Kelly Chow, B.Sc., CIRP, Trustee in Bankruptcy

Kelly Chow is a Senior Vice-President of E. Sands & Associates, a Trustee in Bankruptcy and a member of the Canadian Association of Insolvency and Restructuring Professionals. Kelly has over 25 years of experience practicing exclusively in the consumer and corporate insolvency and restructuring areas including 10 years with three National Professional Services and Chartered Accountancy Firms and nine years as a sole practitioner.

Kelly has been involved in a wide range of insolvency and restructuring engagements including, instrument appointed receiver, advisor to lenders, corporate debtors and other stakeholders with respect to financial and viability assessments, security reviews and financial investigations. Kelly has also developed expertise in First Nations Financial Management.

Located in our Abbotsford, White Rock, and Chilliwack offices, Kelly focuses on both consumer and corporate insolvency and restructuring proceedings and First Nations Financial Management and Consulting.

Sheila Smelt, CGA, CIRP, Trustee in Bankruptcy

Sheila Smelt is a Trustee in Bankruptcy, a member of the Canadian Association of Insolvency and Restructuring Professionals and a Certified General Accountant. Sheila has over 13 years of experience practicing exclusively in the consumer insolvency and restructuring areas including four years with a National Professional Services and Chartered Accountancy Firm. Located in our Chilliwack office, Sheila’s primary focus is the administration of consumer bankruptcies and proposals to creditors to assist individuals in resolving their financial difficulties. Sheila has a background in small business management, accounting, manufacturing and banking.

Sheila has been a member of Rotary International for 12 years and is actively involved in the Rotary Club of Chilliwack/Fraser and 147 Airwolf Squadron – Air Cadets in Chilliwack.

Terry Sharp, Estate Manager

Terry Sharp is an Insolvency Estate Manager and Qualified Insolvency Counsellor with over 10 years of experience. Located in our Abbotsford and Chilliwack offices, Terry’s primary focus is the administration of personal bankruptcies and consumer proposals to creditors to assist individuals in resolving their financial difficulties. Terry’s previous experience includes 25 years with a major Canadian bank.