Assess

Review Your Financial Situation

Worried about your debts?
You're not alone.

Learn More

Plan

Understand Your Debt Resolution Options

Knowledge is power.
Start planning your debt-free future.

Learn More

Take Charge

Book a Free Consultation

Reclaim your finances and your life!
A financial fresh start awaits you.

Learn More
GET A FINANCIAL FRESH
START

BC Trustees in Bankruptcy & Debt Consolidation

Book your free consultation with one of our experts and start living a debt free life.

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Assess

Review Your
Financial Situation

Worried about your debts?
You're not alone.

Learn More

Plan

Understand Your Debt
Resolution Options

Knowledge is power.
Start planning your debt-free future.

Learn More

Take Charge

Book a
Free Consultation

Reclaim your finances and your life!
A financial fresh start awaits you.

Learn More

We Can
Cut Your Debt
by up to 80%

 

CONSUMER PROPOSALS AND PERSONAL BANKRUPTCY

Are you living on your credit cards? Are you only making, or even unable to maintain your minimum payments? Are creditors harassing you? Are the endless phone calls and collection letters causing you stress? Are you being pursued for government debt? If you answered "yes" to any of these questions, you are not alone.

HOW WE MAKE IT SIMPLE

At Sands & Associates, we believe filing personal bankruptcy or making a consumer proposal to creditors should be simple and straight-forward. We will arrange for a confidential free initial consultation with one of our knowledgeable Licensed Insolvency Trustees to discuss your financial situation, and help you to determine whether a consumer proposal or bankruptcy may be the right choice for you. Having all the relevant information about these, and other debt consolidation strategies is key to making informed decisions.

WE ARE HERE TO HELP

Should you choose to make a consumer proposal to your creditors or file personal bankruptcy, we will assist you throughout the process at one of our 15 convenient office locations in BC. We will work with you so you can achieve a debt-free future.

LOSE YOUR DEBT, NOT YOUR DIGNITY

A consumer proposal to creditors, or personal bankruptcy can provide shelter from the financial storm. Each will stop virtually all legal proceedings, garnishees, and phone calls from your creditors. These legal remedies provide a financial fresh start by pardoning your debts. A Licensed Insolvency Trustee can help you understand the relative merits of each of these debt consolidation options within BC.

I would like to take the opportunity to thank all at Sands for their support throughout this torrid period.  The kindness you extended to us will always be remembered.

Words can’t express my appreciation for all your hard work, especially during this difficult time in my life.

My dad is doing well, and his anxiety / stress levels have gone down quite a bit since you’ve helped us. Thought I’d let you know how grateful we both are for your help.

I can’t say thank you enough times for your support through my money problems. I’m so grateful that you were there and understood my circumstances. Thanks a million for everything, you have no idea what a treasure you have been.

Meeting and working with you has changed my future.  Your sensitivity, understanding and straight-forward information took away much of the “sting” of being in your office.  To say I appreciate the outcome is an understatement!

SANDS & ASSOCIATES

IN THE MEDIA

CALCULATE YOUR DEBT OPTIONS Enter your total amount of debt (excluding your mortgage and car loan) and we’ll send you a list of options.