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Sands & Associates has been providing financial advice, news, and solutions for BC individuals and businesses for more than twenty years. Keep up to date on current industry news, money-saving tips and more by subscribing to our mailing list!...Read more

Trustee in Bankruptcy Basics

If you’re considering meeting with a bankruptcy trustee about your debts you probably have a lot of questions about what a trustee does.  If you’ve never even heard of a bankruptcy trustee or consumer proposal administrator there’s probably even more...Read more

Dave’s Story – an Independent Film

Sands & Associates partnered with local filmmakers to make a 4-part independent film about one person’s journey through bankruptcy. Dave Malicki is a 46 year old lawyer, at the age of 39 he declared personal bankruptcy. Watch Dave’s story progress,...Read more

Troubleshooting Your Budget

Whether the goal of your budget is to save up, pay debt down or mange regular expenses, the idea is the same – it needs to function well – blindly spending doesn’t work for long.  If your budget just isn’t doing the trick we’ve put together some...Read more

Mistakes to Avoid When Dealing with Debt

If you’re taking the plunge and are preparing to deal with your debts head on – kudos!  Tackling financial challenges is often an area many people avoid until they can’t possibly ignore it any longer.  When it comes to debt strategies here are a few...Read more

Sands & Associates Featured Office: Richmond

Sands & Associates’ Richmond office is conveniently located at Westminster Highway and No. 3 Road, walking distance from the Brighouse skytrain station.  Our Richmond staff are able to provide assistance to those in financial difficulty in English,...Read more