Office Spotlight: Sands & Associates Burnaby

Paying off your debt while meeting the demands of today’s costs of living can feel like a frustrating, or even impossible challenge, and many people don’t know what rights and resources they have to help them get back on track.

If you are struggling or stressed about getting your debt under control, know that you have options – and that you are not alone – Sands & Associates is here for you.

For over 35 years Sands & Associates’ award-winning team of Licensed Insolvency Trustees have helped British Columbians find solutions to deal with their debt and move forward with their lives. Our local debt experts understand the financial challenges and situations that people face in getting out of debt and take a personalized approach to debt advice.

• Sands & Associates’ Burnaby office offers free, confidential consultations with qualified debt help professionals, so you can explore all your options and safely get impartial advice.
• Debt help from Sands & Associates is available across BC seven days a week, with options for meetings in-person, over the phone, or online video.

How Can Sands & Associates Help Me?

There are two key ways that Sands & Associates’ Licensed Insolvency Trustee can help you:

Get Debt Advice and Explore Your Options: We provide free, confidential advice to people on how they can deal with their debt. Options that may be discussed can include (but aren’t limited to):

• Debt consolidation, refinancing solutions, and repayment strategies
• Consumer Proposals, credit counselling, and debt settlement
• Debt forgiveness through personal bankruptcy
• Relevant provincial and federal legislation that may apply to your situation

No two situations are alike when it comes to debt and it’s important to understand your unique circumstances. There are many ins and outs to debt management, and we are here to help you explore the pros and cons of each solution so you can make the best decision for you and your family.

Compare Your Debt Options

Enter your total amount of debt (excluding mortgage and car loan) and we’ll show you a list of options.

Work Together on a Customized Debt-Free Plan: Licensed Insolvency Trustees are Canada’s only licensed debt experts qualified to offer you solutions that can legally reduce and forgive your debt, such as:

• A Consumer Proposal: This is a personalized type of debt consolidation solution that allows you to combine your debt into one interest-free payment and cut your balances by up to 80%.
• A Personal Bankruptcy: This debt relief option can allow you to have up to 100% of your debt forgiven, paying only an administrative fee over the course of nine months.

It’s best to tackle debt in the early stages, before it becomes overwhelming – but a Licensed Insolvency Trustee can help you at any point, even if you’re facing a wage garnishment or bank account freeze.

Get Your Debt-Free Plan in 30 Minutes

Sands & Associates is BC’s largest firm of Licensed Insolvency Trustees focused exclusively on debt help for consumers and our debt professionals are here to help you eliminate debt-stress and move forward with your life. We offer compassionate client care, and expertise to meet your needs and goals.

• In just 30 minutes, a supportive expert will review your options with you and help you create a personalized plan to become debt-free. After the consultation, you’ll know your next steps and be in a position to move forward with confidence

Rewrite your debt story today with help from Sands & Associates. Book your free, confidential debt consultation now.