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A Consumer Proposal can consolidate and cut debt with no interest. Legally write-off virtually all consumer, business and even government debt by filing a Consumer Proposal.Learn More
The decision to file for bankruptcy is yours – no creditor or other party can stop you from seeking the protection of bankruptcy in Canada.
There is more than one way to consolidate debt. Debt consolidation options vary considerably depending on your situation.
Enter your total amount of debt (excluding mortgage and car loan) and we'll show you a list of options.
Does this sound like your current financial situation?
If you answered 'yes' to any of these, know that you are not alone – and Sands & Associates can help!
We believe debt help should be straight-forward, whether you are filing Personal Bankruptcy, making a Consumer Proposal to creditors, or consolidating your debt. We will arrange a confidential, free debt consultation with one of our knowledgeable Licensed Insolvency Trustees to understand your situation and help you determine which debt option may be the right choice for you.
You may feel overwhelmed and hopeless, but you have choices about how to deal with your debt – take back control and make an informed decision! Having the right information about Consumer Proposals, Personal Bankruptcy, Debt Consolidation strategies and their relative merits is key to finding your debt solution. We will work with you and assist you throughout the process at one of our 17 BC office locations. You can achieve a debt-free future, let us show you how!
No matter what circumstances caused the problem, we believe you are entitled to live with dignity and without debt and its overwhelming stress. Legal debt solutions like a Consumer Proposal to creditors or Personal Bankruptcy can provide shelter from the financial storm. Each will stop virtually all legal proceedings, garnishees, and phone calls from your creditors – and get you a financial fresh start by pardoning your debts. Imagine what your life would look like...debt-free!Book your free consultation