What Debts does a Bankruptcy or Consumer Proposal Cover?

When investigating the different types of debt solutions available in Canada, two that offer federally licensed and regulated protection are bankruptcy and consumer proposals.  While it’s generally understood that common debts such as credit cards, lines...Read more

Meet Sands & Associates at Vancouver’s Zoomer Show

Canadians aged 55 and older have become one of the most rapidly growing group of debtors in BC in recent years.  Between 2009 and 2011 alone, the number of people aged 50 and older whom Sands & Associates assisted with personal bankruptcy, consumer...Read more

Ask the Trustee – March Edition

Licensed trustee Blair Mantin answers your questions about how to manage debts, including options such as Credit Counselling, Consumer Proposals and Bankruptcy in BC!  Q: How does my credit report and credit score actually work? A:  A credit report...Read more

Legislative Changes Proposed for Debt Settlement Laws

Amendments aimed at restricting debt settlement agencies were brought to legislation yesterday by the BC government, hopefully to be effective in the fall of 2015.  Debt settlement companies currently typically offer to negotiate lump-sum settlements with a...Read more

Four Questions to Ask When Choosing a Credit Counsellor

There’s a lot to think about if you’re getting ready to meet with someone who specializes in debt restructuring.  There can be a lot of new information and concepts to understand, in addition to any reservations about opening up about your financial...Read more