelming. Many people don’t know where to turn when they need debt help, or what steps to take to regain control over their finances.
If you’re experiencing difficulty or stress managing your debt, know that there are solutions and that support is available – Sands & Associates’ Licensed Insolvency Trustees are here to help you.
Since 1990, Sands & Associates’ knowledgeable team of debt experts has helped tens of thousands of people across BC become debt-free, with award-winning service and deep commitment to our clients. We understand that when you’re looking for debt help, you need solutions that provide real results, and client care that gives you confidence as you move forward.
- Confidential, free consultations with Sands & Associates’ White Rock debt help professionals offer you an opportunity to explore your debt options together with a qualified expert and get impartial advice.
- Sands & Associates is available to help BC residents seven days a week, with options for in-person, telephone, and online video support.
GET A FINANCIAL FRESH START
Book your free consultation with one of our experts and start living a debt-free life.
BOOK YOUR FREE CONSULTATIONDebt Management Solutions and Support for BC Consumers
In Canada, Licensed Insolvency Trustees are the only official debt help professionals and are legally empowered to provide debt relief solutions that can substantially reduce or even fully forgive virtually all your debt.
Helping individuals and business owners make informed decisions about how to resolve their debt issues is the main role of a Licensed Insolvency Trustee, and Licensed Insolvency Trustee debt help services can include, but are not limited to:
- Providing comprehensive debt advice to help you solve your financial concerns
- Reviewing your financial situation
- Assessing all available options
- Suggesting additional supportive resources
- Debt solutions tailored to each person’s unique situation, with built-in legal protection
- Making a Consumer Proposal to consolidate and cut debt without interest
- Filing for bankruptcy if a Consumer Proposal isn’t viable
- Future-focused financial counselling
When you’re dealing with a debt problem, the sooner you seek advice from a Licensed Insolvency Trustee, the better. Without intervening action, financial issues often get worse over time – and it could take as little as 30 minutes to find the right path forward to your financial fresh start.
Sands & Associates’ Free, 30-Minute Debt Consultations
At Sands & Associates, our Licensed Insolvency Trustees and Insolvency Estate Managers offer a personalized approach to debt management, and that starts with a free, confidential, non-judgmental consultation.
We understand that the idea of talking openly with a stranger about your finances and personal money matters may feel uncomfortable, and we aim to offer a safe space where you can seek support, get the answers to your questions, and ultimately a debt-free plan that works for you. When you talk with us, we will:
- Take the time to understand your situation, needs, and goals.
- Explore all of your options, including consolidation strategies, self-directed debt repayment plans, and legal debt solutions.
It is our goal that by the end of your consultation, you will have a clear understanding about your options, and the next steps in the debt-free plan you choose. If you decide to continue working with Sands & Associates, our dedicated team will be here for you throughout the process – you are not alone.
What would your life look like, without debt? Take 30 minutes and get a debt-free plan that’s right for you.
GET A FINANCIAL FRESH START
Book your free consultation with one of our experts and start living a debt-free life.
BOOK YOUR FREE CONSULTATION

