Office Spotlight: Sands & Associates Victoria

As Licensed Insolvency Trustees we meet people every day who are seeking debt help and we understand the effects that debt and debt-stress can have on your day-to-day life. We also know that asking for professional help with deeply personal issues can feel overwhelming.

Please know that we are here to help you gain control of your situation and get out of debt for good. There is a solution to your debt problem and we’re here to help you find it – together.

Founded in 1990, Sands & Associates has grown over the years to be recognized as BC’s best Licensed Insolvency Trustees, focused on empathetic, non-judgmental personal debt help services for consumers across the province.

• Sands & Associates’ Victoria office provides free, confidential debt consultations with qualified experts, where individuals can safely get advice and an assessment of their debt options.
• BC consumers can access all of Sands & Associates’ personal debt help services seven days a week, with options for meetings in-person, via telephone, and through online video.

Consumer Debt Solutions

Many people don’t know what options and resources they have to help them pay down their debt or cut their monthly debt expenses. When it comes to dealing with debt there are several solutions and strategies to consider, and the best option will depend on your unique situation and debt management needs.

• In Canada, Licensed Insolvency Trustees are professionals dedicated to helping you understand and access solutions that work to consolidate and cut your debt and aid you in achieving your debt-free goals.
• Connecting with a Licensed Insolvency Trustee allows you to evaluate your options with an unbiased professional, and access specialized legal debt solutions – and in 30 minutes you can get a customized debt-free plan that’s right for you.

Consumer Proposals – a Top Choice to Consolidate and Cut Personal Debt

A flexible solution tailored to each person’s situation, Consumer Proposals are a top alternative to debt consolidation loans and allow people to get some of their debt legally forgiven without filing for bankruptcy.

Working with a Licensed Insolvency Trustee you will offer a plan to repay your creditors a set amount of your debt that you can reasonably afford over a period of up to five years, allowing you to comfortably pay off your debt and cut up to 50-80% of your balance, interest-free.

Consumer Proposals can have significant advantages over other consolidation options, and the monthly payments are often the most affordable option for individuals.

Compare Your Debt Options

Enter your total amount of debt (excluding mortgage and car loan) and we’ll show you a list of options.

Get Solutions – Talk with Sands & Associates’ Victoria Debt Help Experts

A multi-year Consumer Choice Award winner, Sands & Associates’ caring team of Licensed Insolvency Trustees, Estate Managers, and Qualified Insolvency Counsellors believe our non-judgmental and empathetic approach sets us apart from other debt relief providers and gives our clients the best care and support.

Your debt-free future is waiting – connect with a local Sands & Associates debt help expert today and discover the debt-free plan that’s right for you.