Back-to-School Budget Hacks

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Read our top 7 back-to-school budget tips to help prepare your kids for the classroom, without feeling the financial pinch! Click the infographic to enlarge. To meet with a representative for a free, confidential consultation in one of our 15 BC...Read more

How Much Debt will a Consumer Proposal Eliminate?

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Although filing a Consumer Proposal is a debt management option that has been around for some time, it’s only in recent years that more Canadians have become aware of this powerful alternative to bankruptcy.  A Consumer Proposal allows you to make a legal...Read more

Ask the Trustee – August Edition

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Licensed Insolvency Trustee Blair Mantin answers your questions about how to manage debts, including options such as Credit Counselling, Consumer Proposals and Bankruptcy in BC! Q: What should I consider before taking on joint debt or co-signing a...Read more

5 Easy Ways to Avoid Spending Money

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Sometimes spending can get out of hand and unchecked spending habits can lead to problems with debt.  If avoiding the urge to spend money is a challenge for you, try these five tips! Click the infographic to enlarge. To meet with a representative for...Read more

Sands & Associates Answers your Top FAQs – Part II

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Sands & Associates Answers your Top FAQs – Part II Most people aren’t aware of how Consumer Proposals or personal bankruptcy work – so it’s no surprise that as Licensed Insolvency Trustees we get asked a lot of questions each and every day. ...Read more

Sands & Associates Answers your Top FAQs – Part I

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Most people aren’t aware of how Consumer Proposals or personal bankruptcy work – so it’s no surprise that as Licensed Insolvency Trustees we get asked a lot of questions each and every day.  We’ve asked some of our knowledgeable staff to answer the...Read more