- HOMEPAGE [1]
- Consumer Proposals
- Consumer Proposals in BC [2]
- Consumer Proposal FAQs [3]
- How does making a Consumer Proposal affect my spouse? [4]
- What are the main steps in a Consumer Proposal? [5]
- How much does it cost to file a Consumer Proposal in British Columbia? [6]
- How long will a Consumer Proposal show on my credit history? [7]
- Business (Division I) Proposals [8]
- Bankruptcy
- Personal Bankruptcy in BC [9]
- Bankruptcy FAQs [10]
- Can my spouse and I declare bankruptcy together? [11]
- What am I allowed to keep if I file for personal bankruptcy? [12]
- Can I keep making payments on my car or mortgage if I file for bankruptcy? [13]
- How do I get discharged from bankruptcy? [14]
- What is surplus income in bankruptcy? [15]
- What happens to my tax returns during bankruptcy? [16]
- How long will a bankruptcy show on my credit report? [17]
- Can I file for bankruptcy if I have been bankrupt before? [18]
- Business Bankruptcy [19]
- Debt Help
- Debt Consolidation [20]
- Debt Help FAQs [21]
- How can I find out who I owe money to? [22]
- Can Canada Revenue Agency put a lien on my house? [23]
- Is there a statute of limitation on debt in BC? [24]
- Am I responsible for my spouse’s debts? [25]
- Debt Solutions for Business [26]
- How We Help With Debt [27]
- Compare Solutions
- About Us
- Meet Our Team [31]
- Real Stories [32]
- Meet Peter [33]
- Meet Ian [34]
- Meet Jessica [35]
- Meet Tammy [36]
- Meet Luke [37]
- Meet Kyle [38]
- Meet Terrence [39]
- Meet Marsha [40]
- Meet Dave [41]
- Meet Alex [42]
- Meet Barbara [43]
- Meet Jerry [44]
- Meet Sabrina [45]
- Meet Dan [46]
- Meet Heidi [47]
- Meet Pratap [48]
- Meet Sarah [49]
- Testimonials [50]
- Find Your Local Office [51]
- Careers [52]
- Locations
- Abbotsford [53]
- Burnaby [54]
- Chilliwack [55]
- Colwood [56]
- Cranbrook [57]
- Duncan [58]
- Kamloops [59]
- Kelowna [60]
- Langley [61]
- Maple Ridge [62]
- Nanaimo [63]
- Newton [64]
- New Westminster [65]
- North & Central Vancouver Island [66]
- Penticton [67]
- Prince George [68]
- Richmond [69]
- Squamish [70]
- Surrey [71]
- Terrace & Kitimat [72]
- Tri-Cities [73]
- Vancouver [74]
- Vernon [75]
- Victoria [76]
- White Rock [77]
- Debt Consultations & Tools
- Other
- Contact Us [82]
- Client Resources [83]
- Credit Rebuilding [84]
- Debt Study [85]
- Dollars and Sense [86]
- Newsroom [87]
- Video Gallery [88]
- Website Terms of Use Policy [89]
- Blog [90]
- Ian’s Debt-Free Success Story [91]
- Jessica’s Debt-Free Success Story [92]
- Peter’s Debt-Free Success Story [93]
- Tammy’s Debt-Free Success Story [94]
- 2023 BC Consumer Debt Study [95]
- 2022 BC Consumer Debt Study [96]
- 2021 BC Consumer Debt Study [97]
- 2020 BC Consumer Debt Study [98]
- 2019 BC Consumer Debt Study [99]
- 2018 BC Consumer Debt Study [100]
- 2017 BC Consumer Debt Study [101]
- 2016 BC Consumer Debt Study [102]
- 2014 BC Consumer Debt Study [103]
- 2013 BC Consumer Debt Study [104]
- 2012 BC Consumer Debt Study [105]
- BC Student Finances Study [106]
- 3 Types of Debt Consolidation in Canada [107]
- 4 Ways to Pay Off Credit Card Debts [108]
- 4 Budget Issues That Point to a Debt Problem [109]
- 10 Facts You Should Know About Consumer Proposals [110]
- 10 Facts You Should Know About Personal Bankruptcy [111]
- After Making a Consumer Proposal – What You Need to Know [112]
- An Overview of BC’s Statute of Limitations on Debt [113]
- An Overview of Seize or Sue and Vehicle Loans in BC [114]
- An Overview of Wage Garnishment in BC [115]
- Bankruptcy in Canada: Four Common Myths Debunked [116]
- Breakfast Television Vancouver: Tips to Avoid the Minimum Payment Trap [117]
- Can a Consumer Proposal or Bankruptcy Help with Tax Debt? [118]
- Can I Declare Bankruptcy More Than Once? [119]
- Can I Get a Mortgage After a Bankruptcy or Consumer Proposal? [120]
- Can you Keep your House if you File Bankruptcy? [121]
- Comparing Debt Management Plans – Pros and Cons of Consumer Debt Solutions [122]
- Consolidating Debt with a Consumer Proposal: Step-by-Step [123]
- Credit Cards: Before, During and After Bankruptcy [124]
- Debt Forgiveness with Personal Bankruptcy: Step-by-Step [125]
- Debt Management Tips to Help Navigate the COVID-19 Crisis [126]
- Debt Solutions for Having Government Debts Forgiven [127]
- Financial and Credit Counselling with a Qualified Insolvency Counsellor [128]
- Global News: Unexpected Debt – and What to do About it [129]
- How (and Why) to Check Your Credit Report [130]
- How Does a Licensed Insolvency Trustee Get Paid? [131]
- How Do I Get a Consumer Proposal Loan? [132]
- How Do I Get Out of Debt? Expert Tips, Do’s and Don’ts [133]
- How Do I Qualify for a Consumer Proposal? [134]
- How Much Debt will a Consumer Proposal Eliminate? [135]
- How Much Does it Cost to Declare Personal Bankruptcy? [136]
- How Much Does it Cost to File a Consumer Proposal? [6]
- How to Better Manage Credit and Debt, and Mistakes Not to Make [137]
- How to Pay Off Student Loans in BC [138]
- How do Consumer Proposals Compare to Debt Consolidation Loans? [139]
- Is a Consumer Proposal Right for Me? [140]
- Is Debt Consolidation Good or Bad? Understand the Pros and Cons of Debt Consolidation [141]
- Is Personal Bankruptcy Right for Me? [142]
- “It’s All Relative”: Understanding Debt Liability for Couples & Families [143]
- Learn About Your Options for Debt Forgiveness in Canada [144]
- Life After Bankruptcy – What You Need to Know [145]
- My Spouse is Filing for Bankruptcy – Now What? [146]
- Options for Consumer Debt Relief in BC [147]
- Paying Off Credit Card Debt – 3 Problems to Avoid [148]
- Shopping Around to Find Your Best Debt Solution? Here’s What to Consider [149]
- Should I Work with a Debt Settlement Agent or Credit Counsellor? What’s the Difference? [150]
- Signs of a Debt Problem You Shouldn’t Ignore [151]
- Small Business Debt – Basics, Challenges & Solutions [152]
- Understanding Interest Rates – and Why They Matter if You Have Debt [153]
- What Are My Debt Options if I’ve Done a Consumer Proposal Before? [154]
- What are the Advantages of Filing a Consumer Proposal Instead of Declaring Bankruptcy in BC? [155]
- What Assets Can I Keep if I Declare Bankruptcy? [156]
- What Debts will a Consumer Proposal Settle? [157]
- What Happens After Filing a Consumer Proposal [158]
- What Happens if I Can’t Afford my CERB Repayment? [159]
- What Happens When You Can’t Pay Your Debt? [160]
- What’s the Difference Between Consumer Proposals and Bankruptcy? [161]
- What’s the Difference Between Credit Counselling and Consumer Proposals? [162]
- What’s the Difference Between Credit Counselling and Debt Consolidation? [163]
- When is Filing for Personal Bankruptcy the Best Option? [164]
- What’s the Best Plan for Consolidated Credit Counselling? [165]
- What’s the Best Way to Consolidate my Debt? [166]
- What You Should Know About Co-Signing Debts [167]
- What is a Licensed Insolvency Trustee? [168]
- What Does it Mean for Me if My Spouse Files a Consumer Proposal? [169]
- Working with a Licensed Insolvency Trustee – What to Expect [170]