Assess

Review Your Financial Situation

Worried about your debts?
You're not alone.

Learn More

Plan

Understand Your Debt Resolution Options

Knowledge is power.
Start planning your debt-free future.

Learn More

Take Charge

Book a Free Consultation

Reclaim your finances and your life!
A financial fresh start awaits you.

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GET A FINANCIAL FRESH
START
RATED 5-STARS
ON TRUST PILOT

BC Trustees in Bankruptcy & Debt Consolidation

Book your free consultation with one of our experts and start living a debt free life.

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Assess

Review Your
Financial Situation

Worried about your debts?
You're not alone.

Learn More

Plan

Understand Your Debt
Resolution Options

Knowledge is power.
Start planning your debt-free future.

Learn More

Take Charge

Book a
Free Consultation

Reclaim your finances and your life!
A financial fresh start awaits you.

Learn More

We Can
Cut Your Debt
by up to 80%

 

CONSUMER PROPOSALS AND PERSONAL BANKRUPTCY

Are you living on your credit cards? Are you only making, or even unable to maintain your minimum payments? Are creditors harassing you? Are the endless phone calls and collection letters causing you stress? Are you being pursued for government debt? If you answered "yes" to any of these questions, you are not alone.

HOW WE MAKE IT SIMPLE

At Sands & Associates, we believe filing personal bankruptcy or making a consumer proposal to creditors should be simple and straight-forward. We will arrange for a confidential free initial consultation with one of our knowledgeable Licensed Insolvency Trustees to discuss your financial situation, and help you to determine whether a consumer proposal or bankruptcy may be the right choice for you. Having all the relevant information about these, and other debt consolidation strategies is key to making informed decisions.

WE ARE HERE TO HELP

Should you choose to make a consumer proposal to your creditors or file personal bankruptcy, we will assist you throughout the process at one of our 15 convenient office locations in BC. We will work with you so you can achieve a debt-free future.

LOSE YOUR DEBT, NOT YOUR DIGNITY

A consumer proposal to creditors, or personal bankruptcy can provide shelter from the financial storm. Each will stop virtually all legal proceedings, garnishees, and phone calls from your creditors. These legal remedies provide a financial fresh start by pardoning your debts. A Licensed Insolvency Trustee can help you understand the relative merits of each of these debt consolidation options within BC.

I would recommend Sands & Associates to anyone going through stressful financial hardship. The trustee will treat you with compassion and understanding and help guide you through the process. For peace of mind, don’t delay, call them today.

Yes they were very professional in dealing with clients. They are very informative, discreet and trusting with information. I would recommend them to anyone in a similar situation.

Before I walked into Sands and Associates I was lost I would say, not knowing what to do. During this first consultation all my options were laid clearly in front of me and an explanation was given as to the effect of each. It’s hard to describe the comfort I felt when I left that office. I felt like I was in such good hands with my best intentions front and center, I still feel the same today.

Sands & Associates treated me in a professional and courteous manner. I appreciate them being there for me when I needed them most so I could consolidate my debt and finally tackle it.

There is finally light at the end of the tunnel. A consumer proposal took me from barely treading water on my interest payments to a manageable monthly payment that is actually paying down the remaining principle. The entire process was as painless as can be. The people at Sands & Associates were very professional. I should have done this years earlier.

SANDS & ASSOCIATES

IN THE MEDIA

CALCULATE YOUR DEBT OPTIONS Enter your total amount of debt (excluding your mortgage and car loan) and we’ll send you a list of options.