BC Trustees in Bankruptcy, Consumer Proposals and Debt Consolidation

CONSUMER PROPOSALS AND PERSONAL BANKRUPTCY

Does this sound like your current financial situation?

• Constantly worried or thinking about debt
• Only making, or sometimes even unable to make your minimum payments
• Living on your credit cards or lines of credit
• Being stressed and harassed by endless collection calls, or pursued for government debt

If you answered 'yes' to any of these, know that you are not alone – and Sands & Associates can help!

WE MAKE IT SIMPLE

We believe debt help should be straight-forward, whether you are filing Personal Bankruptcy, making a Consumer Proposal to creditors, or consolidating your debt. We will arrange a confidential, free debt consultation with one of our knowledgeable Licensed Insolvency Trustees to understand your situation and help you determine which debt option may be the right choice for you.

PLAN YOUR DEBT-FREE FUTURE

You may feel overwhelmed and hopeless, but you have choices about how to deal with your debt – take back control and make an informed decision! Having the right information about Consumer Proposals, Personal Bankruptcy, Debt Consolidation strategies and their relative merits is key to finding your debt solution. We will work with you and assist you throughout the process at one of our BC office locations. You can achieve a debt-free future, let us show you how!

GET A FINANCIAL FRESH START

No matter what circumstances caused the problem, we believe you are entitled to live with dignity and without debt and its overwhelming stress. Legal debt solutions like a Consumer Proposal to creditors or Personal Bankruptcy can provide shelter from the financial storm. Each will stop virtually all legal proceedings, garnishees, and phone calls from your creditors – and get you a financial fresh start by pardoning your debts. Imagine what your life would look like...debt-free!