Troubleshooting Your Budget

Whether the goal of your budget is to save up, pay debt down or mange regular expenses, the idea is the same – it needs to function well – blindly spending doesn’t work for long.  If your budget just isn’t doing the trick we’ve put together some...Read more

Mistakes to Avoid When Dealing with Debt

If you’re taking the plunge and are preparing to deal with your debts head on – kudos!  Tackling financial challenges is often an area many people avoid until they can’t possibly ignore it any longer.  When it comes to debt strategies here are a few...Read more

Sands & Associates Featured Office: Richmond

Sands & Associates’ Richmond office is conveniently located at Westminster Highway and No. 3 Road, walking distance from the Brighouse skytrain station.  Our Richmond staff are able to provide assistance to those in financial difficulty in English,...Read more

Consumer Proposal VS Credit Counselling

Click the above graphic to enlarge. To arrange a free and confidential consultation to discuss your debt resolution options in one of our eleven lower mainland offices, please contact...Read more

Budget Boosters

Hate budgeting?  Think watching dollars is a real drag?  Get on good terms with your budget with our top 7 ‘Budget Booster’ tips: Schedule a financial check-up.  When was the last time you had a heart-to-heart with your finances?  If it’s been a...Read more

How does a Trustee get paid?

If you’ve been researching available solutions to your debts, chances are you’ve discovered that there are a variety of options available to you; from debt consolidation  to consumer proposals to bankruptcy; the choice is yours and everyone’s situation...Read more